Insurance producer (life/health and property/casualty)
rankings by state.
Use the figures to narrow your reading, then check the state’s license level, pathway and qualifications. A low issuance fee does not establish the cheapest overall route to licensure.
Lowest license fee
Ranked only by the recorded license issuance fee. Application, exam, training and other costs are not included. This is not a ranking of total cost to qualify.
20 of 51 jurisdictions ranked. Equal values share a rank; the next rank skips tied places. Calculations use unrounded values. Source scope may differ between states.
| 1 | Florida | $5.00Source and scopeIssuance, reissuance, reinstatement, modification resulting in a modified license being issued, duplicate copy of any insurance representative license, or an appointment being reinstated .......... $5.00Official source Last verified Oct 25, 2026 |
|---|---|---|
| 2 | South Carolina | $25.00 |
| 2 | South Dakota | $25.00Source and scopeThe electronic payment due is $25 plus a service fee.Official source Last verified Oct 25, 2026 |
| 4 | Vermont | $30.00Source and scopeSend the application fee of $30.00 and a license fee of $30.00Official source Last verified Oct 25, 2026 |
| 5 | Kentucky | $40.00Source and scopeAgent – Resident Individual for license/class $ 40.00Official source Last verified Oct 25, 2026 |
| 6 | Iowa | $50.00 |
| 6 | Minnesota | $50.00Source and scope$50 for an initial life, accident and health, property, or casualty license issued to an individual insurance producer, and a fee of $50 for each renewalOfficial source Last verified Oct 25, 2026 |
| 6 | Nebraska | $50.00Source and scopeProducer License - Resident …………………………………..………................... $50.00Official source Last verified Oct 25, 2026 |
| 6 | West Virginia | $50.00Source and scope$50.00 license fee made payable to the West Virginia Insurance CommissionerOfficial source Last verified Oct 25, 2026 |
| 10 | Washington | $55.00Source and scopeIndividual license fees for first-time or new licensees Producer - full lines: life, disability (health), property, casualty or personal line $55Official source Last verified Oct 25, 2026 |
| 11 | Oklahoma | $60.00Source and scopeProducer (Agent) – General LOAs 60.00 100.00 BiennialOfficial source Last verified Oct 25, 2026 |
| 12 | Utah | $70.00Source and scopeProducer - Individual - Full Line Initial or Biennial Renewal License $70.00Official source Last verified Oct 25, 2026 |
| 13 | Alaska | $75.00 |
| 14 | Mississippi | $100.00 |
| 15 | Georgia | $120.00 |
| 15 | Rhode Island | $120.00Source and scopeInsurance Producer License Fee (both initial application and renewal). Residents - $120.Official source Last verified Oct 25, 2026 |
| 17 | Connecticut | $140.00 |
| 18 | Hawaii | $150.00 |
| 18 | New Jersey | $150.00Source and scopeMajor line license $150 for a 2 year licenseOfficial source Last verified Oct 25, 2026 |
| 20 | Nevada | $185.00 |
31 jurisdictions not ranked for this measure
Not verified yet, stale, or not a single comparable number. A missing rank does not mean no requirement. Use each state page’s official source to check.
Fewest required hours
Ranked only where the required-hours field is a single verified number. Conditional text and alternative pathways are excluded. Hours are not elapsed time to licensure.
1 of 51 jurisdictions ranked. Equal values share a rank; the next rank skips tied places. Calculations use unrounded values. Source scope may differ between states.
| 1 | California | 12 hoursSource and scope12 Hours of Study on Ethics and the California Insurance CodeOfficial source Last verified Oct 25, 2026 |
|---|
50 jurisdictions not ranked for this measure
Not verified yet, stale, or not a single comparable number. A missing rank does not mean no requirement. Use each state page’s official source to check.
- Alabama
- Alaska
- Arizona
- Arkansas
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Fastest time to get licensed
Requires a verified total time-to-license figure in days for the cited pathway. Training hours, experience requirements and agency processing estimates cannot establish that total.
Not verified yet
The current records do not establish total time to get licensed. No fastest state is named.
Read the verified state requirements and official sources51 jurisdictions not ranked for this measure
Not verified yet, stale, or not a single comparable number. A missing rank does not mean no requirement. Use each state page’s official source to check.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Renewal cost per year
Calculated as the verified renewal fee divided by its verified renewal period in years. This is an annualized fee, not an annual bill; CE and other costs are not included. An initial fee or initial license term is never substituted.
Not verified yet
A separate renewal fee and its matching renewal period are needed. Initial license fees cannot fill that gap.
Read the verified state requirements and official sources51 jurisdictions not ranked for this measure
Not verified yet, stale, or not a single comparable number. A missing rank does not mean no requirement. Use each state page’s official source to check.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- District of Columbia
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Read before you choose a route
Last verified Oct 25, 2026.
Official sources (21)
- https://www.flsenate.gov/Laws/Statutes/2026/624.501
- https://www.doi.sc.gov/producer
- https://dlr.sd.gov/insurance/producers/resident_producers.aspx
- https://dfr.vermont.gov/industry/insurance/producer-and-individual-licensing/apply-and-renew-your-license/producer-license
- https://insurance.ky.gov/ppc/Documents/FeeSchedule.pdf
- https://iid.iowa.gov/regulated-individuals/insurance-producers-related-professionals/insurance-producers
- https://www.revisor.mn.gov/statutes/cite/60K.55
- https://doi.nebraska.gov/sites/default/files/doc/Licensing%20Fee%20Schedule%208_14_2025.pdf
- https://www.wvinsurance.gov/Portals/0/pdf/agents/West%20Virginia%20Insurance%20Candidate%20Handbook%20March%202025.pdf
- https://www.insurance.wa.gov/producers-adjusters/licensing/get-licensed/producer-and-adjuster-licensing-fees
- https://www.oid.ok.gov/wp-content/uploads/2023/09/Fee-Schedule-Revised-090723-ck32.pdf
- https://insurance.utah.gov/wp-content/uploads/UIDFeeSchedule.pdf
- https://www.commerce.alaska.gov/web/Portals/11/Pub/Licensing/Forms/08-214.pdf
- https://www.mid.ms.gov/mississippi-insurance-department/licensing/licensing-forms-and-fees/
- https://oci.georgia.gov/get-resident-insurance-agent-license
- https://rules.sos.ri.gov/regulations/part/230-20-50-5
- https://portal.ct.gov/cid/licensing/producer-individual
- https://cca.hawaii.gov/ins/fees/
- https://nj.gov/dobi/insliced/prodfaqs.htm
- https://doi.nv.gov/licensing/license_types/producer/individuals/
- https://www.insurance.ca.gov/0200-industry/0050-renew-license/0200-requirements/Life/quals.cfm
Not legal or tax advice. Confirm with the official agency before filing.