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How to Get a Insurance producer License in Ohio (2026)

Quick answer

A license for the applicable line is required to sell, solicit or negotiate insurance.

Required hours

20 hours of approved study for each line, with statutory alternatives for an insurance degree or an approved professional designation.

View official source

Exam

Resident applicants for covered lines must pass the written licensing examination before applying, subject to statutory exemptions.

View official source

Renewal

An individual seeking to renew a resident insurance agent license must apply biennially for a renewal of the license on or before the last day of the licensee's birth month.

View official source

Continuing education

24 hours

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Ohio Superintendent of Insurance

    Last verified Oct 25, 2026 — source and quotation
    The superintendent of insurance shall issue a resident insurance agent license
    Official source

    Official agency page

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Issuance and contents of license - lines of authority.
    Official source
  2. Check your qualifications

    Age

    18 years old

    Last verified Oct 25, 2026 — source and quotation
    The applicant is at least eighteen years of age.
    Official source

    Required hours

    20 hours of approved study for each line, with statutory alternatives for an insurance degree or an approved professional designation.

    Last verified Oct 25, 2026 — source and quotation
    The individual has earned a bachelor's or associate's degree in insurance from an accredited institution. The individual has earned a professional designation approved by the superintendent. The individual has completed, for each line of authority for which the individual has applied, twenty hours of study in a program of insurance education approved by the superintendent
    Official source

    Exam

    Resident applicants for covered lines must pass the written licensing examination before applying, subject to statutory exemptions.

    Last verified Oct 25, 2026 — source and quotation
    Except as otherwise provided in this section or in section 3905.041 of the Revised Code, a resident individual applying for an insurance agent license for any of the lines of authority described in division (B) of this section shall take and pass a written examination prior to application for licensure.
    Official source
  3. Prepare your application

    Reciprocity

    A nonresident must hold an active home-state resident license in good standing for the requested lines; the home state must grant reciprocal nonresident licensing to Ohio residents.

    Last verified Oct 25, 2026 — source and quotation
    The applicant is currently licensed as a resident and is in good standing in the applicant's home state. The applicant is licensed in the applicant's home state for the lines of authority requested in this state. The applicant's home state issues nonresident insurance agent licenses to residents of this state on the same basis as set forth in division (A) of this section.
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

A license for the applicable line is required to sell, solicit or negotiate insurance.

Last verified Oct 25, 2026 — source and quotation
No person shall sell, solicit, or negotiate insurance in this state unless the person is licensed for that line of authority in accordance with this chapter.
Official source

When do I renew, and is CE required?

Renewal

An individual seeking to renew a resident insurance agent license must apply biennially for a renewal of the license on or before the last day of the licensee's birth month.

Last verified Oct 25, 2026 — source and quotation
An individual seeking to renew a resident insurance agent license shall apply biennially for a renewal of the license on or before the last day of the licensee's birth month.
Official source

Continuing education hours

24 hours

Last verified Oct 25, 2026 — source and quotation
Each individual who is issued a resident insurance agent license shall complete at least twenty-four hours of continuing education for each license renewal period.
Official source

Continuing education topics

At least 3 hours of approved ethics training.

Last verified Oct 25, 2026 — source and quotation
shall include at least three hours of approved ethics training.
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

How often do I renew a insurance producer (life/health and property/casualty) license in Ohio?

An individual seeking to renew a resident insurance agent license must apply biennially for a renewal of the license on or before the last day of the licensee's birth month.

Source and quotation
An individual seeking to renew a resident insurance agent license shall apply biennially for a renewal of the license on or before the last day of the licensee's birth month.
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (10)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Ohio Superintendent of Insurance

Ohio Superintendent of Insurance

The superintendent of insurance shall issue a resident insurance agent license
Official source

Last verified Oct 25, 2026

Official agency page

Open the official agency page

https://codes.ohio.gov/ohio-revised-code/section-3905.06

Issuance and contents of license - lines of authority.
Official source

Last verified Oct 25, 2026

Qualifications / Age

18 years old

18

The applicant is at least eighteen years of age.
Official source

Last verified Oct 25, 2026

Qualifications / Required hours

20 hours of approved study for each line, with statutory alternatives for an insurance degree or an approved professional designation.

20 hours of approved study for each line, with statutory alternatives for an insurance degree or an approved professional designation.

The individual has earned a bachelor's or associate's degree in insurance from an accredited institution. The individual has earned a professional designation approved by the superintendent. The individual has completed, for each line of authority for which the individual has applied, twenty hours of study in a program of insurance education approved by the superintendent
Official source

Last verified Oct 25, 2026

Qualifications / Exam

Resident applicants for covered lines must pass the written licensing examination before applying, subject to statutory exemptions.

Resident applicants for covered lines must pass the written licensing examination before applying, subject to statutory exemptions.

Except as otherwise provided in this section or in section 3905.041 of the Revised Code, a resident individual applying for an insurance agent license for any of the lines of authority described in division (B) of this section shall take and pass a written examination prior to application for licensure.
Official source

Last verified Oct 25, 2026

Renewal

An individual seeking to renew a resident insurance agent license must apply biennially for a renewal of the license on or before the last day of the licensee's birth month.

An individual seeking to renew a resident insurance agent license shall apply biennially for a renewal of the license on or before the last day of the licensee's birth month. Applies to: Individual resident insurance agents

An individual seeking to renew a resident insurance agent license shall apply biennially for a renewal of the license on or before the last day of the licensee's birth month.
Official source

Last verified Oct 25, 2026

Continuing education hours

24 hours

24

Each individual who is issued a resident insurance agent license shall complete at least twenty-four hours of continuing education for each license renewal period.
Official source

Last verified Oct 25, 2026

Continuing education topics

At least 3 hours of approved ethics training.

At least 3 hours of approved ethics training.

shall include at least three hours of approved ethics training.
Official source

Last verified Oct 25, 2026

Reciprocity

A nonresident must hold an active home-state resident license in good standing for the requested lines; the home state must grant reciprocal nonresident licensing to Ohio residents.

A nonresident must hold an active home-state resident license in good standing for the requested lines; the home state must grant reciprocal nonresident licensing to Ohio residents.

The applicant is currently licensed as a resident and is in good standing in the applicant's home state. The applicant is licensed in the applicant's home state for the lines of authority requested in this state. The applicant's home state issues nonresident insurance agent licenses to residents of this state on the same basis as set forth in division (A) of this section.
Official source

Last verified Oct 25, 2026

Agency guidance

A license for the applicable line is required to sell, solicit or negotiate insurance.

A license for the applicable line is required to sell, solicit or negotiate insurance.

No person shall sell, solicit, or negotiate insurance in this state unless the person is licensed for that line of authority in accordance with this chapter.
Official source

Last verified Oct 25, 2026

Not yet verified: license fee — see the official agency.

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Following: How to Get a Insurance producer License in Ohio (2026)

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Ohio

What’s my next step?

Last verified Oct 25, 2026.

Official sources (5)

Not legal or tax advice. Confirm with the official agency before filing.