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How to Get a Mortgage loan originator License in Nevada (2026)

Quick answer

Residential mortgage loan originators take applications or offer or negotiate residential mortgage loan terms for compensation or other pecuniary gain.

Required hours

30 hours

View official source

Renewal

License renewal is done through NMLS November 1 through December 31 each year.

View official source

Continuing education

8 hours

View official source

Last verified Oct 25, 2026

How do I get this license?

  1. Check the licensing authority

    Board

    Nevada Department of Business and Industry, Division of Mortgage Lending

    Last verified Oct 25, 2026 — source and quotation
    State of Nevada Department of Business and Industry Division of Mortgage Lending
    Official source

    Official agency page

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    Residential/Commercial Mortgage Loan Originators
    Official source
  2. Check your qualifications

    Required hours

    30 hours

    Last verified Oct 25, 2026 — source and quotation
    Any applicant for an initial license as a mortgage company or loan originator must complete at least 30 hours of pre-licensure education (PE) in approved courses from the subjects set forth in NAC 645B.363.
    Official source
  3. Prepare your application

    Apply with the agency

    Open the official agency page

    Last verified Oct 25, 2026 — source and quotation
    File an application for a license as a mortgage loan originator through the NMLS using the MU-4 Form;
    Official source
  4. Confirm your next step with the agency

    Review the official instructions for your situation before applying.

    Open the official agency page

What else should I know?

Agency guidance

Residential mortgage loan originators take applications or offer or negotiate residential mortgage loan terms for compensation or other pecuniary gain.

Last verified Oct 25, 2026 — source and quotation
A residential mortgage loan originator is a natural person who takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan for compensation or other pecuniary gain.
Official source

Agency guidance

This record's CE hours cover NMLS mortgage loan originators. Commercial and non-NMLS originators have a separate 5-hour annual CE requirement.

Last verified Oct 25, 2026 — source and quotation
All Commercial and Non-NMLS mortgage loan originators are required to complete a total of 5 hours of CE for annual renewal.
Official source

Agency guidance

Listed state fees exclude NMLS charges.

Last verified Oct 25, 2026 — source and quotation
Does Not Include NMLS related costs/fees
Official source

When do I renew, and is CE required?

Renewal

License renewal is done through NMLS November 1 through December 31 each year.

Last verified Oct 25, 2026 — source and quotation
License renewal is done through NMLS November 1 through December 31 each year.
Official source

Renewal period in years

A mortgage loan originator must renew their license every calendar year.

Last verified Oct 25, 2026 — source and quotation
A mortgage loan originator must renew their license every calendar year.
Official source

Continuing education hours

8 hours

Last verified Oct 25, 2026 — source and quotation
A total of 8 hours of CE is required for renewal.
Official source

Continuing education topics

3 hours federal law; 2 hours ethics, including fraud, consumer protection and fair lending; 2 hours non-traditional mortgage lending; 1 hour elective; qualified employees must use Nevada law and regulations for this hour

Last verified Oct 25, 2026 — source and quotation
Annual CE education must include: 3 hours of Federal law 2 hours of ethics (which shall include fraud, consumer protection, and fair lending issues) 2 hours of non-traditional mortgage lending 1 hour of an elective course QE renewals require one hour of Nevada law and regulations in lieu of the elective course.
Official source

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

What does it cost?

Application fee

$75

Last verified Oct 25, 2026 — source and quotation
Application Fee | First Annual Licensing Fee | Annual Renewal Licensing Fee Mortgage Loan Originator License | $75.00** | N/A | $50.00**
Official source

Renewal fee

$50

Last verified Oct 25, 2026 — source and quotation
Application Fee | First Annual Licensing Fee | Annual Renewal Licensing Fee Mortgage Loan Originator License | $75.00** | N/A | $50.00**
Official source

Bonds and insurance

Bond

Coverage under the sponsoring entity's surety bond.

Last verified Oct 25, 2026 — source and quotation
Be covered by the surety bond held by the sponsoring entity.
Official source

Confirm the charges and conditions for your application with the official agency.

What are the common questions?

How often do I renew a mortgage loan originator license in Nevada?

License renewal is done through NMLS November 1 through December 31 each year.

Source and quotation
License renewal is done through NMLS November 1 through December 31 each year.
Official source

Last verified Oct 25, 2026

Which official sources support this guide?

Official sources and verification (14)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Nevada Department of Business and Industry, Division of Mortgage Lending

Nevada Department of Business and Industry, Division of Mortgage Lending

State of Nevada Department of Business and Industry Division of Mortgage Lending
Official source

Last verified Oct 25, 2026

Official agency page

Open the official agency page

https://www.mld.nv.gov/faqs/residential-commercial-mortgage-loan-originators/

Residential/Commercial Mortgage Loan Originators
Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://www.mld.nv.gov/faqs/residential-commercial-mortgage-loan-originators/

File an application for a license as a mortgage loan originator through the NMLS using the MU-4 Form;
Official source

Last verified Oct 25, 2026

Qualifications / Required hours

30 hours

30

Any applicant for an initial license as a mortgage company or loan originator must complete at least 30 hours of pre-licensure education (PE) in approved courses from the subjects set forth in NAC 645B.363.
Official source

Last verified Oct 25, 2026

Qualifications / Bond

Coverage under the sponsoring entity's surety bond.

Coverage under the sponsoring entity's surety bond.

Be covered by the surety bond held by the sponsoring entity.
Official source

Last verified Oct 25, 2026

Fees / Application

$75

75

Application Fee | First Annual Licensing Fee | Annual Renewal Licensing Fee Mortgage Loan Originator License | $75.00** | N/A | $50.00**
Official source

Last verified Oct 25, 2026

Fees / Renewal

$50

50

Application Fee | First Annual Licensing Fee | Annual Renewal Licensing Fee Mortgage Loan Originator License | $75.00** | N/A | $50.00**
Official source

Last verified Oct 25, 2026

Renewal period in years

A mortgage loan originator must renew their license every calendar year.

1

A mortgage loan originator must renew their license every calendar year.
Official source

Last verified Oct 25, 2026

Renewal

License renewal is done through NMLS November 1 through December 31 each year.

License renewal is done through NMLS November 1 through December 31 each year. Applies to: Nevada mortgage loan originator licenses

License renewal is done through NMLS November 1 through December 31 each year.
Official source

Last verified Oct 25, 2026

Continuing education hours

8 hours

8

A total of 8 hours of CE is required for renewal.
Official source

Last verified Oct 25, 2026

Continuing education topics

3 hours federal law; 2 hours ethics, including fraud, consumer protection and fair lending; 2 hours non-traditional mortgage lending; 1 hour elective; qualified employees must use Nevada law and regulations for this hour

3 hours federal law; 2 hours ethics, including fraud, consumer protection and fair lending; 2 hours non-traditional mortgage lending; 1 hour elective; qualified employees must use Nevada law and regulations for this hour

Annual CE education must include: 3 hours of Federal law 2 hours of ethics (which shall include fraud, consumer protection, and fair lending issues) 2 hours of non-traditional mortgage lending 1 hour of an elective course QE renewals require one hour of Nevada law and regulations in lieu of the elective course.
Official source

Last verified Oct 25, 2026

Agency guidance

Residential mortgage loan originators take applications or offer or negotiate residential mortgage loan terms for compensation or other pecuniary gain.

Residential mortgage loan originators take applications or offer or negotiate residential mortgage loan terms for compensation or other pecuniary gain.

A residential mortgage loan originator is a natural person who takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan for compensation or other pecuniary gain.
Official source

Last verified Oct 25, 2026

Agency guidance

This record's CE hours cover NMLS mortgage loan originators. Commercial and non-NMLS originators have a separate 5-hour annual CE requirement.

This record's CE hours cover NMLS mortgage loan originators. Commercial and non-NMLS originators have a separate 5-hour annual CE requirement.

All Commercial and Non-NMLS mortgage loan originators are required to complete a total of 5 hours of CE for annual renewal.
Official source

Last verified Oct 25, 2026

Agency guidance

Listed state fees exclude NMLS charges.

Listed state fees exclude NMLS charges.

Does Not Include NMLS related costs/fees
Official source

Last verified Oct 25, 2026

Not yet verified: license fee, exam — see the official agency.

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What should I explore next?

Mortgage loan originator in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Nevada

What’s my next step?

Last verified Oct 25, 2026.

Official sources (4)

Not legal or tax advice. Confirm with the official agency before filing.