Official sources and verification (12)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
BoardWashington Office of the Insurance Commissioner
Washington Office of the Insurance Commissioner
Washington Office of the Insurance Commissioner
Official sourceLast verified Oct 25, 2026
Official agency pageOpen the official agency page
https://www.insurance.wa.gov/producers-adjusters/licensing/get-licensed/producer-license-full-and-limited-lines
You can apply for your license online.
Official sourceLast verified Oct 25, 2026
Apply with the agencyOpen the official agency page
https://www.insurance.wa.gov/producers-adjusters/licensing/get-licensed/producer-license-full-and-limited-lines
You can apply for your license online.
Official sourceLast verified Oct 25, 2026
Qualifications / EducationPrelicensing coursework is no longer required for resident insurance producers.
Prelicensing coursework is no longer required for resident insurance producers.
Recent passage of HB 1061 amends existing law to eliminate the requirement that an applicant for a resident insurance producer license complete a pre-licensure course of study for the lines of authority for which the person applied.
Official sourceLast verified Oct 25, 2026
Qualifications / ExamIndividual resident full-lines applicants must pass the exam, apply, and then submit fingerprints.
Individual resident full-lines applicants must pass the exam, apply, and then submit fingerprints.
Steps for an individual resident license
Schedule and pass your exam.
Apply for your license online.
Have your fingerprints taken.
Official sourceLast verified Oct 25, 2026
Qualifications / BondResident producers placing insurance with an insurer for which they are not appointed need a bond: the greater of $2,500 or 5% of prior-calendar-year brokered premiums, capped at $100,000.
Resident producers placing insurance with an insurer for which they are not appointed need a bond: the greater of $2,500 or 5% of prior-calendar-year brokered premiums, capped at $100,000.
Every resident insurance producer licensed under this chapter on or after July 1, 2009, who places insurance either directly or indirectly with an insurer with which the insurance producer is not appointed as an agent must maintain in force while so licensed a bond in favor of the people of the state of Washington or a named insured such that the people of Washington are covered by the bond, executed by an authorized corporate surety approved by the commissioner, in the amount of two thousand five hundred dollars, or five percent of the premiums brokered in the previous calendar year, whichever is greater, but not to exceed one hundred thousand dollars total aggregate liability.
Official sourceLast verified Oct 25, 2026
Fees / License$55
55
Individual license fees for first-time or new licensees
Producer - full lines: life, disability (health), property, casualty or personal line
$55
Official sourceLast verified Oct 25, 2026
Continuing education hours24 hours
24
Washington requires 24 credit hours of CE (3 of which are ethics credits) for these licenses:
Individual resident, full-lines producers
Official sourceLast verified Oct 25, 2026
Continuing education topics3 ethics credits within the 24 required CE credits.
3 ethics credits within the 24 required CE credits.
Washington requires 24 credit hours of CE (3 of which are ethics credits)
Official sourceLast verified Oct 25, 2026
Agency guidanceA producer is licensed to sell, solicit or negotiate insurance. Washington calls the health line of authority disability.
A producer is licensed to sell, solicit or negotiate insurance. Washington calls the health line of authority disability.
A producer is a person who is licensed to sell, solicit, or negotiate insurance.
In Washington state, the health line of authority is referred to as "disability."
Official sourceLast verified Oct 25, 2026
Agency guidanceRenew online using the official renewal page; on-time full-lines individual renewal costs $55.
Renew online using the official renewal page; on-time full-lines individual renewal costs $55.
License renewal before your expiration date (on-time renewal)
Producer - full lines: life, disability (health), property, casualty or personal line
$55
Official sourceLast verified Oct 25, 2026
Agency guidanceInitial or reinstated individual licenses expire at the end of the next birth month plus one year; additional licenses align with the first license's renewal cycle.
Initial or reinstated individual licenses expire at the end of the next birth month plus one year; additional licenses align with the first license's renewal cycle.
Initial and reinstated individual licenses are valid from their date of issuance until the end of the licensee's next birth month plus one year. Additional licenses issued to the same active licensee will be on the same renewal cycle as the first license issued to that licensee.
Official sourceLast verified Oct 25, 2026