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Utah Mortgage loan originator License Renewal: Deadlines, CE & How to Renew

Quick answer

If you request your renewal during the renewal period of Nov 1 - Dec 31, your license will remain in the same status that was reflected when your renewal was requested.

Verified Oct 25, 2026 · 1 official source

When is Utah mortgage loan originator license renewal due?

Renewal cycle in years

Not verified yet

Exact renewal deadline rule

If you request your renewal during the renewal period of Nov 1 - Dec 31, your license will remain in the same status that was reflected when your renewal was requested.

If you request your renewal during the renewal period of Nov 1 - Dec 31, your license will remain in the same status that was reflected when your renewal was requested.
Official source

Verified Oct 25, 2026 · 1 official source

Use the expiration date printed on your license. These rules do not establish a personal expiration date.

How much does mortgage loan originator license renewal cost in Utah?

Renewal fee

Not verified yet

Confirm your renewal charges with the official agency.

What are the continuing education requirements?

CE hours

Not verified yet

CE topics and conditions

DRE renewal for 2026/2027: 9 hours total, comprising 8 NMLS-approved hours and 1 Utah-specific hour.

Top 5 Checklist Items for MLO/LM Utah License Renewal 2026/2027 … Complete Your 9 Hours of Continuing Education (CE) … Complete 8 hours of NMLS-approved CE (3 hrs federal law, 2 hrs ethics, 2 hrs non-traditional lending, 1 hr origination) plus 1 hour of Utah-specific law.
Official source

Verified Oct 25, 2026 · 1 official source

What renewal exceptions or conditions apply?

Agency guidance

DRE's posted renewal fee is $78, including $30 NMLS processing, $30 renewal and $18 Recovery Fund charges.

The renewal fee is $78.00, which includes the NMLS processing fee of $30, the $30.00 renewal fee, and the $18.00 Recovery Fund fee.
Official source

Agency guidance

New DRE mortgage loan originators must also complete a one-time 5-hour Utah postlicensing course before their first renewal.

Newly licensed Mortgage Loan Originators will have a one-time requirement to complete the additional 5-hour Utah Post licensing course before their first renewal.
Official source

Agency guidance

An active DRE license requires company sponsorship; without it the license is inactive.

The company you are affiliating with will need to sponsor you for an approved (active) license. If you do not have a sponsor, your license will be inactive until you have an employer sponsorship.
Official source

Agency guidance

DFI license holders must complete annual continuing education in the number of hours prescribed by commissioner rule; the statute specifies eight hours approved by the nationwide database and federal-law, ethics and nontraditional-mortgage content.

A licensee shall annually complete at least the number of hours of continuing education required by rule made by the commissioner. … eight hours of continuing education approved by the nationwide database; … three hours of federal law and regulations; … two hours of ethics … two hours of training related to lending standards for the nontraditional mortgage product marketplace.
Official source

Agency guidance

DFI licenses expire December 31 each year; the statutory renewal fee is $100.

70D-3-204 Renewal of license. (1) A license issued under this chapter expires on December 31 of each year. … To renew a license under this chapter an individual shall: … notwithstanding the requirements applicable to a regulatory fee under Section 63J-1-504, pay a fee of $100.
Official source

Verified Oct 25, 2026 · 3 official sources

How do I renew my mortgage loan originator license online in Utah?

Online renewal link: Not verified yet. Check the official agency for renewal instructions.

Get a renewal reminder

Enter the expiration date on your license, then choose email reminders. Confirm your email to activate them; unsubscribe in one click.

Which official sources support this guide?

Verified Oct 25, 2026 · 4 official sources

Official sources and verification (7)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Renewal

If you request your renewal during the renewal period of Nov 1 - Dec 31, your license will remain in the same status that was reflected when your renewal was requested.

If you request your renewal during the renewal period of Nov 1 - Dec 31, your license will remain in the same status that was reflected when your renewal was requested. Applies to: DRE mortgage loan originator annual license renewal

If you request your renewal during the renewal period of Nov 1 - Dec 31, your license will remain in the same status that was reflected when your renewal was requested.
Official source

Last verified Oct 25, 2026

Continuing education topics

DRE renewal for 2026/2027: 9 hours total, comprising 8 NMLS-approved hours and 1 Utah-specific hour.

DRE renewal for 2026/2027: 9 hours total, comprising 8 NMLS-approved hours and 1 Utah-specific hour.

Top 5 Checklist Items for MLO/LM Utah License Renewal 2026/2027 … Complete Your 9 Hours of Continuing Education (CE) … Complete 8 hours of NMLS-approved CE (3 hrs federal law, 2 hrs ethics, 2 hrs non-traditional lending, 1 hr origination) plus 1 hour of Utah-specific law.
Official source

Last verified Oct 25, 2026

Agency guidance

DRE's posted renewal fee is $78, including $30 NMLS processing, $30 renewal and $18 Recovery Fund charges.

DRE's posted renewal fee is $78, including $30 NMLS processing, $30 renewal and $18 Recovery Fund charges.

The renewal fee is $78.00, which includes the NMLS processing fee of $30, the $30.00 renewal fee, and the $18.00 Recovery Fund fee.
Official source

Last verified Oct 25, 2026

Agency guidance

New DRE mortgage loan originators must also complete a one-time 5-hour Utah postlicensing course before their first renewal.

New DRE mortgage loan originators must also complete a one-time 5-hour Utah postlicensing course before their first renewal.

Newly licensed Mortgage Loan Originators will have a one-time requirement to complete the additional 5-hour Utah Post licensing course before their first renewal.
Official source

Last verified Oct 25, 2026

Agency guidance

An active DRE license requires company sponsorship; without it the license is inactive.

An active DRE license requires company sponsorship; without it the license is inactive.

The company you are affiliating with will need to sponsor you for an approved (active) license. If you do not have a sponsor, your license will be inactive until you have an employer sponsorship.
Official source

Last verified Oct 25, 2026

Agency guidance

DFI license holders must complete annual continuing education in the number of hours prescribed by commissioner rule; the statute specifies eight hours approved by the nationwide database and federal-law, ethics and nontraditional-mortgage content.

DFI license holders must complete annual continuing education in the number of hours prescribed by commissioner rule; the statute specifies eight hours approved by the nationwide database and federal-law, ethics and nontraditional-mortgage content.

A licensee shall annually complete at least the number of hours of continuing education required by rule made by the commissioner. … eight hours of continuing education approved by the nationwide database; … three hours of federal law and regulations; … two hours of ethics … two hours of training related to lending standards for the nontraditional mortgage product marketplace.
Official source

Last verified Oct 25, 2026

Agency guidance

DFI licenses expire December 31 each year; the statutory renewal fee is $100.

DFI licenses expire December 31 each year; the statutory renewal fee is $100.

70D-3-204 Renewal of license. (1) A license issued under this chapter expires on December 31 of each year. … To renew a license under this chapter an individual shall: … notwithstanding the requirements applicable to a regulatory fee under Section 63J-1-504, pay a fee of $100.
Official source

Last verified Oct 25, 2026

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What should I explore next?

Mortgage loan originator in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Utah

What’s my next step?

Last verified Oct 25, 2026.

Official sources (4)

Not legal or tax advice. Confirm with the official agency before filing.