A natural person must hold a loan originator license before acting as a loan originator, subject to the article's exemptions.
20 hours
Pass the loan originator examination required by A.R.S. 6-991.07.
A loan originator must pay the renewal fee every year on or before December 31.
8 hours
Last verified Oct 25, 2026
Arizona Department of Insurance and Financial Institutions
"Department" means the department of insurance and financial institutions.Official source
A natural person shall not act as a loan originator unless the person is licensed under this article.Official source
20 hours
Satisfactorily completed a course of study, including at least twenty hours of education, for loan originators approved by the deputy director during the three-year period immediately preceding the time of application.Official source
(a) Three hours of federal law. (b) Three hours of ethics, which must include instruction on fraud, consumer protection and fair lending issues. (c) Two hours of training related to lending standards of the nontraditional mortgage product marketplace. (d) Four hours of the laws of this state.
(a) Three hours of federal law. (b) Three hours of ethics, which shall include instruction on fraud, consumer protection and fair lending issues. (c) Two hours of training related to lending standards of the nontraditional mortgage product marketplace. (d) Four hours of the laws of this state.Official source
Pass the loan originator examination required by A.R.S. 6-991.07.
Passed a loan originator's examination pursuant to section 6-991.07.Official source
Review the official instructions for your situation before applying.
Open the official agency pageA natural person must hold a loan originator license before acting as a loan originator, subject to the article's exemptions.
A natural person shall not act as a loan originator unless the person is licensed under this article.Official source
Obtain an NMLS unique identifier and submit fingerprints for a background investigation.
Obtained a unique identifier through the nationwide mortgage licensing system and registry established by the secure and fair enforcement for mortgage licensing act of 2008 (P.L. 110-289; 122 Stat. 2810; 12 United States Code sections 5101 through 5116) or its successor. ... Submitted fingerprints to the department for the purpose of a background investigation.Official source
A loan originator must pay the renewal fee every year on or before December 31.
A loan originator shall pay the renewal fee every year on or before December 31.Official source
1 years
Licenses shall be issued for a one-year period.Official source
8 hours
Before submitting a renewal application, an applicant for renewal of a loan originator license shall have satisfactorily completed eight approved continuing education unitsOfficial source
3 hours federal law; 2 hours ethics including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending; 1 hour Arizona law.
1. Three hours of federal law. 2. Two hours of ethics, including instruction on fraud, consumer protection and fair lending issues. 3. Two hours of training related to lending standards for the nontraditional mortgage product marketplace. 4. One hour of the laws of this state.Official source
Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.
Confirm the charges and conditions for your application with the official agency.
A loan originator must pay the renewal fee every year on or before December 31.
A loan originator shall pay the renewal fee every year on or before December 31.Official source
Last verified Oct 25, 2026
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
Arizona Department of Insurance and Financial Institutions
Arizona Department of Insurance and Financial Institutions
"Department" means the department of insurance and financial institutions.Official source
Last verified Oct 25, 2026
https://www.azleg.gov/ars/6/00991-03.htm
A natural person shall not act as a loan originator unless the person is licensed under this article.Official source
Last verified Oct 25, 2026
20 hours
20
Satisfactorily completed a course of study, including at least twenty hours of education, for loan originators approved by the deputy director during the three-year period immediately preceding the time of application.Official source
Last verified Oct 25, 2026
(a) Three hours of federal law. (b) Three hours of ethics, which must include instruction on fraud, consumer protection and fair lending issues. (c) Two hours of training related to lending standards of the nontraditional mortgage product marketplace. (d) Four hours of the laws of this state.
The 20 hours include at least 3 federal law, 3 ethics, 2 nontraditional mortgage lending and 4 Arizona law hours.
(a) Three hours of federal law. (b) Three hours of ethics, which shall include instruction on fraud, consumer protection and fair lending issues. (c) Two hours of training related to lending standards of the nontraditional mortgage product marketplace. (d) Four hours of the laws of this state.Official source
Last verified Oct 25, 2026
Pass the loan originator examination required by A.R.S. 6-991.07.
Pass the loan originator examination required by A.R.S. 6-991.07.
Passed a loan originator's examination pursuant to section 6-991.07.Official source
Last verified Oct 25, 2026
1 years
1
Licenses shall be issued for a one-year period.Official source
Last verified Oct 25, 2026
A loan originator must pay the renewal fee every year on or before December 31.
A loan originator shall pay the renewal fee every year on or before December 31. Applies to: Arizona loan originator licenses
A loan originator shall pay the renewal fee every year on or before December 31.Official source
Last verified Oct 25, 2026
8 hours
8
Before submitting a renewal application, an applicant for renewal of a loan originator license shall have satisfactorily completed eight approved continuing education unitsOfficial source
Last verified Oct 25, 2026
3 hours federal law; 2 hours ethics including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending; 1 hour Arizona law.
3 hours federal law; 2 hours ethics including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending; 1 hour Arizona law.
1. Three hours of federal law. 2. Two hours of ethics, including instruction on fraud, consumer protection and fair lending issues. 3. Two hours of training related to lending standards for the nontraditional mortgage product marketplace. 4. One hour of the laws of this state.Official source
Last verified Oct 25, 2026
A natural person must hold a loan originator license before acting as a loan originator, subject to the article's exemptions.
A natural person must hold a loan originator license before acting as a loan originator, subject to the article's exemptions.
A natural person shall not act as a loan originator unless the person is licensed under this article.Official source
Last verified Oct 25, 2026
Obtain an NMLS unique identifier and submit fingerprints for a background investigation.
Obtain an NMLS unique identifier and submit fingerprints for a background investigation.
Obtained a unique identifier through the nationwide mortgage licensing system and registry established by the secure and fair enforcement for mortgage licensing act of 2008 (P.L. 110-289; 122 Stat. 2810; 12 United States Code sections 5101 through 5116) or its successor. ... Submitted fingerprints to the department for the purpose of a background investigation.Official source
Last verified Oct 25, 2026
Not yet verified: license fee — see the official agency.
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Last verified Oct 25, 2026.
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