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Tennessee Insurance Producer License: Requirements, Cost & How to Apply (2026)

Quick answer

A producer license is required to sell, solicit or negotiate insurance.

Exam

Applicants must pass a written examination unless exempt.

View official source

Continuing education

24 hours

View official source

Minimum age

18 years old

View official source

Last verified Oct 25, 2026

How to get an insurance producer license in Tennessee

  1. Check the licensing authority

    Board

    Tennessee Department of Commerce and Insurance

    Last verified Oct 25, 2026 — source and quotation
    Tennessee Department of Commerce and Insurance
    Official source

    Official agency page

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Insurance Producer Licensing Procedure with Exams
    Official source
  2. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Application Procedure
    Official source
  3. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

A producer license is required to sell, solicit or negotiate insurance.

Last verified Oct 25, 2026 — source and quotation
An “insurance producer” is a person required to be licensed under the laws of Tennessee to sell, solicit, or negotiate insurance.
Official source

Agency guidance

A fingerprint-based background check is required.

Last verified Oct 25, 2026 — source and quotation
Fingerprint-based background check is required
Official source

What are the Tennessee insurance producer license requirements?

Age

18 years old

Last verified Oct 25, 2026 — source and quotation
The applicant is at least 18 years of age.
Official source

Exam

Applicants must pass a written examination unless exempt.

Last verified Oct 25, 2026 — source and quotation
All applicants are required to pass a written examination, unless otherwise exempt.
Official source

How do I renew my insurance producer license in Tennessee?

Continuing education hours

24 hours

Last verified Oct 25, 2026 — source and quotation
Every individual seeking biennial renewal of a license pursuant to T.C.A. § 56-6-107, unless otherwise exempt, must satisfactorily complete twenty-four (24) credit hours of study in approved courses, programs of instruction or seminars in conjunction with the license renewal cycle.
Official source

Continuing education topics

Three (3) of the credit hours must have a course concentration in ethics. An insurance producer who has been continuously licensed since January 1, 1994, is exempt from continuing education requirements.

Last verified Oct 25, 2026 — source and quotation
Three (3) of the credit hours must have a course concentration in ethics. An insurance producer who has been continuously licensed since January 1, 1994, is exempt from continuing education requirements.
Official source

View renewal deadlines, fees and CE

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

How much does an insurance producer license cost in Tennessee?

Application fee

$50

Last verified Oct 25, 2026 — source and quotation
Submit your application and filing fee ($50.00) online
Official source

Confirm the charges and conditions for your application with the official agency.

How do I look up a insurance producer license in Tennessee?

License lookup link: Not verified yet. Check the licensing agency or browse license lookup by state.

Which official sources support this guide?

Official sources and verification (10)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Tennessee Department of Commerce and Insurance

Tennessee Department of Commerce and Insurance

Tennessee Department of Commerce and Insurance
Official source

Last verified Oct 25, 2026

Official agency page

Open the official agency page

https://www.tn.gov/content/tn/commerce/insurance/agent-producer-resources/licensing-packets-instructions-forms/producer-with-exams.html

Insurance Producer Licensing Procedure with Exams
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://www.tn.gov/content/tn/commerce/insurance/agent-producer-resources/licensing-packets-instructions-forms/producer-with-exams.html

Application Procedure
Official source

Last verified Oct 25, 2026

Qualifications / Age

18 years old

18

The applicant is at least 18 years of age.
Official source

Last verified Oct 25, 2026

Qualifications / Exam

Applicants must pass a written examination unless exempt.

Applicants must pass a written examination unless exempt.

All applicants are required to pass a written examination, unless otherwise exempt.
Official source

Last verified Oct 25, 2026

Fees / Application

$50

50

Submit your application and filing fee ($50.00) online
Official source

Last verified Oct 25, 2026

Continuing education hours

24 hours

24

Every individual seeking biennial renewal of a license pursuant to T.C.A. § 56-6-107, unless otherwise exempt, must satisfactorily complete twenty-four (24) credit hours of study in approved courses, programs of instruction or seminars in conjunction with the license renewal cycle.
Official source

Last verified Oct 25, 2026

Continuing education topics

Three (3) of the credit hours must have a course concentration in ethics. An insurance producer who has been continuously licensed since January 1, 1994, is exempt from continuing education requirements.

3 ethics hours within the required 24-credit biennial CE total; producers continuously licensed since January 1, 1994 are exempt.

Three (3) of the credit hours must have a course concentration in ethics. An insurance producer who has been continuously licensed since January 1, 1994, is exempt from continuing education requirements.
Official source

Last verified Oct 25, 2026

Agency guidance

A producer license is required to sell, solicit or negotiate insurance.

A producer license is required to sell, solicit or negotiate insurance.

An “insurance producer” is a person required to be licensed under the laws of Tennessee to sell, solicit, or negotiate insurance.
Official source

Last verified Oct 25, 2026

Agency guidance

A fingerprint-based background check is required.

A fingerprint-based background check is required.

Fingerprint-based background check is required
Official source

Last verified Oct 25, 2026

Not yet verified: license fee, required hours, renewal — see the official agency.

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Tennessee

What’s my next step?

Last verified Oct 25, 2026.

Official sources (2)

Not legal or tax advice. Confirm with the official agency before filing.