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How to Get a Insurance producer License in Indiana (2026)

Quick answer

Indiana requires insurance producer licensing for individuals and business entities that sell, solicit or negotiate insurance.

Required hours

Life: 20 hours; health: 20; combined life/health: 40; personal and commercial property/casualty: 40; personal-lines property/casualty: 20.

View official source

Exam

Pass the examination for the requested authority after completing approved prelicensing education, unless exempt.

View official source

Renewal

2 Years (expiring on last day of birth month)

View official source

Continuing education

24 hours

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Indiana Department of Insurance

    Last verified Oct 25, 2026 — source and quotation
    Indiana Department of Insurance
    Official source
  2. Check your qualifications

    Age

    18 years old

    Last verified Oct 25, 2026 — source and quotation
    Be at least 18 years of age.
    Official source

    Required hours

    Life: 20 hours; health: 20; combined life/health: 40; personal and commercial property/casualty: 40; personal-lines property/casualty: 20.

    Last verified Oct 25, 2026 — source and quotation
    Life | 20 Health | 20 Life & Health | 40 Personal Lines Property and Casualty | 20 Personal & Commercial Property and Casualty | 40
    Official source

    Exam

    Pass the examination for the requested authority after completing approved prelicensing education, unless exempt.

    Last verified Oct 25, 2026 — source and quotation
    each applicant for licensing as an insurance producer, surplus lines producer or insurance consultant must pass an examination for the line(s) of authority for which application is made.
    Official source
  3. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Submit your application for licensure online
    Official source

    Reciprocity

    Nonresident producers from reciprocal states may receive equivalent authority after applying and paying the fee; no prelicensing study course or examination is required.

    Last verified Oct 25, 2026 — source and quotation
    With the exception of bail bond or recovery agent licenses and unless denied licensure under Indiana law, a non-resident will receive a non-resident producer's license if the non-resident is from a state that grants non-resident license on a reciprocal basis and the non-resident submits a non-resident producer application fee. ... No pre-licensing study course or examination is required. A non-resident license will grant the same scope of authority as granted by the producer's home state.
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

Indiana requires insurance producer licensing for individuals and business entities that sell, solicit or negotiate insurance.

Last verified Oct 25, 2026 — source and quotation
An insurance producer is any individual, corporation, association, partnership, limited liability company, limited liability partnership or legal entity required to be licensed under the laws of Indiana to sell, solicit or negotiate insurance.
Official source

When do I renew, and is CE required?

Renewal

2 Years (expiring on last day of birth month)

Last verified Oct 25, 2026 — source and quotation
2 Years (expiring on last day of birth month)
Official source

License term in years

2 years

Last verified Oct 25, 2026 — source and quotation
2 Years
Official source

Continuing education hours

24 hours

Last verified Oct 25, 2026 — source and quotation
24
Official source

Continuing education topics

3 of which must be an Ethics course if Accident & Health and/or Life licensed

Last verified Oct 25, 2026 — source and quotation
3 of which must be an Ethics course if Accident & Health and/or Life licensed
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

Application fee

$40

Last verified Oct 25, 2026 — source and quotation
The application fee is $40
Official source

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

How often do I renew a insurance producer (life/health and property/casualty) license in Indiana?

2 Years (expiring on last day of birth month)

Source and quotation
2 Years (expiring on last day of birth month)
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (12)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Indiana Department of Insurance

Indiana Department of Insurance

Indiana Department of Insurance
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://www.in.gov/idoi/licensing/resident-licensing/resident-licensing-guidelinesrequirements/

Submit your application for licensure online
Official source

Last verified Oct 25, 2026

Qualifications / Age

18 years old

18

Be at least 18 years of age.
Official source

Last verified Oct 25, 2026

Qualifications / Required hours

Life: 20 hours; health: 20; combined life/health: 40; personal and commercial property/casualty: 40; personal-lines property/casualty: 20.

Life: 20 hours; health: 20; combined life/health: 40; personal and commercial property/casualty: 40; personal-lines property/casualty: 20.

Life | 20 Health | 20 Life & Health | 40 Personal Lines Property and Casualty | 20 Personal & Commercial Property and Casualty | 40
Official source

Last verified Oct 25, 2026

Qualifications / Exam

Pass the examination for the requested authority after completing approved prelicensing education, unless exempt.

Pass the examination for the requested authority after completing approved prelicensing education, unless exempt.

each applicant for licensing as an insurance producer, surplus lines producer or insurance consultant must pass an examination for the line(s) of authority for which application is made.
Official source

Last verified Oct 25, 2026

Fees / Application

$40

40

The application fee is $40
Official source

Last verified Oct 25, 2026

License term in years

2 years

2

2 Years
Official source

Last verified Oct 25, 2026

Renewal

2 Years (expiring on last day of birth month)

2 Years (expiring on last day of birth month) Applies to: Resident producers with life, accident/health, property/casualty or personal-lines authority.

2 Years (expiring on last day of birth month)
Official source

Last verified Oct 25, 2026

Continuing education hours

24 hours

24

24
Official source

Last verified Oct 25, 2026

Continuing education topics

3 of which must be an Ethics course if Accident & Health and/or Life licensed

Life and/or accident/health producers must include 3 ethics hours in their 24-credit requirement.

3 of which must be an Ethics course if Accident & Health and/or Life licensed
Official source

Last verified Oct 25, 2026

Agency guidance

Indiana requires insurance producer licensing for individuals and business entities that sell, solicit or negotiate insurance.

Indiana requires insurance producer licensing for individuals and business entities that sell, solicit or negotiate insurance.

An insurance producer is any individual, corporation, association, partnership, limited liability company, limited liability partnership or legal entity required to be licensed under the laws of Indiana to sell, solicit or negotiate insurance.
Official source

Last verified Oct 25, 2026

Reciprocity

Nonresident producers from reciprocal states may receive equivalent authority after applying and paying the fee; no prelicensing study course or examination is required.

Nonresident producers from reciprocal states may receive equivalent authority after applying and paying the fee; no prelicensing study course or examination is required.

With the exception of bail bond or recovery agent licenses and unless denied licensure under Indiana law, a non-resident will receive a non-resident producer's license if the non-resident is from a state that grants non-resident license on a reciprocal basis and the non-resident submits a non-resident producer application fee. ... No pre-licensing study course or examination is required. A non-resident license will grant the same scope of authority as granted by the producer's home state.
Official source

Last verified Oct 25, 2026

Not yet verified: license fee — see the official agency.

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Indiana

What’s my next step?

Last verified Oct 25, 2026.

Official sources (4)

Not legal or tax advice. Confirm with the official agency before filing.