How to Get a Insurance producer License in Minnesota (2026)

Minnesota Department of Commerce

Minnesota Department of Commerce

Minnesota Department of Commerce

Last verified Oct 25, 2026

Open the official agency page

https://mn.gov/commerce/licensing/list/insurance/resident-producers.jsp

after they apply online for the license

Last verified Oct 25, 2026

18 years old

18

is at least 18 years of age

Last verified Oct 25, 2026

20 hours of approved prelicensing education per major line of authority before the examination.

20 hours of approved prelicensing education per major line of authority before the examination.

Before sitting for a licensing exam, insurance producer applicants must first complete the 20 hours of Minnesota Department of Commerce pre-approved insurance pre-license education per line of authority

Last verified Oct 25, 2026

Pass the examinations for the requested lines of authority.

Pass the examinations for the requested lines of authority.

has successfully passed the examinations for the lines of authority for which the person has applied.

Last verified Oct 25, 2026

$50

50

$50 for an initial life, accident and health, property, or casualty license issued to an individual insurance producer, and a fee of $50 for each renewal

Last verified Oct 25, 2026

Each renewal insurance producer license is valid for a period of 24 months.

2

Each renewal insurance producer license is valid for a period of 24 months.

Last verified Oct 25, 2026

After initial expiration, renew biennially at the end of your birth month, two years after the previous expiration.

Beginning with the first license expiration on the last day of the birth month of an individual producer as set forth in this paragraph, all such licenses must after this date expire biennially on the last day of the birth month of the individual producer that is two years subsequent to the preceding expiration date. Applies to: Individual producer renewal licenses

Beginning with the first license expiration on the last day of the birth month of an individual producer as set forth in this paragraph, all such licenses must after this date expire biennially on the last day of the birth month of the individual producer that is two years subsequent to the preceding expiration date.

Last verified Oct 25, 2026

24 hours

24

Each person subject to this section shall complete a minimum of 24 credit hours of courses accredited by the commissioner during each licensing period.

Last verified Oct 25, 2026

Three CE hours per licensing period must cover ethics.

Three CE hours per licensing period must cover ethics.

A licensee must obtain three hours of the credit hours per licensing period from a class or classes in the area of ethics.

Last verified Oct 25, 2026

Nonresidents need a home-state resident license in good standing, the proper request and fees, an application, and reciprocal home-state licensing.

Nonresidents need a home-state resident license in good standing, the proper request and fees, an application, and reciprocal home-state licensing.

(1) the person is currently licensed as a resident and in good standing in the person's home state; (2) the person has submitted the proper request for licensure and has paid the fees required by section 60K.55; (3) the person has submitted or transmitted to the commissioner the application for licensure that the person submitted to the person's home state, or in lieu of the same, a completed Uniform Application; and (4) the person's home state awards nonresident producer licenses to residents of this state on the same basis.

Last verified Oct 25, 2026

Renewal fee is $50 per line of authority plus the current technology surcharge. Renewal instructions: https://mn.gov/commerce/licensing/list/insurance/license-renewal.jsp

Renewal fee is $50 per line of authority plus the current technology surcharge. Renewal instructions: https://mn.gov/commerce/licensing/list/insurance/license-renewal.jsp

Producer license renewal fees are $50 per line of authority plus the current technology surcharge.

Last verified Oct 25, 2026

Initial individual licenses expire at birth-month end after a term of at least 12 and no more than 24 months.

Initial individual licenses expire at birth-month end after a term of at least 12 and no more than 24 months.

Each individual license initially issued or renewed on or after August 1, 2010, expires on the last day of the birth month of the producer in the year that will result in the term of the license being at least 12 months, but no more than 24 months.

Last verified Oct 25, 2026

Resident applicants must consent to a criminal history check, submit fingerprints and pay the associated fee.

Resident applicants must consent to a criminal history check, submit fingerprints and pay the associated fee.

An individual applying for a resident insurance producer license must: (1) consent to a criminal history record check; (2) submit a fingerprint card in a form acceptable to the commissioner; and (3) pay the fee required to perform criminal history record checks with the Minnesota Bureau of Criminal Apprehension and the Federal Bureau of Investigation.

Last verified Oct 25, 2026

A producer license is required for the relevant line to sell, solicit or negotiate insurance.

A producer license is required for the relevant line to sell, solicit or negotiate insurance.

A person shall not sell, solicit, or negotiate insurance in this state for any class or classes of insurance unless the person is licensed for that line of authority under sections 60K.30 to 60K.56

Last verified Oct 25, 2026

An additional technology surcharge applies to each initial license and renewal; the statute sets it at up to $40 unless adjusted by the commissioner.

An additional technology surcharge applies to each initial license and renewal; the statute sets it at up to $40 unless adjusted by the commissioner.

In addition to the fees required under paragraph (a), individual insurance producers shall pay, for each initial license and renewal, a technology surcharge of up to $40 under section 45.24 , unless the commissioner has adjusted the surcharge as permitted under that section.

Last verified Oct 25, 2026