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How to Get a Insurance producer License in Washington (2026)

Quick answer

A producer is licensed to sell, solicit or negotiate insurance. Washington calls the health line of authority disability.

License fee

$55

View official source

Exam

Individual resident full-lines applicants must pass the exam, apply, and then submit fingerprints.

View official source

Continuing education

24 hours

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Washington Office of the Insurance Commissioner

    Last verified Oct 25, 2026 — source and quotation
    Washington Office of the Insurance Commissioner
    Official source

    Official agency page

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    You can apply for your license online.
    Official source
  2. Check your qualifications

    Education

    Prelicensing coursework is no longer required for resident insurance producers.

    Last verified Oct 25, 2026 — source and quotation
    Recent passage of HB 1061 amends existing law to eliminate the requirement that an applicant for a resident insurance producer license complete a pre-licensure course of study for the lines of authority for which the person applied.
    Official source

    Exam

    Individual resident full-lines applicants must pass the exam, apply, and then submit fingerprints.

    Last verified Oct 25, 2026 — source and quotation
    Steps for an individual resident license Schedule and pass your exam. Apply for your license online. Have your fingerprints taken.
    Official source
  3. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    You can apply for your license online.
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

A producer is licensed to sell, solicit or negotiate insurance. Washington calls the health line of authority disability.

Last verified Oct 25, 2026 — source and quotation
A producer is a person who is licensed to sell, solicit, or negotiate insurance. In Washington state, the health line of authority is referred to as "disability."
Official source

Agency guidance

Renew online using the official renewal page; on-time full-lines individual renewal costs $55.

Last verified Oct 25, 2026 — source and quotation
License renewal before your expiration date (on-time renewal) Producer - full lines: life, disability (health), property, casualty or personal line $55
Official source

Agency guidance

Initial or reinstated individual licenses expire at the end of the next birth month plus one year; additional licenses align with the first license's renewal cycle.

Last verified Oct 25, 2026 — source and quotation
Initial and reinstated individual licenses are valid from their date of issuance until the end of the licensee's next birth month plus one year. Additional licenses issued to the same active licensee will be on the same renewal cycle as the first license issued to that licensee.
Official source

When do I renew, and is CE required?

Continuing education hours

24 hours

Last verified Oct 25, 2026 — source and quotation
Washington requires 24 credit hours of CE (3 of which are ethics credits) for these licenses: Individual resident, full-lines producers
Official source

Continuing education topics

3 ethics credits within the 24 required CE credits.

Last verified Oct 25, 2026 — source and quotation
Washington requires 24 credit hours of CE (3 of which are ethics credits)
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

License fee

$55

Last verified Oct 25, 2026 — source and quotation
Individual license fees for first-time or new licensees Producer - full lines: life, disability (health), property, casualty or personal line $55
Official source

Bonds and insurance

Bond

Resident producers placing insurance with an insurer for which they are not appointed need a bond: the greater of $2,500 or 5% of prior-calendar-year brokered premiums, capped at $100,000.

Last verified Oct 25, 2026 — source and quotation
Every resident insurance producer licensed under this chapter on or after July 1, 2009, who places insurance either directly or indirectly with an insurer with which the insurance producer is not appointed as an agent must maintain in force while so licensed a bond in favor of the people of the state of Washington or a named insured such that the people of Washington are covered by the bond, executed by an authorized corporate surety approved by the commissioner, in the amount of two thousand five hundred dollars, or five percent of the premiums brokered in the previous calendar year, whichever is greater, but not to exceed one hundred thousand dollars total aggregate liability.
Official source

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

What is the insurance producer (life/health and property/casualty) license fee in Washington?

$55

Source and quotation
Individual license fees for first-time or new licensees Producer - full lines: life, disability (health), property, casualty or personal line $55
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (12)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Washington Office of the Insurance Commissioner

Washington Office of the Insurance Commissioner

Washington Office of the Insurance Commissioner
Official source

Last verified Oct 25, 2026

Official agency page

Open the official agency page

https://www.insurance.wa.gov/producers-adjusters/licensing/get-licensed/producer-license-full-and-limited-lines

You can apply for your license online.
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://www.insurance.wa.gov/producers-adjusters/licensing/get-licensed/producer-license-full-and-limited-lines

You can apply for your license online.
Official source

Last verified Oct 25, 2026

Qualifications / Education

Prelicensing coursework is no longer required for resident insurance producers.

Prelicensing coursework is no longer required for resident insurance producers.

Recent passage of HB 1061 amends existing law to eliminate the requirement that an applicant for a resident insurance producer license complete a pre-licensure course of study for the lines of authority for which the person applied.
Official source

Last verified Oct 25, 2026

Qualifications / Exam

Individual resident full-lines applicants must pass the exam, apply, and then submit fingerprints.

Individual resident full-lines applicants must pass the exam, apply, and then submit fingerprints.

Steps for an individual resident license Schedule and pass your exam. Apply for your license online. Have your fingerprints taken.
Official source

Last verified Oct 25, 2026

Qualifications / Bond

Resident producers placing insurance with an insurer for which they are not appointed need a bond: the greater of $2,500 or 5% of prior-calendar-year brokered premiums, capped at $100,000.

Resident producers placing insurance with an insurer for which they are not appointed need a bond: the greater of $2,500 or 5% of prior-calendar-year brokered premiums, capped at $100,000.

Every resident insurance producer licensed under this chapter on or after July 1, 2009, who places insurance either directly or indirectly with an insurer with which the insurance producer is not appointed as an agent must maintain in force while so licensed a bond in favor of the people of the state of Washington or a named insured such that the people of Washington are covered by the bond, executed by an authorized corporate surety approved by the commissioner, in the amount of two thousand five hundred dollars, or five percent of the premiums brokered in the previous calendar year, whichever is greater, but not to exceed one hundred thousand dollars total aggregate liability.
Official source

Last verified Oct 25, 2026

Fees / License

$55

55

Individual license fees for first-time or new licensees Producer - full lines: life, disability (health), property, casualty or personal line $55
Official source

Last verified Oct 25, 2026

Continuing education hours

24 hours

24

Washington requires 24 credit hours of CE (3 of which are ethics credits) for these licenses: Individual resident, full-lines producers
Official source

Last verified Oct 25, 2026

Continuing education topics

3 ethics credits within the 24 required CE credits.

3 ethics credits within the 24 required CE credits.

Washington requires 24 credit hours of CE (3 of which are ethics credits)
Official source

Last verified Oct 25, 2026

Agency guidance

A producer is licensed to sell, solicit or negotiate insurance. Washington calls the health line of authority disability.

A producer is licensed to sell, solicit or negotiate insurance. Washington calls the health line of authority disability.

A producer is a person who is licensed to sell, solicit, or negotiate insurance. In Washington state, the health line of authority is referred to as "disability."
Official source

Last verified Oct 25, 2026

Agency guidance

Renew online using the official renewal page; on-time full-lines individual renewal costs $55.

Renew online using the official renewal page; on-time full-lines individual renewal costs $55.

License renewal before your expiration date (on-time renewal) Producer - full lines: life, disability (health), property, casualty or personal line $55
Official source

Last verified Oct 25, 2026

Agency guidance

Initial or reinstated individual licenses expire at the end of the next birth month plus one year; additional licenses align with the first license's renewal cycle.

Initial or reinstated individual licenses expire at the end of the next birth month plus one year; additional licenses align with the first license's renewal cycle.

Initial and reinstated individual licenses are valid from their date of issuance until the end of the licensee's next birth month plus one year. Additional licenses issued to the same active licensee will be on the same renewal cycle as the first license issued to that licensee.
Official source

Last verified Oct 25, 2026

Not yet verified: required hours, renewal — see the official agency.

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What should I explore next?

Insurance producer (life/health and property/casualty) in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Washington

What’s my next step?

Last verified Oct 25, 2026.

Official sources (6)

Not legal or tax advice. Confirm with the official agency before filing.