New resident applicants must submit a criminal-background record from the Rhode Island Attorney General.
$120
Pass the licensing examination and apply within one year after passing.
24 hours
Last verified Oct 25, 2026
Rhode Island Department of Business Regulation
State of Rhode Island Department of Business RegulationOfficial source
Licensing Frequently Asked QuestionsOfficial source
Rhode Island does not require prelicensing education.
Rhode Island does not require pre-licensing educationOfficial source
Pass the licensing examination and apply within one year after passing.
After you pass your exam you have up to one year to apply for your license.Official source
I am a Rhode Island resident and I want to get an insurance license for the first time. What is required?Official source
For a resident moving to Rhode Island without a Rhode Island license, cancel the former resident license and apply at least 24 hours later but within 90 days; the licensing examination is waived under this process.
At least 24 hours after that license is cancelled (but not more than 90 days), go to NIPR.com and apply for your Rhode Island resident license. Our electronic business rules will pick up on a cancelled resident license for 90 days after it is cancelled and you will be allowed to move forward and complete a new resident license application without having to take the Rhode Island licensing exam.Official source
Review the official instructions for your situation before applying.
Open the official agency pageNew resident applicants must submit a criminal-background record from the Rhode Island Attorney General.
You must also submit a B.C.I from the RI Attorney GeneralOfficial source
CE exemptions include residents continuously licensed without a lapse for 25 years who are age 55 at renewal.
Residents holding a license continuously without a lapse of licensure for twenty-five (25) years and who are age fifty-five (55) at the time of renewal.Official source
Initial and renewal resident producer fees include CE tracking. The fee is not prorated when the initial license expires in less than two years.
The fees listed below apply to a person obtaining the license during the two-year period even if his or her license will expire in less than two years. Residents - $120. Fee is calculated by adding $55 per year fee of R.I. Gen. Laws § 27-2.4-4 and the $5 per year Continuing Education tracking fee of R.I. Gen. Laws § 27-3.2-9.Official source
Nonresidents must be licensed in their resident state before applying for a Rhode Island nonresident license.
Licensing is based on resident state reciprocity. This means you must be licensed in your resident state before you can apply to Rhode Island as a non-resident.Official source
2 years
The Department issues two-year licenses.Official source
24 hours
Any person to which this Part applies shall, for each biennial license period, satisfactorily complete approved continuing education courses equivalent to a minimum of twenty-four (24) accumulated credit hours including three (3) hours of ethics.Official source
21 general credits and 3 ethics credits are required to renew a resident producer license.
The continuing education requirement for RI resident insurance producers is 21 general credits and 3 ethics credits to be eligible to renew.Official source
Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.
$120
Insurance Producer License Fee (both initial application and renewal). Residents - $120.Official source
Resident producers must carry errors-and-omissions insurance; evidence need not be filed with the department.
RI residents are required to carry errors and omissions insurance but are not required to file that information with the departmentOfficial source
Confirm the charges and conditions for your application with the official agency.
$120
Insurance Producer License Fee (both initial application and renewal). Residents - $120.Official source
Last verified Oct 25, 2026
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
Rhode Island Department of Business Regulation
Rhode Island Department of Business Regulation
State of Rhode Island Department of Business RegulationOfficial source
Last verified Oct 25, 2026
https://dbr.ri.gov/insurance/insurance-professionals/licensing-frequently-asked-questions
Licensing Frequently Asked QuestionsOfficial source
Last verified Oct 25, 2026
https://dbr.ri.gov/insurance/insurance-professionals/licensing-frequently-asked-questions
I am a Rhode Island resident and I want to get an insurance license for the first time. What is required?Official source
Last verified Oct 25, 2026
Rhode Island does not require prelicensing education.
Rhode Island does not require prelicensing education.
Rhode Island does not require pre-licensing educationOfficial source
Last verified Oct 25, 2026
Pass the licensing examination and apply within one year after passing.
Pass the licensing examination and apply within one year after passing.
After you pass your exam you have up to one year to apply for your license.Official source
Last verified Oct 25, 2026
Resident producers must carry errors-and-omissions insurance; evidence need not be filed with the department.
Resident producers must carry errors-and-omissions insurance; evidence need not be filed with the department.
RI residents are required to carry errors and omissions insurance but are not required to file that information with the departmentOfficial source
Last verified Oct 25, 2026
21 general credits and 3 ethics credits are required to renew a resident producer license.
21 general credits and 3 ethics credits are required to renew a resident producer license.
The continuing education requirement for RI resident insurance producers is 21 general credits and 3 ethics credits to be eligible to renew.Official source
Last verified Oct 25, 2026
For a resident moving to Rhode Island without a Rhode Island license, cancel the former resident license and apply at least 24 hours later but within 90 days; the licensing examination is waived under this process.
For a resident moving to Rhode Island without a Rhode Island license, cancel the former resident license and apply at least 24 hours later but within 90 days; the licensing examination is waived under this process.
At least 24 hours after that license is cancelled (but not more than 90 days), go to NIPR.com and apply for your Rhode Island resident license. Our electronic business rules will pick up on a cancelled resident license for 90 days after it is cancelled and you will be allowed to move forward and complete a new resident license application without having to take the Rhode Island licensing exam.Official source
Last verified Oct 25, 2026
New resident applicants must submit a criminal-background record from the Rhode Island Attorney General.
New resident applicants must submit a criminal-background record from the Rhode Island Attorney General.
You must also submit a B.C.I from the RI Attorney GeneralOfficial source
Last verified Oct 25, 2026
CE exemptions include residents continuously licensed without a lapse for 25 years who are age 55 at renewal.
CE exemptions include residents continuously licensed without a lapse for 25 years who are age 55 at renewal.
Residents holding a license continuously without a lapse of licensure for twenty-five (25) years and who are age fifty-five (55) at the time of renewal.Official source
Last verified Oct 25, 2026
Initial and renewal resident producer fees include CE tracking. The fee is not prorated when the initial license expires in less than two years.
Initial and renewal resident producer fees include CE tracking. The fee is not prorated when the initial license expires in less than two years.
The fees listed below apply to a person obtaining the license during the two-year period even if his or her license will expire in less than two years. Residents - $120. Fee is calculated by adding $55 per year fee of R.I. Gen. Laws § 27-2.4-4 and the $5 per year Continuing Education tracking fee of R.I. Gen. Laws § 27-3.2-9.Official source
Last verified Oct 25, 2026
Nonresidents must be licensed in their resident state before applying for a Rhode Island nonresident license.
Nonresidents must be licensed in their resident state before applying for a Rhode Island nonresident license.
Licensing is based on resident state reciprocity. This means you must be licensed in your resident state before you can apply to Rhode Island as a non-resident.Official source
Last verified Oct 25, 2026
24 hours
24
Any person to which this Part applies shall, for each biennial license period, satisfactorily complete approved continuing education courses equivalent to a minimum of twenty-four (24) accumulated credit hours including three (3) hours of ethics.Official source
Last verified Oct 25, 2026
$120
120
Insurance Producer License Fee (both initial application and renewal). Residents - $120.Official source
Last verified Oct 25, 2026
2 years
2
The Department issues two-year licenses.Official source
Last verified Oct 25, 2026
Not yet verified: required hours, renewal — see the official agency.
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Last verified Oct 25, 2026.
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