What is the insurance producer (life/health and property/casualty) license fee in New Jersey?
$150
Source and quotation
Major line license $150 for a 2 year licenseOfficial source
Last verified Oct 25, 2026
How to Get a Insurance producer License in New Jersey (2026)
Quick answer
New Jersey Department of Banking and Insurance
License fee
$150
Required hours
20 hours each for life, health, property or casualty; 40 hours for combined life/health or combined property/casualty.
Exam
Pass the examination for the requested line unless previously licensed for the same lines in another state with that resident license current or inactive for no more than 90 days.
Continuing education
24 hours
Last verified Oct 25, 2026
How do I get this license?
Check the licensing authority
Board
New Jersey Department of Banking and Insurance
Last verified Oct 25, 2026 — source and quotation
New Jersey Department of Banking and Insurance
Official sourceOfficial agency page
Check your qualifications
Required hours
20 hours each for life, health, property or casualty; 40 hours for combined life/health or combined property/casualty.
Last verified Oct 25, 2026 — source and quotation
Life 20 hours Health 20 hours Combined Life and Health 40 hours Property 20 hours Casualty 20 hours Combined Property and Casualty 40 hours
Official sourceEducation
Complete an approved prelicensing course unless eligible for a waiver.
Last verified Oct 25, 2026 — source and quotation
who do not qualify for a waiver of prelicensing education must complete a prelicensing education course offered by an approved insurance education provider.
Official sourceExam
Pass the examination for the requested line unless previously licensed for the same lines in another state with that resident license current or inactive for no more than 90 days.
Last verified Oct 25, 2026 — source and quotation
must successfully pass our licensing examination for the specific line of authority unless the individual previously held a resident license for the same lines of authority in another state and that license is either current or became inactive within the previous 90 days.
Official sourcePrepare your application
Apply with the agency
Last verified Oct 25, 2026 — source and quotation
What are the steps in the producer licensing process?
Official sourceReciprocity
Nonresidents in good standing in their home state may apply for the same lines and pay the required application fee.
Last verified Oct 25, 2026 — source and quotation
if your license is in good standing in your home state, you may apply for a license in New Jersey simply by completing the application for any or all of the lines of authority you have in your home state and paying the required application fee.
Official sourceConfirm your next step with the agency
Review the official instructions for your situation before applying.
Open the official agency page
When do I renew, and is CE required?
License term in years
2 years
Last verified Oct 25, 2026 — source and quotation
Major line license $150 for a 2 year licenseOfficial source
Continuing education hours
24 hours
Last verified Oct 25, 2026 — source and quotation
Individuals renewing their license after a 2 year period should complete 24 creditsOfficial source
Continuing education topics
3 ethics credits within the 24-credit requirement. Producers authorized to sell flood insurance must also complete a one-time 3-credit flood/NFIP course, counted within the 24 credits.
Last verified Oct 25, 2026 — source and quotation
with 3 of these 24 approved for ethics instruction. In addition individuals who are authorized to sell flood insurance have a one time requirement to take 3 credits in approved course(s) on flood insurance and the National Flood Insurance Program. Those 3 credits are a part of the 24 credit total.Official source
Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.
What does it cost?
Application fee
$20
Last verified Oct 25, 2026 — source and quotation
Application fee (new application) $20Official source
Exam fee
$47
License fee
$150
Last verified Oct 25, 2026 — source and quotation
Major line license $150 for a 2 year licenseOfficial source
Confirm the charges and conditions for your application with the official agency.
What are the common questions?
Which official sources support this guide?
Official sources and verification (13)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
Board
New Jersey Department of Banking and Insurance
New Jersey Department of Banking and Insurance
New Jersey Department of Banking and InsuranceOfficial source
Last verified Oct 25, 2026
Official agency page
https://nj.gov/dobi/insliced/prodfaqs.htm
Frequently Asked QuestionsOfficial source
Last verified Oct 25, 2026
Apply with the agency
https://nj.gov/dobi/insliced/prodfaqs.htm
What are the steps in the producer licensing process?Official source
Last verified Oct 25, 2026
Qualifications / Required hours
20 hours each for life, health, property or casualty; 40 hours for combined life/health or combined property/casualty.
20 hours each for life, health, property or casualty; 40 hours for combined life/health or combined property/casualty.
Life 20 hours Health 20 hours Combined Life and Health 40 hours Property 20 hours Casualty 20 hours Combined Property and Casualty 40 hoursOfficial source
Last verified Oct 25, 2026
Qualifications / Education
Complete an approved prelicensing course unless eligible for a waiver.
Complete an approved prelicensing course unless eligible for a waiver.
who do not qualify for a waiver of prelicensing education must complete a prelicensing education course offered by an approved insurance education provider.Official source
Last verified Oct 25, 2026
Qualifications / Exam
Pass the examination for the requested line unless previously licensed for the same lines in another state with that resident license current or inactive for no more than 90 days.
Pass the examination for the requested line unless previously licensed for the same lines in another state with that resident license current or inactive for no more than 90 days.
must successfully pass our licensing examination for the specific line of authority unless the individual previously held a resident license for the same lines of authority in another state and that license is either current or became inactive within the previous 90 days.Official source
Last verified Oct 25, 2026
Fees / Application
$20
20
Application fee (new application) $20Official source
Last verified Oct 25, 2026
Fees / License
$150
150
Major line license $150 for a 2 year licenseOfficial source
Last verified Oct 25, 2026
License term in years
2 years
2
Major line license $150 for a 2 year licenseOfficial source
Last verified Oct 25, 2026
Continuing education hours
24 hours
24
Individuals renewing their license after a 2 year period should complete 24 creditsOfficial source
Last verified Oct 25, 2026
Continuing education topics
3 ethics credits within the 24-credit requirement. Producers authorized to sell flood insurance must also complete a one-time 3-credit flood/NFIP course, counted within the 24 credits.
3 ethics credits within the 24-credit requirement. Producers authorized to sell flood insurance must also complete a one-time 3-credit flood/NFIP course, counted within the 24 credits.
with 3 of these 24 approved for ethics instruction. In addition individuals who are authorized to sell flood insurance have a one time requirement to take 3 credits in approved course(s) on flood insurance and the National Flood Insurance Program. Those 3 credits are a part of the 24 credit total.Official source
Last verified Oct 25, 2026
Reciprocity
Nonresidents in good standing in their home state may apply for the same lines and pay the required application fee.
Nonresidents in good standing in their home state may apply for the same lines and pay the required application fee.
if your license is in good standing in your home state, you may apply for a license in New Jersey simply by completing the application for any or all of the lines of authority you have in your home state and paying the required application fee.Official source
Last verified Oct 25, 2026
Not yet verified: renewal — see the official agency.
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Insurance producer (life/health and property/casualty) in neighboring states
Neighboring states use Census adjacency data, including water and point boundaries.
Related licenses in New Jersey
Last verified Oct 25, 2026.
Official sources (1)
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