How to Get a Insurance producer License in Colorado (2026)

Colorado Division of Insurance

Colorado Division of Insurance

Colorado Division of Insurance

Last verified Oct 25, 2026

Open the official agency page

https://doi.colorado.gov/insurance-industry/for-producers/agents

Licensees and potential licensees can use either service listed - Sircon/Vertifore or NIPR - to apply for or renew their licenses.

Last verified Oct 25, 2026

18 years old

18

The individual is at least eighteen years of age

Last verified Oct 25, 2026

Approved prelicensing requires 50 hours for life, 50 hours for health, or 50 hours for property/casualty together, with 3 ethics hours in each course; statutory exemptions apply.

Approved prelicensing requires 50 hours for life, 50 hours for health, or 50 hours for property/casualty together, with 3 ethics hours in each course; statutory exemptions apply.

(I) An individual seeking insurance producer licensure authority for life insurance shall complete at least fifty hours of an approved course or program for certification in life insurance; and, of the said fifty hours, at least three hours shall pertain specifically to insurance industry ethics; (II) An individual seeking insurance producer licensure authority for health coverage shall complete at least fifty hours of an approved course or program for certification in sickness and accident insurance; and, of the said fifty hours, at least three hours shall pertain specifically to insurance industry ethics; (III) An individual seeking insurance producer licensure authority for property or casualty insurance or both shall complete at least fifty hours of an approved course or program for certification in property or casualty insurance or both; and, of the said fifty hours, at least three hours shall pertain specifically to insurance industry ethics.

Last verified Oct 25, 2026

Satisfy prelicensing requirements for the requested lines before taking the written examination.

Satisfy prelicensing requirements for the requested lines before taking the written examination.

An individual seeking an insurance producer license to include life, sickness and accident, property, or casualty lines or any combination thereof shall not be eligible to take the written examination provided for in section 10-2-402 until the prelicensure education requirements specified in this subsection (1) pertaining to the line or lines of insurance applied for have been satisfied.

Last verified Oct 25, 2026

Keep the license in effect by paying the continuation fee and meeting education requirements by the due date, unless revoked or suspended.

Subject to continuation, each insurance producer license shall remain in effect unless revoked or suspended as long as the continuation fee as prescribed by the commissioner in accordance with section 10-2-413 is paid and education requirements are met on or before the due date. Applies to: Insurance producers; continuation timing is established by rule

Subject to continuation, each insurance producer license shall remain in effect unless revoked or suspended as long as the continuation fee as prescribed by the commissioner in accordance with section 10-2-413 is paid and education requirements are met on or before the due date.

Last verified Oct 25, 2026

The statute provides for up to 24 CE hours, including at least 3 ethics hours and, for property or personal lines producers, at least 3 hours on homeowners insurance.

The statute provides for up to 24 CE hours, including at least 3 ethics hours and, for property or personal lines producers, at least 3 hours on homeowners insurance.

Producers not exempt from the requirements of this section shall satisfactorily complete up to twenty-four hours of instruction by attending courses or programs of instruction approved by the commissioner. At least three of the twenty-four hours of continuing education must be for courses in ethics. For producers authorized to sell property or personal insurance lines of business, at least three of the twenty-four hours of continuing education must be for courses in homeowner's insurance coverage.

Last verified Oct 25, 2026

Nonresident applicants need a comparable home-state license in good standing for the same lines, a proper application, fees and license-status certification.

Nonresident applicants need a comparable home-state license in good standing for the same lines, a proper application, fees and license-status certification.

The person maintains a license in good standing in the person's home state; (b) An insurance agency or business entity may qualify as a nonresident if the agency or business entity has its principal office located in another state; (c) The nonresident person holds a similar license that is awarded on the same basis in the nonresident's home state and for the same line or lines of authority applied for in this state; (d) The person has submitted the proper request for licensure and has paid the fees set forth by regulation; (e) The nonresident person has filed with the commissioner a current certification of license status for the purposes set forth in section 10-2-501;

Last verified Oct 25, 2026

A person may not sell, solicit or negotiate insurance without a license for the relevant line of authority.

A person may not sell, solicit or negotiate insurance without a license for the relevant line of authority.

A person shall not sell, solicit, or negotiate insurance in this state for any class or classes of insurance unless the person is licensed for that line of authority in accordance with this article.

Last verified Oct 25, 2026

The producer license is perpetual, subject to continuation requirements.

The producer license is perpetual, subject to continuation requirements.

The commissioner shall issue a perpetual insurance producer license to an applicant who has met the requirements of section 10-2-404.

Last verified Oct 25, 2026

Apply or renew using the agency's Sircon or NIPR links: https://doi.colorado.gov/insurance-industry/for-producers/agents

Apply or renew using the agency's Sircon or NIPR links: https://doi.colorado.gov/insurance-industry/for-producers/agents

Licensees and potential licensees can use either service listed - Sircon/Vertifore or NIPR - to apply for or renew their licenses.

Last verified Oct 25, 2026