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How to Get a Insurance producer License in Illinois (2026)

Quick answer

Renewal instructions: https://idoi.illinois.gov/producers/licensescertificationsfaqs/renew-resident-producer-license.html. The department directs producers to be CE compliant at least 10 business days before renewal.

Required hours

20 hours per life, accident/health, property or casualty line, including 7.5 classroom hours.

View official source

Exam

General and State exam must be passed within 90 days of each other.

View official source

Renewal

Illinois uses the last day of your birth month as your expiration date

View official source

Continuing education

24 hours

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Illinois Department of Insurance

    Last verified Oct 25, 2026 — source and quotation
    Illinois Department of Insurance
    Official source
  2. Check your qualifications

    Required hours

    20 hours per life, accident/health, property or casualty line, including 7.5 classroom hours.

    Last verified Oct 25, 2026 — source and quotation
    Complete the pre-licensing requirement of 20 hours per line of authority; 7.5 of the 20 hours must be completed in a classroom setting
    Official source

    Exam

    General and State exam must be passed within 90 days of each other.

    Last verified Oct 25, 2026 — source and quotation
    General and State exam must be passed within 90 days of each other.
    Official source
  3. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Illinois requires that you submit your license application online.
    Official source

    Reciprocity

    An applicant already licensed for the same lines in another state is exempt from prelicensing and examinations if currently licensed there or if Illinois receives the application within 90 days of cancellation.

    Last verified Oct 25, 2026 — source and quotation
    An individual who applies for an insurance producer license in this state who is licensed for the same lines of authority in another state shall not be required to complete any pre-licensing education or examination. This exemption is only available if the person is currently licensed in that state or if the new application is received within 90 days following the cancellation of the applicant’s previous license.
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

Renewal instructions: https://idoi.illinois.gov/producers/licensescertificationsfaqs/renew-resident-producer-license.html. The department directs producers to be CE compliant at least 10 business days before renewal.

Last verified Oct 25, 2026 — source and quotation
You must be CE compliant at least ten (10) business days prior to your renewal date.
Official source

When do I renew, and is CE required?

Renewal

Illinois uses the last day of your birth month as your expiration date

Last verified Oct 25, 2026 — source and quotation
Illinois uses the last day of your birth month as your expiration date
Official source

Continuing education hours

24 hours

Last verified Oct 25, 2026 — source and quotation
Complete 24 hours of course study
Official source

Continuing education topics

3 hours of classroom or webinar ethics.

Last verified Oct 25, 2026 — source and quotation
3 of those hours must consist of in the classroom or webinar ethics
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

Bonds and insurance

Bond

A producer placing insurance with an insurer without an agent contract must maintain a continuous surety bond: the greater of $2,500 or 5% of prior-year brokered premiums, capped at $50,000.

Last verified Oct 25, 2026 — source and quotation
An insurance producer who places insurance either directly or indirectly with an insurer with which the insurance producer does not have an agent contract must maintain in force while licensed a bond The bond shall be continuous in form and in the amount of $2500 or 5% of the premiums brokered in the previous calendar year whichever is greater, but not to exceed $50,000 total aggregate liability.
Official source

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

How often do I renew a insurance producer (life/health and property/casualty) license in Illinois?

Illinois uses the last day of your birth month as your expiration date

Source and quotation
Illinois uses the last day of your birth month as your expiration date
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (10)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Illinois Department of Insurance

Illinois Department of Insurance

Illinois Department of Insurance
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://idoi.illinois.gov/producers/licensescertificationsfaqs/become-resident-producer.html

Illinois requires that you submit your license application online.
Official source

Last verified Oct 25, 2026

Qualifications / Required hours

20 hours per life, accident/health, property or casualty line, including 7.5 classroom hours.

20 hours per life, accident/health, property or casualty line, including 7.5 classroom hours.

Complete the pre-licensing requirement of 20 hours per line of authority; 7.5 of the 20 hours must be completed in a classroom setting
Official source

Last verified Oct 25, 2026

Qualifications / Exam

General and State exam must be passed within 90 days of each other.

Pass both the general and state examinations for each requested line within 90 days of one another.

General and State exam must be passed within 90 days of each other.
Official source

Last verified Oct 25, 2026

Qualifications / Bond

A producer placing insurance with an insurer without an agent contract must maintain a continuous surety bond: the greater of $2,500 or 5% of prior-year brokered premiums, capped at $50,000.

A producer placing insurance with an insurer without an agent contract must maintain a continuous surety bond: the greater of $2,500 or 5% of prior-year brokered premiums, capped at $50,000.

An insurance producer who places insurance either directly or indirectly with an insurer with which the insurance producer does not have an agent contract must maintain in force while licensed a bond The bond shall be continuous in form and in the amount of $2500 or 5% of the premiums brokered in the previous calendar year whichever is greater, but not to exceed $50,000 total aggregate liability.
Official source

Last verified Oct 25, 2026

Renewal

Illinois uses the last day of your birth month as your expiration date

Illinois uses the last day of your birth month as your expiration date Applies to: Individual producer license expiration

Illinois uses the last day of your birth month as your expiration date
Official source

Last verified Oct 25, 2026

Continuing education hours

24 hours

24

Complete 24 hours of course study
Official source

Last verified Oct 25, 2026

Continuing education topics

3 hours of classroom or webinar ethics.

3 hours of classroom or webinar ethics.

3 of those hours must consist of in the classroom or webinar ethics
Official source

Last verified Oct 25, 2026

Agency guidance

Renewal instructions: https://idoi.illinois.gov/producers/licensescertificationsfaqs/renew-resident-producer-license.html. The department directs producers to be CE compliant at least 10 business days before renewal.

Renewal instructions: https://idoi.illinois.gov/producers/licensescertificationsfaqs/renew-resident-producer-license.html. The department directs producers to be CE compliant at least 10 business days before renewal.

You must be CE compliant at least ten (10) business days prior to your renewal date.
Official source

Last verified Oct 25, 2026

Reciprocity

An applicant already licensed for the same lines in another state is exempt from prelicensing and examinations if currently licensed there or if Illinois receives the application within 90 days of cancellation.

An applicant already licensed for the same lines in another state is exempt from prelicensing and examinations if currently licensed there or if Illinois receives the application within 90 days of cancellation.

An individual who applies for an insurance producer license in this state who is licensed for the same lines of authority in another state shall not be required to complete any pre-licensing education or examination. This exemption is only available if the person is currently licensed in that state or if the new application is received within 90 days following the cancellation of the applicant’s previous license.
Official source

Last verified Oct 25, 2026

Not yet verified: license fee — see the official agency.

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Illinois

What’s my next step?

Last verified Oct 25, 2026.

Official sources (3)

Not legal or tax advice. Confirm with the official agency before filing.