Official sources and verification (13)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
BoardMaryland Insurance Administration
Maryland Insurance Administration
The Maryland Insurance Administration
Official sourceLast verified Oct 25, 2026
Apply with the agencyOpen the official agency page
https://insurance.maryland.gov/Producer/Pages/Producer-Initial-and-Renewal-Licenses.aspx
complete and submit the NAIC Uniform Individual Application.
Official sourceLast verified Oct 25, 2026
Qualifications / EducationPrelicensing education and minimum experience requirements were repealed effective October 1, 2024 for applicants required to pass a producer examination.
Prelicensing education and minimum experience requirements were repealed effective October 1, 2024 for applicants required to pass a producer examination.
Effective October 1, 2024, applicants who are required to pass an examination as a qualification for a producer license will no longer be required to complete a program of study that has been established or approved by the Commissioner, nor meet minimum experience requirements prior to taking the examination.
Official sourceLast verified Oct 25, 2026
Qualifications / ExperienceNo minimum experience requirement before the producer examination, effective October 1, 2024.
No minimum experience requirement before the producer examination, effective October 1, 2024.
Effective October 1, 2024, applicants who are required to pass an examination as a qualification for a producer license will no longer be required to complete a program of study that has been established or approved by the Commissioner, nor meet minimum experience requirements prior to taking the examination.
Official sourceLast verified Oct 25, 2026
Qualifications / ExamResident applicants must pass the Maryland examination for each requested major line.
Resident applicants must pass the Maryland examination for each requested major line.
Resident individual applicants requesting a major line of authority are required to pass the Maryland exam for the line(s) requested.
Official sourceLast verified Oct 25, 2026
Fees / Application$54
54
pay the applicable fee of $54
Official sourceLast verified Oct 25, 2026
License term in yearsIndividual producer licenses are issued on a biennial basis to expire on the last day of the producer’s birth month.
2
Individual producer licenses are issued on a biennial basis to expire on the last day of the producer’s birth month.
Official sourceLast verified Oct 25, 2026
RenewalIndividual producer licenses are issued on a biennial basis to expire on the last day of the producer’s birth month.
Individual producer licenses are issued on a biennial basis to expire on the last day of the producer’s birth month. Applies to: Individual producer licenses
Individual producer licenses are issued on a biennial basis to expire on the last day of the producer’s birth month.
Official sourceLast verified Oct 25, 2026
Continuing education hours24 hours
24
Except as forth in regulation, a licensee shall successfully complete in each renewal period at least 24 hours of CEs.
Official sourceLast verified Oct 25, 2026
Continuing education topicsCE must be in the licensed insurance category or subdivision and include 3 hours of ethics.
CE must be in the licensed insurance category or subdivision and include 3 hours of ethics.
CE courses must be in the category or subdivision of insurance on the license. Licensee must complete 3 hours of CE in Ethics.
Official sourceLast verified Oct 25, 2026
ReciprocityNonresident licensing is reciprocal when the applicant holds the relevant resident producer license in good standing and the home state grants Maryland residents licenses on the same basis.
Nonresident licensing is reciprocal when the applicant holds the relevant resident producer license in good standing and the home state grants Maryland residents licenses on the same basis.
Nonresident licenses will be issued on a reciprocal basis if the nonresident is licensed as a Producer in their state of residence in good standing and if the nonresident’s home state awards nonresident Producer licenses for the line(s) to residents of Maryland on the same basis.
Official sourceLast verified Oct 25, 2026
Agency guidanceEach individual soliciting, negotiating or accepting insurance business from the public must be licensed for that line and, where applicable, appointed by an insurer.
Each individual soliciting, negotiating or accepting insurance business from the public must be licensed for that line and, where applicable, appointed by an insurer.
Each individual who solicits, negotiates, or accepts insurance business from the public must be licensed in that line of insurance, and if applicable, hold an appointment from an insurer.
Official sourceLast verified Oct 25, 2026
Agency guidanceRenewal costs $69, including a $54 renewal fee and $15 fraud prevention fee.
Renewal costs $69, including a $54 renewal fee and $15 fraud prevention fee.
The renewal fee is $69 which includes the $54 renewal fee and $15 fraud prevention fee.
Official sourceLast verified Oct 25, 2026