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How to Get a Insurance producer License in Arizona (2026)

Quick answer

The relevant line of authority is required to sell, solicit or negotiate insurance in Arizona.

Exam

Pass the examinations for the requested lines of authority, subject to statutory exemptions.

View official source

Renewal

If the licensee is an individual, on the last day of the month of the licensee's birthday, but at least three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed.

View official source

Continuing education

48 hours

View official source

Minimum age

18 years old

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Arizona Department of Insurance and Financial Institutions

    Last verified Oct 25, 2026 — source and quotation
    department of insurance and financial institutions
    Official source

    Official agency page

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Application for license
    Official source
  2. Check your qualifications

    Age

    18 years old

    Last verified Oct 25, 2026 — source and quotation
    at least eighteen years of age
    Official source

    Exam

    Pass the examinations for the requested lines of authority, subject to statutory exemptions.

    Last verified Oct 25, 2026 — source and quotation
    Has successfully passed the examinations for the lines of authority for which the individual has applied.
    Official source
  3. Prepare your application

    Reciprocity

    Nonresident licensing requires a home-state resident license in good standing, application and fees, and reciprocal treatment of Arizona residents by the home state.

    Last verified Oct 25, 2026 — source and quotation
    The person is currently licensed as a resident and in good standing in the person's home state. The person has submitted the proper request for licensure and has paid the fees prescribed in section 20-167. The person's home state issues nonresident insurance producer licenses to residents of this state on the same basis.
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

The relevant line of authority is required to sell, solicit or negotiate insurance in Arizona.

Last verified Oct 25, 2026 — source and quotation
A person shall not sell, solicit or negotiate insurance in this state for any class or classes of insurance unless the person is licensed for that line of authority in accordance with this article.
Official source

When do I renew, and is CE required?

Renewal

If the licensee is an individual, on the last day of the month of the licensee's birthday, but at least three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed.

Last verified Oct 25, 2026 — source and quotation
A license that is issued or renewed pursuant to this article or a license that is issued or renewed pursuant to chapter 6, article 9 of this title expires quadrennially as follows: 1. If the licensee is an individual, on the last day of the month of the licensee's birthday, but not less than three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed.
Official source

Continuing education hours

48 hours

Last verified Oct 25, 2026 — source and quotation
at least forty-eight credit hours
Official source

Continuing education topics

At least 6 ethics hours within the resident CE requirement.

Last verified Oct 25, 2026 — source and quotation
including at least six credit hours of ethics training
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

How often do I renew a insurance producer (life/health and property/casualty) license in Arizona?

If the licensee is an individual, on the last day of the month of the licensee's birthday, but at least three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed.

Source and quotation
A license that is issued or renewed pursuant to this article or a license that is issued or renewed pursuant to chapter 6, article 9 of this title expires quadrennially as follows: 1. If the licensee is an individual, on the last day of the month of the licensee's birthday, but not less than three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed.
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (9)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Arizona Department of Insurance and Financial Institutions

Arizona Department of Insurance and Financial Institutions

department of insurance and financial institutions
Official source

Last verified Oct 25, 2026

Official agency page

Open the official agency page

https://www.azleg.gov/ars/20/00285.htm

Application for license
Official source

Last verified Oct 25, 2026

Qualifications / Age

18 years old

18

at least eighteen years of age
Official source

Last verified Oct 25, 2026

Qualifications / Exam

Pass the examinations for the requested lines of authority, subject to statutory exemptions.

Pass the examinations for the requested lines of authority, subject to statutory exemptions.

Has successfully passed the examinations for the lines of authority for which the individual has applied.
Official source

Last verified Oct 25, 2026

Renewal

If the licensee is an individual, on the last day of the month of the licensee's birthday, but at least three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed.

If the licensee is an individual, on the last day of the month of the licensee's birthday, but not less than three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed. Applies to: Individual producer licenses; quadrennial renewal.

A license that is issued or renewed pursuant to this article or a license that is issued or renewed pursuant to chapter 6, article 9 of this title expires quadrennially as follows: 1. If the licensee is an individual, on the last day of the month of the licensee's birthday, but not less than three years and not more than four years after the last day of the month in which the license is issued or is required to be renewed.
Official source

Last verified Oct 25, 2026

Continuing education hours

48 hours

48

at least forty-eight credit hours
Official source

Last verified Oct 25, 2026

Continuing education topics

At least 6 ethics hours within the resident CE requirement.

At least 6 ethics hours within the resident CE requirement.

including at least six credit hours of ethics training
Official source

Last verified Oct 25, 2026

Reciprocity

Nonresident licensing requires a home-state resident license in good standing, application and fees, and reciprocal treatment of Arizona residents by the home state.

Nonresident licensing requires a home-state resident license in good standing, application and fees, and reciprocal treatment of Arizona residents by the home state.

The person is currently licensed as a resident and in good standing in the person's home state. The person has submitted the proper request for licensure and has paid the fees prescribed in section 20-167. The person's home state issues nonresident insurance producer licenses to residents of this state on the same basis.
Official source

Last verified Oct 25, 2026

Agency guidance

The relevant line of authority is required to sell, solicit or negotiate insurance in Arizona.

The relevant line of authority is required to sell, solicit or negotiate insurance in Arizona.

A person shall not sell, solicit or negotiate insurance in this state for any class or classes of insurance unless the person is licensed for that line of authority in accordance with this article.
Official source

Last verified Oct 25, 2026

Not yet verified: license fee, required hours — see the official agency.

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Arizona

What’s my next step?

Last verified Oct 25, 2026.

Official sources (5)

Not legal or tax advice. Confirm with the official agency before filing.