How to Get a Insurance producer License in North Carolina (2026)

North Carolina Department of Insurance

North Carolina Department of Insurance

North Carolina Department of Insurance

Last verified Oct 25, 2026

Open the official agency page

https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/become-insurance-producer-or-adjuster

Become an Insurance Producer or Adjuster

Last verified Oct 25, 2026

Open the official agency page

https://www.ncdoi.gov/licensees/insurance-producer-and-adjuster-licensing/become-insurance-producer-or-adjuster

Licensing Checklist for New Resident License Process

Last verified Oct 25, 2026

18 years old

18

Is at least 18 years of age.

Last verified Oct 25, 2026

Pass all examinations for the lines requested in the application before any requested license is issued.

Pass all examinations for the lines requested in the application before any requested license is issued.

NO license will be issued until ALL the examinations for the lines of authority requested in application are passed.

Last verified Oct 25, 2026

$44

44

There is a $44 application processing fee per NIPR application (not per line of authority)

Last verified Oct 25, 2026

Insurance Producer Licenses do not renew and are valid until surrendered, canceled or revoked

Insurance Producer Licenses do not renew and are valid until surrendered, canceled or revoked Applies to: Life, accident and health or sickness, property and casualty producer licenses; continuing education requirements still apply

Insurance Producer Licenses do not renew and are valid until surrendered, canceled or revoked in respect to the following: Life, Accident & Health or Sickness, Property, Casualty, Personal Lines, Medicare Supplement Long-Term Care, Variable Life and Variable Annuity Products. To maintain a license ALL Resident Insurance Producers must comply with the continuing education requirements for the license(s) held.

Last verified Oct 25, 2026

The registration charge is $50 for each line of authority in addition to the application processing fee.

The registration charge is $50 for each line of authority in addition to the application processing fee.

multiple Producer Lines of authority (LOA) on the same application would be an additional $50 registration fee per LOA.

Last verified Oct 25, 2026

A license is required to act or hold oneself out as an insurance producer; placement or negotiation of policies is limited to licensed lines.

A license is required to act or hold oneself out as an insurance producer; placement or negotiation of policies is limited to licensed lines.

No person shall act as or hold himself or herself out to be an insurance producer, limited representative, adjuster, or motor vehicle damage appraiser unless duly licensed. No insurance producer or limited representative shall make application for, procure, negotiate for, or place for others, any policies for any lines of authority as to which that person is not then qualified and duly licensed.

Last verified Oct 25, 2026

North Carolina checks nonresident producers' home-state status and extends the nonresident licenses when the home-state licenses remain in good standing.

North Carolina checks nonresident producers' home-state status and extends the nonresident licenses when the home-state licenses remain in good standing.

If a Non-Resident Insurance Producer's Home State license(s) are in good standing their North Carolina Non-Resident Insurance Producer license(s) will be extended.

Last verified Oct 25, 2026

24 hours

24

Pursuant to N.C.G.S. 58-33-130(d), Biennial (every two years) continuing education (CE) requirements shall be 24 credit hours.

Last verified Oct 25, 2026

Ethics is mandatory; flood CE applies according to the license held.

Ethics is mandatory; flood CE applies according to the license held.

In addition, there is a mandatory requirement for ethics CE and based on your licenses held you may be required to take CE in flood.

Last verified Oct 25, 2026