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How to Get a Insurance producer License in Iowa (2026)

Quick answer

Renewal fee: $50.

License fee

$50

View official source

Exam

Resident applicants must pass the Iowa exam for each requested authority; exam results are valid for 90 days.

View official source

Renewal

A producer license must remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years.

View official source

Continuing education

36 hours

View official source

Check the official requirementsRemind me before my renewal

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Iowa Insurance Division

    Last verified Oct 25, 2026 — source and quotation
    Iowa Insurance Division
    Official source

  2. Check your qualifications

    Education

    No prelicensing requirements.

    Last verified Oct 25, 2026 — source and quotation
    Iowa does not have any pre-licensing requirements.
    Official source

    Exam

    Resident applicants must pass the Iowa exam for each requested authority; exam results are valid for 90 days.

    Last verified Oct 25, 2026 — source and quotation
    must successfully pass the appropriate Iowa producer licensing exam for that specific line of authority. Exam results are valid for 90 days.
    Official source

    Age

    18 years old

    Last verified Oct 25, 2026 — source and quotation
    The individual is at least eighteen years of age.
    Official source

  3. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    apply through the National Insurance Producer Registry (NIPR) online system.
    Official source

    Reciprocity

    Nonresidents need a home-state producer license in good standing, a completed application and fees, and reciprocal licensing by the home state.

    Last verified Oct 25, 2026 — source and quotation
    The person is currently licensed as an insurance producer and is in good standing in the person’s home state. b. The person has submitted the proper request for licensure and has paid the required fees. c. The person has submitted or transmitted to the commissioner the application for licensure that the person submitted to the person’s home state, or in lieu of such application, a completed uniform application. d. The person’s home state awards nonresident insurance producer licenses to residents of this state on the same basis.
    Official source

  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

Renewal fee: $50.

Last verified Oct 25, 2026 — source and quotation
The renewal fee is $50.00.
Official source

Agency guidance

Producers may satisfy CE by passing the licensing examination for every qualification held.

Last verified Oct 25, 2026 — source and quotation
A producer may elect to comply with the CE requirements by taking and passing the appropriate licensing examination for each qualification held by the producer.
Official source

Agency guidance

A producer license is required for the relevant line to sell, solicit or negotiate insurance.

Last verified Oct 25, 2026 — source and quotation
A person shall not sell, solicit, or negotiate insurance in this state for any line of insurance unless the person is licensed as an insurance producer for that line of insurance as provided in this chapter.
Official source

Agency guidance

Renew through the NIPR link on https://iid.iowa.gov/regulated-individuals/insurance-producers-related-professionals/insurance-producers within 90 days before expiration; resident producers must be CE compliant before renewing.

Last verified Oct 25, 2026 — source and quotation
Within 90 days of license expiration, all resident and non-resident Iowa insurance producers should complete the renewal application and submit the renewal fee through the National Insurance Producer Registry (NIPR) online system. Iowa resident insurance producers with lines of authority requiring continuing education must be compliant before renewing.
Official source

When do I renew, and is CE required?

Renewal

A producer license must remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years.

Last verified Oct 25, 2026 — source and quotation
A producer license shall remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years.
Official source

License term in years

3 years

Last verified Oct 25, 2026 — source and quotation
The license term is three years.
Official source

Continuing education hours

36 hours

Last verified Oct 25, 2026 — source and quotation
minimum of 36 credits for each CE term
Official source

Continuing education topics

At least 3 ethics credits per resident CE term.

Last verified Oct 25, 2026 — source and quotation
Three of these credits must be in the subject of ethics.
Official source

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What does it cost?

License fee

$50

Last verified Oct 25, 2026 — source and quotation
The license fee is $50.00.
Official source

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

How often do I renew a insurance producer (life/health and property/casualty) license in Iowa?

A producer license must remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years.

Source and quotation
A producer license shall remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years.
Official source

Last verified Oct 25, 2026

What is the insurance producer (life/health and property/casualty) license fee in Iowa?

$50

Source and quotation
The license fee is $50.00.
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (15)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Iowa Insurance Division

Iowa Insurance Division

Iowa Insurance Division
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://iid.iowa.gov/regulated-individuals/insurance-producers-related-professionals/insurance-producers

apply through the National Insurance Producer Registry (NIPR) online system.
Official source

Last verified Oct 25, 2026

Qualifications / Education

No prelicensing requirements.

No prelicensing requirements.

Iowa does not have any pre-licensing requirements.
Official source

Last verified Oct 25, 2026

Qualifications / Exam

Resident applicants must pass the Iowa exam for each requested authority; exam results are valid for 90 days.

Resident applicants must pass the Iowa exam for each requested authority; exam results are valid for 90 days.

must successfully pass the appropriate Iowa producer licensing exam for that specific line of authority. Exam results are valid for 90 days.
Official source

Last verified Oct 25, 2026

Qualifications / Age

18 years old

18

The individual is at least eighteen years of age.
Official source

Last verified Oct 25, 2026

Fees / License

$50

50

The license fee is $50.00.
Official source

Last verified Oct 25, 2026

License term in years

3 years

3

The license term is three years.
Official source

Last verified Oct 25, 2026

Renewal

A producer license must remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years.

A producer license shall remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years. Applies to: Insurance producers.

A producer license shall remain in effect for an initial term of three years after the last day of the applicant's birth month of the year the license was issued. The license term is three years.
Official source

Last verified Oct 25, 2026

Continuing education hours

36 hours

36

minimum of 36 credits for each CE term
Official source

Last verified Oct 25, 2026

Continuing education topics

At least 3 ethics credits per resident CE term.

At least 3 ethics credits per resident CE term.

Three of these credits must be in the subject of ethics.
Official source

Last verified Oct 25, 2026

Agency guidance

Renewal fee: $50.

Renewal fee: $50.

The renewal fee is $50.00.
Official source

Last verified Oct 25, 2026

Agency guidance

Producers may satisfy CE by passing the licensing examination for every qualification held.

Producers may satisfy CE by passing the licensing examination for every qualification held.

A producer may elect to comply with the CE requirements by taking and passing the appropriate licensing examination for each qualification held by the producer.
Official source

Last verified Oct 25, 2026

Agency guidance

A producer license is required for the relevant line to sell, solicit or negotiate insurance.

A producer license is required for the relevant line to sell, solicit or negotiate insurance.

A person shall not sell, solicit, or negotiate insurance in this state for any line of insurance unless the person is licensed as an insurance producer for that line of insurance as provided in this chapter.
Official source

Last verified Oct 25, 2026

Agency guidance

Renew through the NIPR link on https://iid.iowa.gov/regulated-individuals/insurance-producers-related-professionals/insurance-producers within 90 days before expiration; resident producers must be CE compliant before renewing.

Renew through the NIPR link on https://iid.iowa.gov/regulated-individuals/insurance-producers-related-professionals/insurance-producers within 90 days before expiration; resident producers must be CE compliant before renewing.

Within 90 days of license expiration, all resident and non-resident Iowa insurance producers should complete the renewal application and submit the renewal fee through the National Insurance Producer Registry (NIPR) online system. Iowa resident insurance producers with lines of authority requiring continuing education must be compliant before renewing.
Official source

Last verified Oct 25, 2026

Reciprocity

Nonresidents need a home-state producer license in good standing, a completed application and fees, and reciprocal licensing by the home state.

Nonresidents need a home-state producer license in good standing, a completed application and fees, and reciprocal licensing by the home state.

The person is currently licensed as an insurance producer and is in good standing in the person’s home state. b. The person has submitted the proper request for licensure and has paid the required fees. c. The person has submitted or transmitted to the commissioner the application for licensure that the person submitted to the person’s home state, or in lieu of such application, a completed uniform application. d. The person’s home state awards nonresident insurance producer licenses to residents of this state on the same basis.
Official source

Last verified Oct 25, 2026

Not yet verified: required hours — see the official agency.

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Following: How to Get a Insurance producer License in Iowa (2026)

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Iowa

What’s my next step?

Continue with the official agencyRemind me before my renewal

Last verified Oct 25, 2026.

Official sources (3)

Not legal or tax advice. Confirm with the official agency before filing.