Official sources and verification (14)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
BoardKentucky Department of Insurance
Kentucky Department of Insurance
Kentucky Department of Insurance
Official sourceLast verified Oct 25, 2026
Qualifications / Required hoursResidents complete 20 hours of prelicensing training for each major line of authority.
Residents complete 20 hours of prelicensing training for each major line of authority.
Complete 20 hours of pre-licensing training for each major line of authority.
Official sourceLast verified Oct 25, 2026
Qualifications / ExamSchedule the licensing examination through the department's eServices account after the application is processed.
Schedule the licensing examination through the department's eServices account after the application is processed.
You may track the status of the application and schedule your examination through a secure eServices account.
Official sourceLast verified Oct 25, 2026
Fees / License$40
40
Agent – Resident Individual for license/class $ 40.00
Official sourceLast verified Oct 25, 2026
Fees / ExamExamination Fee – (per exam, retake or failure to appear for scheduled exam) 50.00
50
Examination Fee – (per exam, retake or failure to appear for scheduled exam) 50.00
Official sourceLast verified Oct 25, 2026
License term in yearsLicensees subject to continuing education AND license renewal must complete BOTH to renew the license for another biennium.
2
Licensees subject to continuing education AND license renewal must complete BOTH in order to renew the license for another biennium.
Official sourceLast verified Oct 25, 2026
RenewalIndividual – payment is due by the end of birth month; if born in odd year, renewal is in odd years; if born in even year, renewal is in even years.
Individual – payment is due by the end of birth month; if born in odd year, renewal is in odd years; if born in even year, renewal is in even years. Applies to: Individual licensees
Individual – payment is due by the end of birth month; if born in odd year, renewal is in odd years; if born in even year, renewal is in even years.
Official sourceLast verified Oct 25, 2026
Continuing education hours24 hours
24
Twenty-four (24) hours are required for each compliance period, and three (3) of those hours must be in ethics course concentration.
Official sourceLast verified Oct 25, 2026
Continuing education topicsAt least 3 CE hours must cover ethics.
At least 3 CE hours must cover ethics.
three (3) of those hours must be in ethics course concentration.
Official sourceLast verified Oct 25, 2026
ReciprocityNonresident applicants must hold the same license class and line of authority in their home state and comply with home-state CE.
Nonresident applicants must hold the same license class and line of authority in their home state and comply with home-state CE.
You must hold the same class of license and line of authority in your home state. Apply as non-resident initial license applicant at www.nipr.com. Non-resident agents are not required to file continuing education in Kentucky, but must comply with resident state requirements.
Official sourceLast verified Oct 25, 2026
Agency guidanceResident individual license fee is $40 per license/class plus $40 for each line of authority.
Resident individual license fee is $40 per license/class plus $40 for each line of authority.
Agent – Resident Individual for license/class $ 40.00 Plus for each line of authority an additional fee of 40.00
Official sourceLast verified Oct 25, 2026
Agency guidanceAn agent with active insurer appointments has no renewal fee but must still renew. Instructions: https://insurance.ky.gov/ppc/Documents/ALFAQ041321.pdf
An agent with active insurer appointments has no renewal fee but must still renew. Instructions: https://insurance.ky.gov/ppc/Documents/ALFAQ041321.pdf
There is no renewal fee for the agent (producer) license if the licensee holds active insurer appointment(s). However, you must renew even if there is no fee.
Official sourceLast verified Oct 25, 2026
Agency guidanceResident applicants must obtain a criminal background report from the Kentucky Administrative Office of the Courts.
Resident applicants must obtain a criminal background report from the Kentucky Administrative Office of the Courts.
Apply for Criminal Background Report online through the KY Administrative Office of the Courts (AOC)
Official sourceLast verified Oct 25, 2026