Insurance producer license requirements by state
Compare insurance producer (life/health and property/casualty) requirements, fees and renewal rules.
Last verified Oct 25, 2026
What does each state require?
Select a column to sortMissing values are not verified yet. A license fee is not a total cost unless the source says so.
| Alabama | Not verified yet | Not verified yet | Pass the producer examination before applying.SourceOnce exam has been passed, Please allow 3-5 Business Days before applying for your Insurance Producer license.Official sourceLast verified Oct 25, 2026 | All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.SourceAll individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.Official sourceLast verified Oct 25, 2026 |
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| Alaska | $75 | Not verified yet | Schedule the applicable licensing examination through Pearson.SourceSchedule your exam(s) through our test administrator, Pearson.Official sourceLast verified Oct 25, 2026 | A licensee’s expiration date under our code is always going to be the last day of their birth month in even or odd numbered years depending on the year they were born.SourceA licensee’s expiration date under our code is always going to be the last day of their birth month in even or odd numbered years depending on the year they were born.Official sourceLast verified Oct 25, 2026 |
| Arizona | Not verified yet | Not verified yet | Pass the examinations for the requested lines of authority, subject to statutory exemptions.SourceHas successfully passed the examinations for the lines of authority for which the individual has applied.Official sourceLast verified Oct 25, 2026 | If the licensee is an individual, on the last day of the month of the licensee's birthday, but at least three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed.SourceA license that is issued or renewed pursuant to this article or a license that is issued or renewed pursuant to chapter 6, article 9 of this title expires quadrennially as follows: 1. If the licensee is an individual, on the last day of the month of the licensee's birthday, but not less than three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed.Official sourceLast verified Oct 25, 2026 |
| Arkansas | Not verified yet | At least 20 instruction hours for each line: life, accident and health or sickness, casualty, or property.SourceAll applicants for an Arkansas life line of authority are hereby required to complete a course of instruction with a minimum of twenty (20) hours of instruction All applicants for an Arkansas accident and health or sickness (A & H) line of authority are hereby required to complete a course of instruction with a minimum of twenty (20) hours of instruction All applicants for a casualty line of authority are hereby required to complete a course of instruction with a minimum of twenty (20) hours of instruction All applicants for a property line of authority are hereby required to complete a course of instruction with a minimum of twenty (20) hours of instructionOfficial sourceLast verified Oct 25, 2026 | Not verified yet | All licenses issued or renewed for a period of two (2) calendar years will expire on the last day of the licensee's birth month in the calendar year of expiration.SourceAll licenses issued or renewed for a period of two (2) calendar years will expire on the last day of the licensee's birth month in the calendar year of expiration.Official sourceLast verified Oct 25, 2026 |
| California | Not verified yet | 12 hoursSource12 Hours of Study on Ethics and the California Insurance CodeOfficial sourceLast verified Oct 25, 2026 | A combined full life-agent examination is available for life-only plus accident and health authority.SourceApplicants may take one examination and apply for a "full Life Agent" licenseOfficial sourceLast verified Oct 25, 2026 | The term of the first license begins the date the license is issued and expires the last day of that same calendar month two years later. Any additional licenses issued at a later date will expire at the same time as the initial license.Sourcethe term of the first license begins the date the license is issued and expires the last day of that same calendar month two years later. Any additional licenses issued at a later date will expire at the same time as the initial license.Official sourceLast verified Oct 25, 2026 |
| Colorado | Not verified yet | Approved prelicensing requires 50 hours for life, 50 hours for health, or 50 hours for property/casualty together, with 3 ethics hours in each course; statutory exemptions apply.Source(I) An individual seeking insurance producer licensure authority for life insurance shall complete at least fifty hours of an approved course or program for certification in life insurance; and, of the said fifty hours, at least three hours shall pertain specifically to insurance industry ethics; (II) An individual seeking insurance producer licensure authority for health coverage shall complete at least fifty hours of an approved course or program for certification in sickness and accident insurance; and, of the said fifty hours, at least three hours shall pertain specifically to insurance industry ethics; (III) An individual seeking insurance producer licensure authority for property or casualty insurance or both shall complete at least fifty hours of an approved course or program for certification in property or casualty insurance or both; and, of the said fifty hours, at least three hours shall pertain specifically to insurance industry ethics.Official sourceLast verified Oct 25, 2026 | Satisfy prelicensing requirements for the requested lines before taking the written examination.SourceAn individual seeking an insurance producer license to include life, sickness and accident, property, or casualty lines or any combination thereof shall not be eligible to take the written examination provided for in section 10-2-402 until the prelicensure education requirements specified in this subsection (1) pertaining to the line or lines of insurance applied for have been satisfied.Official sourceLast verified Oct 25, 2026 | Keep the license in effect by paying the continuation fee and meeting education requirements by the due date, unless revoked or suspended.SourceSubject to continuation, each insurance producer license shall remain in effect unless revoked or suspended as long as the continuation fee as prescribed by the commissioner in accordance with section 10-2-413 is paid and education requirements are met on or before the due date.Official sourceLast verified Oct 25, 2026 |
| Connecticut | $140 | 20 hours per single line; 40 hours for combined life/accident and health or sickness, or combined property/casualty.SourceEach of the following single lines of authority require 20 hours of training: Life Accident & Health or Sickness Property (Producers) Casualty Personal Lines Each of the following multiple lines of authority require 40 hours of training: Life / Accident & Health or Sickness Property & CasualtyOfficial sourceLast verified Oct 25, 2026 | Complete the required prelicensing course before taking the producer examination.SourceBefore you can take the Producer exam, you must complete a required pre-licensing course.Official sourceLast verified Oct 25, 2026 | After initial license period, every two years on the last day of the birth month (i.e., the first issued license may not be a full two years).SourceAfter initial license period, every two years on the last day of the birth month (i.e., the first issued license may not be a full two years).Official sourceLast verified Oct 25, 2026 |
| Delaware | Not verified yet | Not verified yet | Resident producers must complete the Pearson Vue examinations. | Resident licensees and business entities are required to renew biennially by February 28th of every even year.SourceResident licensees and business entities are required to renew biennially by February 28th of every even year.Official sourceLast verified Oct 25, 2026 |
| District of Columbia | Not verified yet | Not verified yet | Resident applicants need the examination for the requested authority or a comparable license held in another jurisdiction within 90 days of applying.SourceResident applicants must either take or pass an examinations in the area for which they are applying or have had a like license/authority in another jurisdiction within 90 days of applying for a resident license.Official sourceLast verified Oct 25, 2026 | DISB issues producers licenses that expire biennially on the birth month for individualsSourceDISB issues producers licenses that expire biennially on the birth month for individuals Initial license only will be issued for a minimum of 18 months to a maximum of 29 months to cycle to the birth month.Official sourceLast verified Oct 25, 2026 |
| Florida | $5SourceIssuance, reissuance, reinstatement, modification resulting in a modified license being issued, duplicate copy of any insurance representative license, or an appointment being reinstated .......... $5.00Official sourceLast verified Oct 25, 2026 | Taught or successfully completed 200 hours of coursework in property, casualty, surety, health, and marine insurance approved by the department, 3 hours of which must be on the subject matter of ethicsSourceTaught or successfully completed 200 hours of coursework in property, casualty, surety, health, and marine insurance approved by the department, 3 hours of which must be on the subject matter of ethicsOfficial sourceLast verified Oct 25, 2026 | Pass the department's written licensing examination unless a statutory exemption applies.SourceThe department may not issue any license as agent or adjuster to any individual who has not qualified for, taken, and passed to the satisfaction of the department a written examination of the scope prescribed in s. 626.241Official sourceLast verified Oct 25, 2026 | Not verified yet |
| Georgia | $120 | 8 prelicensing hours for each major line.SourceReduces the required hours to 8.0 for each of the major linesOfficial sourceLast verified Oct 25, 2026 | Pass the requested line's examination; combined life/accident and sickness and property/casualty examinations are available.SourcePassing score on Property and Casualty examination Also offered is a Life, Accident and Sickness combination examinationOfficial sourceLast verified Oct 25, 2026 | Not verified yet |
| Hawaii | $150 | Not verified yet | Pass the Hawaii insurance licensing examination.SourceSuccessfully pass the Hawaiʻi Insurance License Exam(s).Official sourceLast verified Oct 25, 2026 | Not verified yet |
| Idaho | Not verified yet | Not verified yet | Submit pass confirmation for the licensing examination with the resident producer application. | Producer licenses need to be renewed every two years. A renewal may be applied for up to six weeks before the expiration of your license.SourceProducer licenses need to be renewed every two years. A renewal may be applied for up to six weeks prior to the expiration of your license.Official sourceLast verified Oct 25, 2026 |
| Illinois | Not verified yet | 20 hours per life, accident/health, property or casualty line, including 7.5 classroom hours.SourceComplete the pre-licensing requirement of 20 hours per line of authority; 7.5 of the 20 hours must be completed in a classroom settingOfficial sourceLast verified Oct 25, 2026 | General and State exam must be passed within 90 days of each other.SourceGeneral and State exam must be passed within 90 days of each other.Official sourceLast verified Oct 25, 2026 | Illinois uses the last day of your birth month as your expiration dateSourceIllinois uses the last day of your birth month as your expiration dateOfficial sourceLast verified Oct 25, 2026 |
| Indiana | Not verified yet | Life: 20 hours; health: 20; combined life/health: 40; personal and commercial property/casualty: 40; personal-lines property/casualty: 20.SourceLife | 20 Health | 20 Life & Health | 40 Personal Lines Property and Casualty | 20 Personal & Commercial Property and Casualty | 40Official sourceLast verified Oct 25, 2026 | Pass the examination for the requested authority after completing approved prelicensing education, unless exempt.Sourceeach applicant for licensing as an insurance producer, surplus lines producer or insurance consultant must pass an examination for the line(s) of authority for which application is made.Official sourceLast verified Oct 25, 2026 | 2 Years (expiring on last day of birth month) |
| Iowa | $50 | Not verified yet | Resident applicants must pass the Iowa exam for each requested authority; exam results are valid for 90 days.Sourcemust successfully pass the appropriate Iowa producer licensing exam for that specific line of authority. Exam results are valid for 90 days.Official sourceLast verified Oct 25, 2026 | A producer license must remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years.SourceA producer license shall remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years.Official sourceLast verified Oct 25, 2026 |
| Kansas | Not verified yet | Not verified yet | Pass the examination for each requested line of authority.Sourcehas successfully passed the examination for each line of authority for which the applicant has applied.Official sourceLast verified Oct 25, 2026 | For agents subject to CE reporting, the biennial due date is the end of the birth month, no earlier than two years after initial licensure.Source"Biennial due date" means the last day of the birth month of any licensed insurance agent who is required to complete C.E.C.'s and report the completion of such C.E.C.'s to the commissioner pursuant to this act, except that such due date shall not be earlier than two years from the date of the insurance agent's initial licensure under this act.Official sourceLast verified Oct 25, 2026 |
| Kentucky | $40SourceAgent – Resident Individual for license/class $ 40.00Official sourceLast verified Oct 25, 2026 | Residents complete 20 hours of prelicensing training for each major line of authority.SourceComplete 20 hours of pre-licensing training for each major line of authority.Official sourceLast verified Oct 25, 2026 | Schedule the licensing examination through the department's eServices account after the application is processed.SourceYou may track the status of the application and schedule your examination through a secure eServices account.Official sourceLast verified Oct 25, 2026 | Individual – payment is due by the end of birth month; if born in odd year, renewal is in odd years; if born in even year, renewal is in even years.SourceIndividual – payment is due by the end of birth month; if born in odd year, renewal is in odd years; if born in even year, renewal is in even years.Official sourceLast verified Oct 25, 2026 |
| Louisiana | Not verified yet | Not verified yet | Resident life, accident and health or sickness, property and casualty applicants must take the licensing examination.SourceAn examination is required for producer applicants for the lines of Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Bail Bonds, Title, Surplus Lines, Surety and Industrial Fire.Official sourceLast verified Oct 25, 2026 | Licenses renew on the last day of the birth month with the license number determining the renewal year. Licenses that end in an even number renew in even-numbered years and licenses that end in an odd number renew in odd-numbered years.SourceLicenses renew on the last day of the birth month with the license number determining the renewal year. Licenses that end in an even number renew in even-numbered years and licenses that end in an odd number renew in odd-numbered years.Official sourceLast verified Oct 25, 2026 |
| Maine | Not verified yet | Not verified yet | Resident applicants must pass the appropriate licensing examination before applying.SourceAs a resident producer, you must take the appropriate licensing exam first.Official sourceLast verified Oct 25, 2026 | Maine individual resident producer licenses are renewed automatically by our office the first business day following the Continuing Education (CE) due date, as long as all CE Requirements have been met.SourceMaine individual resident producer licenses are renewed automatically by our office the first business day following the Continuing Education (CE) due date, as long as all CE Requirements have been met.Official sourceLast verified Oct 25, 2026 |
| Maryland | Not verified yet | Not verified yet | Resident applicants must pass the Maryland examination for each requested major line.SourceResident individual applicants requesting a major line of authority are required to pass the Maryland exam for the line(s) requested.Official sourceLast verified Oct 25, 2026 | Individual producer licenses are issued on a biennial basis to expire on the last day of the producer’s birth month.SourceIndividual producer licenses are issued on a biennial basis to expire on the last day of the producer’s birth month.Official sourceLast verified Oct 25, 2026 |
| Massachusetts | Not verified yet | Not verified yet | Pass the examinations for the requested lines of authority.Sourcehas successfully passed the examinations for the lines of authority for which the person has applied.Official sourceLast verified Oct 25, 2026 | Not verified yet |
| Michigan | Not verified yet | Complete an approved 20-hour classroom course or approved self-study course before the examination.SourcePE requirements may be met by completing an approved 20-hour classroom course or completing an approved self-study course.Official sourceLast verified Oct 25, 2026 | Successfully complete the Michigan licensing examination; an application must be replaced if no examination is passed within 180 days.SourceSuccessfully complete a Michigan licensing examination. If an examination is not passed within 180 days, the applicant must submit a new license application and feeOfficial sourceLast verified Oct 25, 2026 | Resident individual producer licenses are perpetual as long as the licensee is compliant with Continuing Education credit requirementsSourceResident individual producer licenses are perpetual as long as the licensee is compliant with Continuing Education credit requirementsOfficial sourceLast verified Oct 25, 2026 |
| Minnesota | $50Source$50 for an initial life, accident and health, property, or casualty license issued to an individual insurance producer, and a fee of $50 for each renewalOfficial sourceLast verified Oct 25, 2026 | 20 hours of approved prelicensing education per major line of authority before the examination.SourceBefore sitting for a licensing exam, insurance producer applicants must first complete the 20 hours of Minnesota Department of Commerce pre-approved insurance pre-license education per line of authorityOfficial sourceLast verified Oct 25, 2026 | Pass the examinations for the requested lines of authority.Sourcehas successfully passed the examinations for the lines of authority for which the person has applied.Official sourceLast verified Oct 25, 2026 | After initial expiration, renew biennially at the end of your birth month, two years after the previous expiration.SourceBeginning with the first license expiration on the last day of the birth month of an individual producer as set forth in this paragraph, all such licenses must after this date expire biennially on the last day of the birth month of the individual producer that is two years subsequent to the preceding expiration date.Official sourceLast verified Oct 25, 2026 |
| Mississippi | $100 | Accident and health, property and casualty prelicensing requires 20 hours per line.Source20 hours per line of authority for Life, Accident & Health, Property, Casualty, Personal Lines.Official sourceLast verified Oct 25, 2026 | The department directs examination applicants to Pearson VUE for scheduling.SourceHow do I get scheduled for the exam? Contact Pearson VueOfficial sourceLast verified Oct 25, 2026 | Licenses will expire on the last day of the birth month of the licensee on a biennial basis.SourceLicenses will expire on the last day of the birth month of the licensee on a biennial basis.Official sourceLast verified Oct 25, 2026 |
| Missouri | Not verified yet | Not verified yet | Pass the examination for life, accident and health or sickness, property or casualty, as applicable.SourceMissouri requires an examination for the following lines: Life, Accident and Health or Sickness; Property; Casualty; Personal Lines; Crop; Title and Surplus Lines.Official sourceLast verified Oct 25, 2026 | Based upon the new license expiration dates, license renewal dates have moved to every two years on the producer's birthday, rather than every two years on the anniversary of the license.SourceBased upon the new license expiration dates, license renewal dates have moved to every two years on the producer's birthday, rather than every two years on the anniversary of the license.Official sourceLast verified Oct 25, 2026 |
| Montana | Not verified yet | Not verified yet | Pass the resident licensing examination with a score of at least 75%. | Not verified yet |
| Nebraska | $50SourceProducer License - Resident …………………………………..………................... $50.00Official sourceLast verified Oct 25, 2026 | Not verified yet | Resident applicants must pass the insurance examination for the requested line of authority.SourceApplicants need to register and pass the insurance examination for the appropriate line of authority.Official sourceLast verified Oct 25, 2026 | Initially expires at the end of your birth month in the first year after issue when your age is divisible by two. Then renew in years matching your birth year’s odd or even pattern.SourceInitial individual licenses are issued to expire the last day of the month in the licensee's birth month in the first year after issuance in which licensee's age is divisible by two. Therefore, individuals born in even numbered years renew their license on the last day of their birth month in the even numbered years and individuals born in odd numbered years renew their license on the last day of their birth month in the odd numbered years.Official sourceLast verified Oct 25, 2026 |
| Nevada | $185 | Not verified yet | Pass the Nevada insurance producer examination for the requested lines within the year before applying.SourceWithin one year prior to applying for a license, you must pass the Nevada Insurance Producer exam that corresponds with the line(s) of authority you want to apply for.Official sourceLast verified Oct 25, 2026 | Not verified yet |
| New Hampshire | Not verified yet | Not verified yet | Resident applicants must pass a written examination unless exempt under RSA 402-J:9.SourceA resident individual applying for an insurance producer license shall pass a written examination unless exempt pursuant to RSA 402-J:9.Official sourceLast verified Oct 25, 2026 | Not verified yet |
| New Jersey | $150 | 20 hours each for life, health, property or casualty; 40 hours for combined life/health or combined property/casualty.SourceLife 20 hours Health 20 hours Combined Life and Health 40 hours Property 20 hours Casualty 20 hours Combined Property and Casualty 40 hoursOfficial sourceLast verified Oct 25, 2026 | Pass the examination for the requested line unless previously licensed for the same lines in another state with that resident license current or inactive for no more than 90 days.Sourcemust successfully pass our licensing examination for the specific line of authority unless the individual previously held a resident license for the same lines of authority in another state and that license is either current or became inactive within the previous 90 days.Official sourceLast verified Oct 25, 2026 | Not verified yet |
| New Mexico | Not verified yet | Not verified yet | Resident insurance-producer applicants must pass the producer examination; separate examinations may be required for different lines.SourceIndividuals applying for the following types of resident licenses shall take and pass the examination required for issuance of the license by the superintendent: (a) insurance producer – producer examination; Separate exams may be required for different lines of insurance or license types and may be administered at different times and locations.Official sourceLast verified Oct 25, 2026 | Not verified yet |
| New York | Not verified yet | Approved prelicensing course minimums: combined life/accident and health, 40 hours; life only or accident and health only, 20 hours; property/casualty agent or broker, 90 hours.SourceMINIMUM APPROVABLE COURSE HOURS Life/A&H Agent ( combined) 40 A & H Agent (only) 20 Life Agent (only) 20 P/C Agent / Broker (3) 90Official sourceLast verified Oct 25, 2026 | Pass the written examination for the requested insurance lines, unless a statutory exemption applies.Sourcerequire such individual to submit to a personal written examination and to pass the same to the satisfaction of the superintendent.Official sourceLast verified Oct 25, 2026 | If you were born in an even numbered year, your license will expire on your birthday in an even numbered year. If you were born in an odd numbered year, your license will expire on your birthday in an odd numbered year.SourceIf you were born in an even numbered year, your license will expire on your birthday in an even numbered year. If you were born in an odd numbered year, your license will expire on your birthday in an odd numbered year.Official sourceLast verified Oct 25, 2026 |
| North Carolina | Not verified yet | Not verified yet | Pass all examinations for the lines requested in the application before any requested license is issued.SourceNO license will be issued until ALL the examinations for the lines of authority requested in application are passed.Official sourceLast verified Oct 25, 2026 | Insurance Producer Licenses do not renew and are valid until surrendered, canceled or revokedSourceInsurance Producer Licenses do not renew and are valid until surrendered, canceled or revoked in respect to the following: Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Medicare Supplement Long-Term Care, Variable Life and Variable Annuity Products. To maintain a license ALL Resident Insurance Producers must comply with the continuing education requirements for the license(s) held.Official sourceLast verified Oct 25, 2026 |
| North Dakota | Not verified yet | Not verified yet | North Dakota insurance-producer licensing examinations are administered by PSI.SourcePSI is the exam vendor for the North Dakota Insurance Producers License Examinations.Official sourceLast verified Oct 25, 2026 | The expiration date is the last day of the producer’s birth month. The license is renewed biennially.SourceThe expiration date is the last day of the producer’s birth month. The license is renewed biennially.Official sourceLast verified Oct 25, 2026 |
| Ohio | Not verified yet | 20 hours of approved study for each line, with statutory alternatives for an insurance degree or an approved professional designation.SourceThe individual has earned a bachelor's or associate's degree in insurance from an accredited institution. The individual has earned a professional designation approved by the superintendent. The individual has completed, for each line of authority for which the individual has applied, twenty hours of study in a program of insurance education approved by the superintendentOfficial sourceLast verified Oct 25, 2026 | Resident applicants for covered lines must pass the written licensing examination before applying, subject to statutory exemptions.SourceExcept as otherwise provided in this section or in section 3905.041 of the Revised Code, a resident individual applying for an insurance agent license for any of the lines of authority described in division (B) of this section shall take and pass a written examination prior to application for licensure.Official sourceLast verified Oct 25, 2026 | An individual seeking to renew a resident insurance agent license must apply biennially for a renewal of the license on or before the last day of the licensee's birth month.SourceAn individual seeking to renew a resident insurance agent license shall apply biennially for a renewal of the license on or before the last day of the licensee's birth month.Official sourceLast verified Oct 25, 2026 |
| Oklahoma | Producer (Agent) – General LOAs 60.00 100.00 BiennialSourceProducer (Agent) – General LOAs 60.00 100.00 BiennialOfficial sourceLast verified Oct 25, 2026 | Not verified yet | Resident applicants must pass the licensing examination before applying; nonresidents may skip the examination steps.SourceSteps 1 & 2 apply to RESIDENT (R) applicants only. NON-RESIDENT (NR) applicants may skip to step 3: Passing the exam(s) is the first step to becoming licensed.Official sourceLast verified Oct 25, 2026 | The expiration date individual licenses will pro-rate or short-rate to renew biennially on the last day of the licensee’s birth month.SourceThe expiration date individual licenses will pro-rate or short-rate to renew biennially on the last day of the licensee’s birth month.Official sourceLast verified Oct 25, 2026 |
| Oregon | Not verified yet | 20 hours of prelicense training per line of authority.SourceComplete 20 hours prelicense training, per line of authority.Official sourceLast verified Oct 25, 2026 | Schedule and pass the required examinations. | A license issued to an individual insurance agent expires biennially in the month of the individual's birthday anniversary.SourceA license issued to an individual insurance agent expires biennially in the month of the individual's birthday anniversary.Official sourceLast verified Oct 25, 2026 |
| Pennsylvania | Not verified yet | Not verified yet | Pass the insurance examination before applying for a producer license.SourceOnce you have passed your examination, you are now eligible to apply for your producer license.Official sourceLast verified Oct 25, 2026 | Not verified yet |
| Rhode Island | $120SourceInsurance Producer License Fee (both initial application and renewal). Residents - $120.Official sourceLast verified Oct 25, 2026 | Not verified yet | Pass the licensing examination and apply within one year after passing.SourceAfter you pass your exam you have up to one year to apply for your license.Official sourceLast verified Oct 25, 2026 | Not verified yet |
| South Carolina | $25 | Not verified yet | Resident applicants must pass the appropriate producer examination for the requested line; exam reports expire 12 months after issuance.SourceThose wishing to become a South Carolina licensed resident producer must first pass the appropriate producer licensing exam for that specific line of authority. Exam reports expire 12 months after the date of issuance.Official sourceLast verified Oct 25, 2026 | All licensed resident producers must meet the following requirements biennially by the end of their birth month:SourceAll licensed resident producers must meet the following requirements biennially by the end of their birth month:Official sourceLast verified Oct 25, 2026 |
| South Dakota | $25SourceThe electronic payment due is $25 plus a service fee.Official sourceLast verified Oct 25, 2026 | Not verified yet | Applicants who have never held a South Dakota or other-state producer license must take insurance examinations for each line they wish to sell.SourceIf you have not previously held a producer license in South Dakota or any other state, you must take insurance exams for each line of authority you wish to sell in this state.Official sourceLast verified Oct 25, 2026 | Resident producer licenses renew biennially based on the producer's birth month.SourceResident producer licenses renew biennially based on the producer's birth month.Official sourceLast verified Oct 25, 2026 |
| Tennessee | Not verified yet | Not verified yet | Applicants must pass a written examination unless exempt.SourceAll applicants are required to pass a written examination, unless otherwise exempt.Official sourceLast verified Oct 25, 2026 | Not verified yet |
| Texas | Not verified yet | Not verified yet | Resident general-lines property/casualty applicants must pass the state licensing exam before applying, unless exempt; apply within one year of passing.SourceYou must pass the state licensing exam before applying. Submit your application within one year of passing the exam, or you’ll need to retake the exam.Official sourceLast verified Oct 25, 2026 | Your Texas insurance license expires every two years on the last day of your birth month. For first time applicants, the initial license term may be shorter so that future renewals match your birth month.SourceYour Texas insurance license expires every two years on the last day of your birth month. For first time applicants, the initial license term may be shorter so that future renewals match your birth month.Official sourceLast verified Oct 25, 2026 |
| Utah | $70SourceProducer - Individual - Full Line Initial or Biennial Renewal License $70.00Official sourceLast verified Oct 25, 2026 | Not verified yet | Pass the required licensing examinations before submitting the application.SourceLicense applications are to be submitted after successfully passing any required examinations.Official sourceLast verified Oct 25, 2026 | Initial renewal falls 24 to 35 months after issue, at the end of your birth month. Later renewals are every two years at the end of your birth month.SourceFor a new license, the first renewal date may be anywhere from 24 to 35 months from the new license issue date and will fall on the last day of the licensee's birth month. Thereafter, renewals will then continue to be every two years at the end of the licensee’s birth month.Official sourceLast verified Oct 25, 2026 |
| Vermont | $30SourceSend the application fee of $30.00 and a license fee of $30.00Official sourceLast verified Oct 25, 2026 | Not verified yet | Pass the written producer examination for the requested lines; residents wait 48 hours after passing before applying electronically.Sourcehave passed a written examination and submit a license application and fees. Residents must wait 48 hours after passing their producer examination before submitting an electronic application.Official sourceLast verified Oct 25, 2026 | Producer licenses expire March 31 in odd years. The source lists other license types on this schedule.SourceResident and Non-Resident individual type licenses that expire on March 31 of odd years include Producer, Limited Lines Producer, Title Agent, Business Entity, Limited Lines Business Entity, Business Entity for Self-Storage, Business Entity for Portable Electronics, Managing General Agent, and Bail Bond Agent.Official sourceLast verified Oct 25, 2026 |
| Virginia | Not verified yet | Not verified yet | Residents must pass the appropriate licensing examination administered by Prometric.SourceSTEP 1: PASS THE APPROPRIATE LICENSING EXAMINATION (EXAMS MAY BE TAKEN PRIOR TO SUBMITTING FINGERPRINTS) Residents Insurance licensing exams are administered by PrometricOfficial sourceLast verified Oct 25, 2026 | Expires at the end of your birth month in years matching your birth year’s odd or even pattern.SourceLicenses have a renewal date based on your birth month and odd/even year of birth. For example, if you were born in an odd-numbered year, your license will expire at the end of your birth month in odd-numbered years. If you were born in an even-numbered year, your license will expire at the end of your birth month in even-numbered years.Official sourceLast verified Oct 25, 2026 |
| Washington | $55SourceIndividual license fees for first-time or new licensees Producer - full lines: life, disability (health), property, casualty or personal line $55Official sourceLast verified Oct 25, 2026 | Not verified yet | Individual resident full-lines applicants must pass the exam, apply, and then submit fingerprints.SourceSteps for an individual resident license Schedule and pass your exam. Apply for your license online. Have your fingerprints taken.Official sourceLast verified Oct 25, 2026 | Not verified yet |
| West Virginia | $50Source$50.00 license fee made payable to the West Virginia Insurance CommissionerOfficial sourceLast verified Oct 25, 2026 | 20 hours per line of authority.SourceComplete the pre-licensing requirement of 20 hours per line of authority; i.e. Life, Accident & Sickness (Health), Property, Casualty, Personal Lines.Official sourceLast verified Oct 25, 2026 | Pass the applicable examination unless exempt; the handbook lists qualifying professional designations and degrees.SourceTake the examination(s) administered by Pearson VUE. Waiver of examination: An examination is not required as proof of competency for those persons applying for a resident individual insurance producer’s license if such person: With respect to the following lines of authority, holds one or more of the following professional designations or degrees:Official sourceLast verified Oct 25, 2026 | Renew biennially through NIPR by the end of your birth month and pay the fee, even if exempt from CE.SourceIn order to maintain an insurance producer license, every individual insurance producer, regardless of continuing education requirements or exemptions, must biennially by the last day of their birth month complete a renewal application and pay the renewal fee through NIPR.Official sourceLast verified Oct 25, 2026 |
| Wisconsin | Not verified yet | 20 hours: 8 hours principles, Wisconsin law and ethics, and 12 line-specific hours. The common 8 hours need not be repeated for another line within 12 months.SourceOf the 20 hours, 8 hours consist of the principles of insurance, general Wisconsin insurance laws, and ethics. Once the 8 hours is completed, it needs not be repeated for each line of authority as long as it is within a 12-month period. Of the 20 hours, 12 hours consist of policies, terms and concepts, and line-specific insurance law.Official sourceLast verified Oct 25, 2026 | Pass the examination, then wait 48–72 hours for scores to be recorded before applying through NIPR. Scores are valid for six months.SourceExam scores are only valid for six months. You must wait 48-72 hours after passing the examination for exam scores to be recorded with NIPR before you will be allowed to submit the electronic application.Official sourceLast verified Oct 25, 2026 | Resident and nonresident licenses expire every two years on the last day of the licensee's birth month. It is possible that licensees may be given longer than the required minimum of 24 months.SourceResident and nonresident licenses expire every two years on the last day of the licensee's birth month. It is possible that licensees may be given longer than the required minimum of 24 months.Official sourceLast verified Oct 25, 2026 |
| Wyoming | Not verified yet | Not verified yet | Wyoming residents must pass the licensing exam for the requested lines before applying.SourcePass the Wyoming Insurance Licensing Exam for the lines of authority you would likeOfficial sourceLast verified Oct 25, 2026 | Your license renews every two years on the last day of the month of your birthday.SourceYour license renews every two years on the last day of the month of your birthday.Official sourceLast verified Oct 25, 2026 |
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Official sources (201)
Showing 24 source links. Individual facts keep their citations on the linked data pages. Download all facts and official sources.
- https://aldoi.gov/Licensing/ProducerReq.aspx
- https://aldoi.gov/PDF/Misc/2023AnnualReport.pdf
- https://aldoi.gov/ContinuingEd/GeneralInfo.aspx
- https://www.commerce.alaska.gov/web/ins/Licensees/ResidentLicense
- https://www.commerce.alaska.gov/web/Portals/11/Pub/Licensing/Forms/08-214.pdf
- https://www.commerce.alaska.gov/web/ins/InsuranceProducer
- https://www.commerce.alaska.gov/web/ins/Licensees/ContinuingEducation
- https://www.azleg.gov/ars/20/00285.htm
- https://www.azleg.gov/ars/20/00289.htm
- https://www.azleg.gov/ars/20/02902.htm
- https://www.azleg.gov/ars/20/00287.htm
- https://www.azleg.gov/ars/20/00282.htm
- https://insurance.arkansas.gov/industry-regulation/licensing/
- https://portal.insurance.arkansas.gov/LegalPubsPublic/Documents/Rules/rule_31.pdf
- https://codeofarrules.arkansas.gov/Rules/Rule?chapterID=39&levelType=section&partID=618§ionID=27098&subChapterID=187&subPartID=4306&titleID=23
- https://portal.insurance.arkansas.gov/LegalPubsPublic/Documents/Rules/23%20car%20pt%2022.pdf
- https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/Life/quals.cfm
- https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/life-agent/index.cfm
- https://www.insurance.ca.gov/0200-industry/0030-seek-pre-lic/0400-prelicensing-faq/0100-12-hours-of-ethics-california-insurance-code-frequent-questions/index.cfm
- https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/Casualty/auth-act.cfm
- https://www.insurance.ca.gov/0200-industry/0045-lic-fees/
- https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/Life/term.cfm
- https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/Life/renewal.cfm
- https://www.insurance.ca.gov/0200-industry/0200-prod-licensing/0400-other-info/0800-questions-answers/general-faq/nonresident.cfm
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