Official sources and verification (12)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
BoardMichigan Department of Insurance and Financial Services
Michigan Department of Insurance and Financial Services
Department of Insurance and Financial Services
Official sourceLast verified Oct 25, 2026
Apply with the agencyOpen the official agency page
https://www.michigan.gov/difs/industry/licensing-ins/agnt-ins/general-info/how-to-become-licensed-as-a-resident-producer
File an Electronic Resident Licensing (ERL) application
Official sourceLast verified Oct 25, 2026
Qualifications / Required hoursComplete an approved 20-hour classroom course or approved self-study course before the examination.
Complete an approved 20-hour classroom course or approved self-study course before the examination.
PE requirements may be met by completing an approved 20-hour classroom course or completing an approved self-study course.
Official sourceLast verified Oct 25, 2026
Qualifications / ExamSuccessfully complete the Michigan licensing examination; an application must be replaced if no examination is passed within 180 days.
Successfully complete the Michigan licensing examination; an application must be replaced if no examination is passed within 180 days.
Successfully complete a Michigan licensing examination. If an examination is not passed within 180 days, the applicant must submit a new license application and fee
Official sourceLast verified Oct 25, 2026
Qualifications / Age18 years old
18
must be at least 18 years old
Official sourceLast verified Oct 25, 2026
Fees / Application$10
10
The license application fee is $10.00 plus a $5.00 transaction fee.
Official sourceLast verified Oct 25, 2026
RenewalResident individual producer licenses are perpetual as long as the licensee is compliant with Continuing Education credit requirements
Resident individual producer licenses are perpetual as long as the licensee is compliant with Continuing Education credit requirements Applies to: Resident individual producers
Resident individual producer licenses are perpetual as long as the licensee is compliant with Continuing Education credit requirements
Official sourceLast verified Oct 25, 2026
Continuing education hours24 hours
24
Resident producers and solicitors must earn 24 credits of State-approved education credit every two years.
Official sourceLast verified Oct 25, 2026
Continuing education topicsAt least 3 of the 24 CE credits must cover ethics.
At least 3 of the 24 CE credits must cover ethics.
Of the 24 credits, a minimum of 3 credits must be in "ethics" coursework.
Official sourceLast verified Oct 25, 2026
ReciprocityMichigan verifies the applicant's resident license through the State Producer Licensing Database instead of requiring an original certification letter.
Michigan verifies the applicant's resident license through the State Producer Licensing Database instead of requiring an original certification letter.
Michigan will rely on verification of the applicant’s Resident license through the State Producer Licensing Database in lieu of an original Letter of Certification.
Official sourceLast verified Oct 25, 2026
Agency guidanceA $5 transaction fee is charged in addition to the $10 application fee.
A $5 transaction fee is charged in addition to the $10 application fee.
The license application fee is $10.00 plus a $5.00 transaction fee.
Official sourceLast verified Oct 25, 2026
Agency guidanceA producer license is required for the relevant qualification to sell, solicit or negotiate insurance.
A producer license is required for the relevant qualification to sell, solicit or negotiate insurance.
A person shall not sell, solicit, or negotiate insurance in this state for any line of insurance unless the person is licensed for that qualification in accordance with this chapter.
Official sourceLast verified Oct 25, 2026