How to Get a Insurance producer License in Missouri (2026)

Missouri Department of Commerce and Insurance

Missouri Department of Commerce and Insurance

Department of Commerce and Insurance

Last verified Oct 25, 2026

Open the official agency page

https://insurance.mo.gov/resident-producers/resident-producer-licensing-application-requirements

Submit an application and pay the $100 fee.

Last verified Oct 25, 2026

18 years old

18

Be 18 years old.

Last verified Oct 25, 2026

Prelicensing courses are not required.

Prelicensing courses are not required.

Missouri does not require pre-licensing courses.

Last verified Oct 25, 2026

Pass the examination for life, accident and health or sickness, property or casualty, as applicable.

Pass the examination for life, accident and health or sickness, property or casualty, as applicable.

Missouri requires an examination for the following lines: Life, Accident and Health or Sickness; Property; Casualty; Personal Lines; Crop; Title and Surplus Lines.

Last verified Oct 25, 2026

$100

100

Submit an application and pay the $100 fee.

Last verified Oct 25, 2026

2 years

2

license renewal dates have moved to every two years on the producer's birthday

Last verified Oct 25, 2026

Based upon the new license expiration dates, license renewal dates have moved to every two years on the producer's birthday, rather than every two years on the anniversary of the license.

Based upon the new license expiration dates, license renewal dates have moved to every two years on the producer's birthday, rather than every two years on the anniversary of the license. Applies to: Individual insurance producers

Based upon the new license expiration dates, license renewal dates have moved to every two years on the producer's birthday, rather than every two years on the anniversary of the license.

Last verified Oct 25, 2026

16 hours

16

Life and/or health 16 hours every two years, which must include 3 hours of ethics

Last verified Oct 25, 2026

Life/health and property/casualty/personal-lines CE each requires 16 hours every two years, including 3 hours of ethics.

Life/health and property/casualty/personal-lines CE each requires 16 hours every two years, including 3 hours of ethics.

Life and/or health 16 hours every two years, which must include 3 hours of ethics Property/casualty/personal lines 16 hours every two years, which must include 3 hours of ethics

Last verified Oct 25, 2026

A resident producer, agent or broker license from a reciprocal state provides an examination exemption for the same lines, except title.

A resident producer, agent or broker license from a reciprocal state provides an examination exemption for the same lines, except title.

If you hold a resident agent, broker or producer license in another state, you are not required to take an examination for those lines in which you are licensed, with the exception of Title agents. This exemption applies to residents of those states that award licenses to Missouri residents on the same basis.

Last verified Oct 25, 2026

Renewal costs $100. Renewal instructions: https://insurance.mo.gov/producers/insurance-producer-licensing-renewal

Renewal costs $100. Renewal instructions: https://insurance.mo.gov/producers/insurance-producer-licensing-renewal

Renew and pay with credit card or e-check. The renewal fee is $100.

Last verified Oct 25, 2026

Apply within one year after passing the examination; scores are valid for one year.

Apply within one year after passing the examination; scores are valid for one year.

Pearson VUE will notify Insurance of your exam results, but you must apply for your license to Insurance within one year of passing the exam. The exam scores are only valid for one year.

Last verified Oct 25, 2026