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How to Get a Insurance producer License in Georgia (2026)

Quick answer

A Georgia insurance agent license is required to provide insurance information and sell policies.

License fee

$120

View official source

Required hours

8 prelicensing hours for each major line.

View official source

Exam

Pass the requested line's examination; combined life/accident and sickness and property/casualty examinations are available.

View official source

Continuing education

24 hours

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Georgia Office of the Commissioner of Insurance and Safety Fire

    Last verified Oct 25, 2026 — source and quotation
    Office of the Commissioner of Insurance and Safety Fire
    Official source
  2. Check your qualifications

    Required hours

    8 prelicensing hours for each major line.

    Last verified Oct 25, 2026 — source and quotation
    Reduces the required hours to 8.0 for each of the major lines
    Official source

    Exam

    Pass the requested line's examination; combined life/accident and sickness and property/casualty examinations are available.

    Last verified Oct 25, 2026 — source and quotation
    Passing score on Property and Casualty examination Also offered is a Life, Accident and Sickness combination examination
    Official source
  3. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Resident applicants must apply via our licensing platform
    Official source

    Reciprocity

    For a move to Georgia, same-line prelicensing and examination waivers require an active former home-state license at the move, an original clearance letter and application within 90 days of moving.

    Last verified Oct 25, 2026 — source and quotation
    Waiver of prelicensing course and examination can be granted if you are licensed for these same lines in your previous home state; that state license must be active at the time you move to Georgia, you must attach original clearance letter from your prior home state, and you must apply for licensure within 90 days of the date of the move to Georgia
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

A Georgia insurance agent license is required to provide insurance information and sell policies.

Last verified Oct 25, 2026 — source and quotation
You must be a licensed insurance agent in order to provide Georgians with information about insurance and sell policies.
Official source

Agency guidance

Beginning in 2026, residents with more than 20 years of service receive a 4-hour CE reduction to 20 hours, including 3 ethics hours.

Last verified Oct 25, 2026 — source and quotation
Beginning in 2026, all licensees with more than 20 years of service will automatically be given a 4.0-hour reduction to the required CE total per renewal – 20 hours; 3 hours must be in ethics
Official source

Agency guidance

Georgia requires property and casualty to be selected together on the license application.

Last verified Oct 25, 2026 — source and quotation
You must select both Property and Casualty when applying. We do not license just Property or just Casualty.
Official source

When do I renew, and is CE required?

Continuing education hours

24 hours

Last verified Oct 25, 2026 — source and quotation
Resident Licensees with less than 20 years of service – 24 hours
Official source

Continuing education topics

3 ethics hours; the standard 24-hour requirement is for residents with less than 20 years of service.

Last verified Oct 25, 2026 — source and quotation
Resident Licensees with less than 20 years of service – 24 hours; 3 hours must be in ethics
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

License fee

$120

Last verified Oct 25, 2026 — source and quotation
Payment of $120
Official source

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

What is the insurance producer (life/health and property/casualty) license fee in Georgia?

$120

Source and quotation
Payment of $120
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (11)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Georgia Office of the Commissioner of Insurance and Safety Fire

Georgia Office of the Commissioner of Insurance and Safety Fire

Office of the Commissioner of Insurance and Safety Fire
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://oci.georgia.gov/get-resident-insurance-agent-license

Resident applicants must apply via our licensing platform
Official source

Last verified Oct 25, 2026

Qualifications / Required hours

8 prelicensing hours for each major line.

8 prelicensing hours for each major line.

Reduces the required hours to 8.0 for each of the major lines
Official source

Last verified Oct 25, 2026

Qualifications / Exam

Pass the requested line's examination; combined life/accident and sickness and property/casualty examinations are available.

Pass the requested line's examination; combined life/accident and sickness and property/casualty examinations are available.

Passing score on Property and Casualty examination Also offered is a Life, Accident and Sickness combination examination
Official source

Last verified Oct 25, 2026

Fees / License

$120

120

Payment of $120
Official source

Last verified Oct 25, 2026

Reciprocity

For a move to Georgia, same-line prelicensing and examination waivers require an active former home-state license at the move, an original clearance letter and application within 90 days of moving.

For a move to Georgia, same-line prelicensing and examination waivers require an active former home-state license at the move, an original clearance letter and application within 90 days of moving.

Waiver of prelicensing course and examination can be granted if you are licensed for these same lines in your previous home state; that state license must be active at the time you move to Georgia, you must attach original clearance letter from your prior home state, and you must apply for licensure within 90 days of the date of the move to Georgia
Official source

Last verified Oct 25, 2026

Continuing education hours

24 hours

24

Resident Licensees with less than 20 years of service – 24 hours
Official source

Last verified Oct 25, 2026

Continuing education topics

3 ethics hours; the standard 24-hour requirement is for residents with less than 20 years of service.

3 ethics hours; the standard 24-hour requirement is for residents with less than 20 years of service.

Resident Licensees with less than 20 years of service – 24 hours; 3 hours must be in ethics
Official source

Last verified Oct 25, 2026

Agency guidance

A Georgia insurance agent license is required to provide insurance information and sell policies.

A Georgia insurance agent license is required to provide insurance information and sell policies.

You must be a licensed insurance agent in order to provide Georgians with information about insurance and sell policies.
Official source

Last verified Oct 25, 2026

Agency guidance

Beginning in 2026, residents with more than 20 years of service receive a 4-hour CE reduction to 20 hours, including 3 ethics hours.

Beginning in 2026, residents with more than 20 years of service receive a 4-hour CE reduction to 20 hours, including 3 ethics hours.

Beginning in 2026, all licensees with more than 20 years of service will automatically be given a 4.0-hour reduction to the required CE total per renewal – 20 hours; 3 hours must be in ethics
Official source

Last verified Oct 25, 2026

Agency guidance

Georgia requires property and casualty to be selected together on the license application.

Georgia requires property and casualty to be selected together on the license application.

You must select both Property and Casualty when applying. We do not license just Property or just Casualty.
Official source

Last verified Oct 25, 2026

Not yet verified: renewal — see the official agency.

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Following: How to Get a Insurance producer License in Georgia (2026)

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Georgia

What’s my next step?

Last verified Oct 25, 2026.

Official sources (3)

Not legal or tax advice. Confirm with the official agency before filing.