How to Get a Insurance producer License in Massachusetts (2026)

Massachusetts Commissioner of Insurance

Massachusetts Commissioner of Insurance

''Commissioner'', the commissioner of insurance.

Last verified Oct 25, 2026

Open the official agency page

https://malegislature.gov/Laws/GeneralLaws/PartI/TitleXXII/Chapter175/Section162L

Insurance producer license; application; requirements for approval

Last verified Oct 25, 2026

18 years old

18

is at least 18 years of age

Last verified Oct 25, 2026

Pass the examinations for the requested lines of authority.

Pass the examinations for the requested lines of authority.

has successfully passed the examinations for the lines of authority for which the person has applied.

Last verified Oct 25, 2026

45 hours

45

shall for each thirty-six month period prior to the renewal date of the license satisfactorily complete courses or programs of instruction or attend seminars equivalent to forty-five classroom hours of instruction.

Last verified Oct 25, 2026

The initial renewal requires 60 hours; subsequent 36-month periods require 45 hours. Both totals include 3 hours of ethics.

The initial renewal requires 60 hours; subsequent 36-month periods require 45 hours. Both totals include 3 hours of ethics.

(1) Any person holding one or more such licenses shall prior to the initial renewal date of such license satisfactorily complete courses or programs of instruction or attend seminars equivalent to a minimum of sixty hours of instruction. (2) Any person holding one or more of such licenses, who has complied with paragraph (1), shall for each thirty-six month period prior to the renewal date of the license satisfactorily complete courses or programs of instruction or attend seminars equivalent to forty-five classroom hours of instruction. (3) Any person holding 1 or more such licenses and subject to the requirements of paragraphs (1) and (2), shall, as part of such requirements, satisfactorily complete a program of instruction or attend a seminar on ethics equivalent to 3 classroom hours of instruction.

Last verified Oct 25, 2026

Nonresident licensing requires an active resident license in good standing, the required application and fees, and reciprocal treatment by the home state.

Nonresident licensing requires an active resident license in good standing, the required application and fees, and reciprocal treatment by the home state.

the person is currently licensed as a resident and in good standing in his home state; (2) the person has submitted the proper request for licensure and has paid the fees prescribed by section 14; (3) the person has submitted or transmitted to the commissioner the application for licensure that the person submitted to his home state, or in lieu of the same, a completed uniform application; and (4) the person's home state awards nonresident producer licenses to residents of the commonwealth on the same basis.

Last verified Oct 25, 2026

Anyone selling, soliciting or negotiating insurance in Massachusetts must be licensed for the relevant line of authority.

Anyone selling, soliciting or negotiating insurance in Massachusetts must be licensed for the relevant line of authority.

A person shall not sell, solicit or negotiate insurance in the commonwealth for any class or classes of insurance unless the person is licensed for that line of authority in accordance with sections 162H to 162X, inclusive.

Last verified Oct 25, 2026

Any person holding one or more such licenses must before the initial renewal date of such license satisfactorily complete courses or programs of instruction or attend seminars equivalent to a minimum of sixty hours of instruction.

The displayed 45-hour CE requirement applies after the initial renewal; 60 hours are required before the initial renewal.

Any person holding one or more such licenses shall prior to the initial renewal date of such license satisfactorily complete courses or programs of instruction or attend seminars equivalent to a minimum of sixty hours of instruction.

Last verified Oct 25, 2026