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How to Get a Real estate agent License in Kentucky (2026)

Quick answer

Sales associates licensed after January 1, 2016 must complete 48 hours of approved post-license education within the first two years of an active license.

Required hours

96-hour prelicense course or six academic credit hours in real estate.

View official source

Exam

Pass the sales associate examination through PSI.

View official source

Renewal

Due by March 31st of every even numbered year.

View official source

Continuing education

6 hours

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Kentucky Real Estate Commission

    Last verified Oct 25, 2026 — source and quotation
    Kentucky Real Estate Commission
    Official source

    Official agency page

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Requirements for Licensure
    Official source
  2. Check your qualifications

    Age

    18 years old

    Last verified Oct 25, 2026 — source and quotation
    Applicants must be at least 18 years of age
    Official source

    Education

    High school diploma or GED.

    Last verified Oct 25, 2026 — source and quotation
    have a high school diploma or GED
    Official source

    Required hours

    96-hour prelicense course or six academic credit hours in real estate.

    Last verified Oct 25, 2026 — source and quotation
    Completion of the Kentucky 96-hour pre-license course or six (6) academic credit hours from a college or university in real estate courses
    Official source

    Exam

    Pass the sales associate examination through PSI.

    Last verified Oct 25, 2026 — source and quotation
    Proof of passing the sales associate licensing exam through PSI
    Official source
  3. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Apply for a License
    Official source

    Reciprocity

    Agreements with Florida, Mississippi and Tennessee; memoranda with Illinois and Ohio. Eligibility and examination requirements apply.

    Last verified Oct 25, 2026 — source and quotation
    KREC currently has reciprocity agreements with Florida, Mississippi, and Tennessee. KREC has a Memorandum of Understanding regarding reciprocal licensing with Illinois and Ohio.
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

Sales associates licensed after January 1, 2016 must complete 48 hours of approved post-license education within the first two years of an active license.

Last verified Oct 25, 2026 — source and quotation
All sales associates licensed after January 1, 2016 are required to complete forty-eight (48) hours of post-license education within the first two (2) years of obtaining an active license.
Official source

When do I renew, and is CE required?

Renewal

Due by March 31st of every even numbered year.

Last verified Oct 25, 2026 — source and quotation
Renewals for Licensees (Due by March 31st of every even numbered year)
Official source

Continuing education hours

6 hours

Last verified Oct 25, 2026 — source and quotation
six (6) hours of continuing education
Official source

Continuing education topics

Each calendar year by December 31: six hours, including three in real estate law. The first two calendar years of initial Kentucky licensure are exempt from regular CE. Kentucky Core is required once every four years.

Last verified Oct 25, 2026 — source and quotation
Of the six (6) hours, three (3) hours shall be in courses on real estate law. A licensee shall complete this mandatory continuing education requirement by December 31st of each calendar year. Licensees are not required to attend the continuing education courses during the first two calendar years of initial license issuance in Kentucky. ... Kentucky Core Course - to be completed by all active licensees subject to continuing education once every four years.
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

Application fee

$130

Last verified Oct 25, 2026 — source and quotation
Initial Sales Associate License Application Fee ... If becoming an Active Agent $130
Official source

Exam fee

$100

Last verified Oct 25, 2026 — source and quotation
Examination (Not paid to KREC) $100
Official source

Bonds and insurance

Insurance

Maintain errors and omissions insurance.

Last verified Oct 25, 2026 — source and quotation
failure to maintain errors and omissions insurance
Official source

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

How often do I renew a real estate salesperson / sales agent license in Kentucky?

Due by March 31st of every even numbered year.

Source and quotation
Renewals for Licensees (Due by March 31st of every even numbered year)
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (15)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Kentucky Real Estate Commission

Kentucky Real Estate Commission

Kentucky Real Estate Commission
Official source

Last verified Oct 25, 2026

Official agency page

Open the official agency page

https://www.krec.ky.gov/newstatic_info.aspx?menuid=55&static_id=188

Requirements for Licensure
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://www.krec.ky.gov/newstatic_info.aspx?menuid=55&static_id=188

Apply for a License
Official source

Last verified Oct 25, 2026

Qualifications / Age

18 years old

18

Applicants must be at least 18 years of age
Official source

Last verified Oct 25, 2026

Qualifications / Education

High school diploma or GED.

High school diploma or GED.

have a high school diploma or GED
Official source

Last verified Oct 25, 2026

Qualifications / Required hours

96-hour prelicense course or six academic credit hours in real estate.

96-hour prelicense course or six academic credit hours in real estate.

Completion of the Kentucky 96-hour pre-license course or six (6) academic credit hours from a college or university in real estate courses
Official source

Last verified Oct 25, 2026

Qualifications / Exam

Pass the sales associate examination through PSI.

Pass the sales associate examination through PSI.

Proof of passing the sales associate licensing exam through PSI
Official source

Last verified Oct 25, 2026

Qualifications / Insurance

Maintain errors and omissions insurance.

Maintain errors and omissions insurance.

failure to maintain errors and omissions insurance
Official source

Last verified Oct 25, 2026

Fees / Application

$130

130

Initial Sales Associate License Application Fee ... If becoming an Active Agent $130
Official source

Last verified Oct 25, 2026

Fees / Exam

$100

100

Examination (Not paid to KREC) $100
Official source

Last verified Oct 25, 2026

Renewal

Due by March 31st of every even numbered year.

Due by March 31st of every even numbered year. Applies to: Sales associate licenses.

Renewals for Licensees (Due by March 31st of every even numbered year)
Official source

Last verified Oct 25, 2026

Continuing education hours

6 hours

6

six (6) hours of continuing education
Official source

Last verified Oct 25, 2026

Continuing education topics

Each calendar year by December 31: six hours, including three in real estate law. The first two calendar years of initial Kentucky licensure are exempt from regular CE. Kentucky Core is required once every four years.

Each calendar year by December 31: six hours, including three in real estate law. The first two calendar years of initial Kentucky licensure are exempt from regular CE. Kentucky Core is required once every four years.

Of the six (6) hours, three (3) hours shall be in courses on real estate law. A licensee shall complete this mandatory continuing education requirement by December 31st of each calendar year. Licensees are not required to attend the continuing education courses during the first two calendar years of initial license issuance in Kentucky. ... Kentucky Core Course - to be completed by all active licensees subject to continuing education once every four years.
Official source

Last verified Oct 25, 2026

Reciprocity

Agreements with Florida, Mississippi and Tennessee; memoranda with Illinois and Ohio. Eligibility and examination requirements apply.

Agreements with Florida, Mississippi and Tennessee; memoranda with Illinois and Ohio. Eligibility and examination requirements apply.

KREC currently has reciprocity agreements with Florida, Mississippi, and Tennessee. KREC has a Memorandum of Understanding regarding reciprocal licensing with Illinois and Ohio.
Official source

Last verified Oct 25, 2026

Agency guidance

Sales associates licensed after January 1, 2016 must complete 48 hours of approved post-license education within the first two years of an active license.

Sales associates licensed after January 1, 2016 must complete 48 hours of approved post-license education within the first two years of an active license.

All sales associates licensed after January 1, 2016 are required to complete forty-eight (48) hours of post-license education within the first two (2) years of obtaining an active license.
Official source

Last verified Oct 25, 2026

Not yet verified: license fee — see the official agency.

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What should I explore next?

Real estate salesperson / sales agent in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Kentucky

What’s my next step?

Last verified Oct 25, 2026.

Official sources (5)

Not legal or tax advice. Confirm with the official agency before filing.