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How to Get a Insurance producer License in Mississippi (2026)

Quick answer

Online renewal is available 90 days before expiration. Application and renewal instructions: https://www.mid.ms.gov/mississippi-insurance-department/licensing/licensing-updates-frequently-asked-questions/

License fee

$100

View official source

Required hours

Accident and health, property and casualty prelicensing requires 20 hours per line.

View official source

Exam

The department directs examination applicants to Pearson VUE for scheduling.

View official source

Renewal

Licenses will expire on the last day of the birth month of the licensee on a biennial basis.

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Mississippi Insurance Department

    Last verified Oct 25, 2026 — source and quotation
    Mississippi Insurance Department
    Official source
  2. Check your qualifications

    Education

    Life-only applicants are exempt from the 20-hour prelicensing requirement effective July 1, 2024.

    Last verified Oct 25, 2026 — source and quotation
    Effective July 1, 2024 , House Bill 819 will go into law. This new law will exempt Life applicants from the 20-hour Pre-Licensing requirements. This effects the Life Line of Authority only.
    Official source

    Required hours

    Accident and health, property and casualty prelicensing requires 20 hours per line.

    Last verified Oct 25, 2026 — source and quotation
    20 hours per line of authority for Life, Accident & Health, Property, Casualty, Personal Lines.
    Official source

    Exam

    The department directs examination applicants to Pearson VUE for scheduling.

    Last verified Oct 25, 2026 — source and quotation
    How do I get scheduled for the exam? Contact Pearson Vue
    Official source
  3. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    MS first-time licenses and reinstatements available through Sircon
    Official source

    Reciprocity

    Nonresident applicants submit a Mississippi or NAIC uniform application and fee; the department verifies home-state licensing through the NAIC Producer Database.

    Last verified Oct 25, 2026 — source and quotation
    You may submit either a MS application or NAIC Uniform application and appropriate license fee. The MID staff will verify home state licensure on the NAIC Producer Database (SPLD).
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

Online renewal is available 90 days before expiration. Application and renewal instructions: https://www.mid.ms.gov/mississippi-insurance-department/licensing/licensing-updates-frequently-asked-questions/

Last verified Oct 25, 2026 — source and quotation
Licenses may be renewed online 90 days prior to the expiration date.
Official source

Agency guidance

Producers age 65 or older with 25 continuous years of licensure may apply for a CE exemption.

Last verified Oct 25, 2026 — source and quotation
This will enable Insurance Producers age 65 and older with 25 continuous years of licensure to be exempt from CE requirements. To apply for a CE waiver, complete the attached CE Waiver Affidavit
Official source

When do I renew, and is CE required?

Renewal

Licenses will expire on the last day of the birth month of the licensee on a biennial basis.

Last verified Oct 25, 2026 — source and quotation
Licenses will expire on the last day of the birth month of the licensee on a biennial basis.
Official source

License term in years

Licenses will expire on the last day of the birth month of the licensee on a biennial basis.

Last verified Oct 25, 2026 — source and quotation
Licenses will expire on the last day of the birth month of the licensee on a biennial basis.
Official source

Continuing education hours

24 hours

Last verified Oct 25, 2026 — source and quotation
for a license period of more than eighteen (18) months, need twenty-four (24) hours of continuing education (including three (3) hours of ethics)
Official source

Continuing education topics

A license period over 18 months requires 24 CE hours including 3 ethics hours; a period of 18 months or less requires 12 CE hours.

Last verified Oct 25, 2026 — source and quotation
Individual Insurance Producers who hold a license in one or more of the following lines of authority: Life, Accident and Health, Property or Casualty, for a license period of more than eighteen (18) months, need twenty-four (24) hours of continuing education (including three (3) hours of ethics) in order to renew their license. Individual producers with a license period of eighteen (18) months or less complete twelve (12) hours of continuing education.
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

License fee

$100

Last verified Oct 25, 2026 — source and quotation
Insurance Producer – $100.00
Official source

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

How often do I renew a insurance producer (life/health and property/casualty) license in Mississippi?

Licenses will expire on the last day of the birth month of the licensee on a biennial basis.

Source and quotation
Licenses will expire on the last day of the birth month of the licensee on a biennial basis.
Official source

Last verified Oct 25, 2026

What is the insurance producer (life/health and property/casualty) license fee in Mississippi?

$100

Source and quotation
Insurance Producer – $100.00
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (13)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Mississippi Insurance Department

Mississippi Insurance Department

Mississippi Insurance Department
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://www.mid.ms.gov/mississippi-insurance-department/licensing/licensing-updates-frequently-asked-questions/

MS first-time licenses and reinstatements available through Sircon
Official source

Last verified Oct 25, 2026

Qualifications / Education

Life-only applicants are exempt from the 20-hour prelicensing requirement effective July 1, 2024.

Life-only applicants are exempt from the 20-hour prelicensing requirement effective July 1, 2024.

Effective July 1, 2024 , House Bill 819 will go into law. This new law will exempt Life applicants from the 20-hour Pre-Licensing requirements. This effects the Life Line of Authority only.
Official source

Last verified Oct 25, 2026

Qualifications / Required hours

Accident and health, property and casualty prelicensing requires 20 hours per line.

Accident and health, property and casualty prelicensing requires 20 hours per line.

20 hours per line of authority for Life, Accident & Health, Property, Casualty, Personal Lines.
Official source

Last verified Oct 25, 2026

Qualifications / Exam

The department directs examination applicants to Pearson VUE for scheduling.

The department directs examination applicants to Pearson VUE for scheduling.

How do I get scheduled for the exam? Contact Pearson Vue
Official source

Last verified Oct 25, 2026

Fees / License

$100

100

Insurance Producer – $100.00
Official source

Last verified Oct 25, 2026

License term in years

Licenses will expire on the last day of the birth month of the licensee on a biennial basis.

2

Licenses will expire on the last day of the birth month of the licensee on a biennial basis.
Official source

Last verified Oct 25, 2026

Renewal

Licenses will expire on the last day of the birth month of the licensee on a biennial basis.

Licenses will expire on the last day of the birth month of the licensee on a biennial basis. Applies to: Individual insurance producers

Licenses will expire on the last day of the birth month of the licensee on a biennial basis.
Official source

Last verified Oct 25, 2026

Continuing education hours

24 hours

24

for a license period of more than eighteen (18) months, need twenty-four (24) hours of continuing education (including three (3) hours of ethics)
Official source

Last verified Oct 25, 2026

Continuing education topics

A license period over 18 months requires 24 CE hours including 3 ethics hours; a period of 18 months or less requires 12 CE hours.

A license period over 18 months requires 24 CE hours including 3 ethics hours; a period of 18 months or less requires 12 CE hours.

Individual Insurance Producers who hold a license in one or more of the following lines of authority: Life, Accident and Health, Property or Casualty, for a license period of more than eighteen (18) months, need twenty-four (24) hours of continuing education (including three (3) hours of ethics) in order to renew their license. Individual producers with a license period of eighteen (18) months or less complete twelve (12) hours of continuing education.
Official source

Last verified Oct 25, 2026

Reciprocity

Nonresident applicants submit a Mississippi or NAIC uniform application and fee; the department verifies home-state licensing through the NAIC Producer Database.

Nonresident applicants submit a Mississippi or NAIC uniform application and fee; the department verifies home-state licensing through the NAIC Producer Database.

You may submit either a MS application or NAIC Uniform application and appropriate license fee. The MID staff will verify home state licensure on the NAIC Producer Database (SPLD).
Official source

Last verified Oct 25, 2026

Agency guidance

Online renewal is available 90 days before expiration. Application and renewal instructions: https://www.mid.ms.gov/mississippi-insurance-department/licensing/licensing-updates-frequently-asked-questions/

Online renewal is available 90 days before expiration. Application and renewal instructions: https://www.mid.ms.gov/mississippi-insurance-department/licensing/licensing-updates-frequently-asked-questions/

Licenses may be renewed online 90 days prior to the expiration date.
Official source

Last verified Oct 25, 2026

Agency guidance

Producers age 65 or older with 25 continuous years of licensure may apply for a CE exemption.

Producers age 65 or older with 25 continuous years of licensure may apply for a CE exemption.

This will enable Insurance Producers age 65 and older with 25 continuous years of licensure to be exempt from CE requirements. To apply for a CE waiver, complete the attached CE Waiver Affidavit
Official source

Last verified Oct 25, 2026

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Mississippi

What’s my next step?

Last verified Oct 25, 2026.

Official sources (3)

Not legal or tax advice. Confirm with the official agency before filing.