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How to Get a Insurance producer License in Alabama (2026)

Quick answer

A producer is a natural person required to be licensed to sell, solicit or negotiate insurance.

Exam

Pass the producer examination before applying.

View official source

Renewal

All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.

View official source

Continuing education

24 hours

View official source

Minimum age

18 years old

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Alabama Department of Insurance

    Last verified Oct 25, 2026 — source and quotation
    Alabama Department of Insurance
    Official source
  2. Check your qualifications

    Age

    18 years old

    Last verified Oct 25, 2026 — source and quotation
    at least 18 years of age
    Official source

    Education

    State-mandated prelicensing courses were removed for insurance producers.

    Last verified Oct 25, 2026 — source and quotation
    removed the state mandate for taking a Prelicensing course prior to sitting for the state licensing examination for Insurance Producer
    Official source

    Exam

    Pass the producer examination before applying.

    Last verified Oct 25, 2026 — source and quotation
    Once exam has been passed, Please allow 3-5 Business Days before applying for your Insurance Producer license.
    Official source
  3. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Applicant must apply online through NIPR.
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

A producer is a natural person required to be licensed to sell, solicit or negotiate insurance.

Last verified Oct 25, 2026 — source and quotation
A natural person required to be licensed under the laws of this state to sell, solicit, or negotiate insurance.
Official source

Agency guidance

The $80 initial license fee is labeled per insurer. The biennial renewal fee is $70.

Last verified Oct 25, 2026 — source and quotation
TOTAL INITIAL LICENSE FEE (per insurer) - $80.00 Biennial License Renewal Fee - $70.00
Official source

Agency guidance

A producer working only in the employer's office with no nonresident license has a reduced 12-hour CE requirement including 2 ethics hours.

Last verified Oct 25, 2026 — source and quotation
A producer or service representative employed by another producer or insurer to work only in the office of the employer who is not licensed as a non-resident in any other state must complete twelve (12) hours (of which 2 should be in ethics)
Official source

When do I renew, and is CE required?

Renewal

All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.

Last verified Oct 25, 2026 — source and quotation
All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.
Official source

Continuing education hours

24 hours

Last verified Oct 25, 2026 — source and quotation
twenty-four (24) hours
Official source

Continuing education topics

General producer requirement: 3 ethics hours in the biennial 24 hours.

Last verified Oct 25, 2026 — source and quotation
twenty-four (24) hours (of which 3 should be in ethics) for producers
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

How often do I renew a insurance producer (life/health and property/casualty) license in Alabama?

All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.

Source and quotation
All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (11)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Alabama Department of Insurance

Alabama Department of Insurance

Alabama Department of Insurance
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://aldoi.gov/Licensing/ProducerReq.aspx

Applicant must apply online through NIPR.
Official source

Last verified Oct 25, 2026

Qualifications / Age

18 years old

18

at least 18 years of age
Official source

Last verified Oct 25, 2026

Qualifications / Education

State-mandated prelicensing courses were removed for insurance producers.

State-mandated prelicensing courses were removed for insurance producers.

removed the state mandate for taking a Prelicensing course prior to sitting for the state licensing examination for Insurance Producer
Official source

Last verified Oct 25, 2026

Qualifications / Exam

Pass the producer examination before applying.

Pass the producer examination before applying.

Once exam has been passed, Please allow 3-5 Business Days before applying for your Insurance Producer license.
Official source

Last verified Oct 25, 2026

Renewal

All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.

All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year. Applies to: Individual producers; renewal-year parity follows birth year.

All individual producers must renew their license biennially based on their BIRTH MONTH whether the individual was born in an EVEN or ODD year.
Official source

Last verified Oct 25, 2026

Continuing education hours

24 hours

24

twenty-four (24) hours
Official source

Last verified Oct 25, 2026

Continuing education topics

General producer requirement: 3 ethics hours in the biennial 24 hours.

General producer requirement: 3 ethics hours in the biennial 24 hours.

twenty-four (24) hours (of which 3 should be in ethics) for producers
Official source

Last verified Oct 25, 2026

Agency guidance

A producer is a natural person required to be licensed to sell, solicit or negotiate insurance.

A producer is a natural person required to be licensed to sell, solicit or negotiate insurance.

A natural person required to be licensed under the laws of this state to sell, solicit, or negotiate insurance.
Official source

Last verified Oct 25, 2026

Agency guidance

The $80 initial license fee is labeled per insurer. The biennial renewal fee is $70.

The $80 initial license fee is labeled per insurer. The biennial renewal fee is $70.

TOTAL INITIAL LICENSE FEE (per insurer) - $80.00 Biennial License Renewal Fee - $70.00
Official source

Last verified Oct 25, 2026

Agency guidance

A producer working only in the employer's office with no nonresident license has a reduced 12-hour CE requirement including 2 ethics hours.

A producer working only in the employer's office with no nonresident license has a reduced 12-hour CE requirement including 2 ethics hours.

A producer or service representative employed by another producer or insurer to work only in the office of the employer who is not licensed as a non-resident in any other state must complete twelve (12) hours (of which 2 should be in ethics)
Official source

Last verified Oct 25, 2026

Not yet verified: license fee, required hours — see the official agency.

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Alabama

What’s my next step?

Last verified Oct 25, 2026.

Official sources (3)

Not legal or tax advice. Confirm with the official agency before filing.