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Tennessee Mortgage loan originator License Renewal: Deadlines, CE & How to Renew

Quick answer

To renew a mortgage loan originator license for the following calendar year, the commissioner must receive on or before December 31 a completed renewal application and fee meeting the requirements of subsection (a).

8 hours

Continuing education

a licensed mortgage loan originator shall complete at least eight (8) hours of education approved in accordance with subsection (b) of this section
Official source

Verified Oct 25, 2026 · 1 official source

When is Tennessee mortgage loan originator license renewal due?

Renewal cycle in years

Not verified yet

Exact renewal deadline rule

To renew a mortgage loan originator license for the following calendar year, the commissioner must receive on or before December 31 a completed renewal application and fee meeting the requirements of subsection (a).

To renew a mortgage loan originator license for the following calendar year, the commissioner must receive on or before December 31 a completed renewal application and fee meeting the requirements of subsection (a).
Official source

Verified Oct 25, 2026 · 1 official source

Use the expiration date printed on your license. These rules do not establish a personal expiration date.

How much does mortgage loan originator license renewal cost in Tennessee?

Renewal fee

Not verified yet

Confirm your renewal charges with the official agency.

What are the continuing education requirements?

CE hours

8 hours

a licensed mortgage loan originator shall complete at least eight (8) hours of education approved in accordance with subsection (b) of this section
Official source

CE topics and conditions

Annual NMLS-approved CE includes at least 3 hours federal law, 2 hours ethics, and 2 hours nontraditional mortgage lending.

Section 45-13-307. Continuing Education for Mortgage Loan Originators. (a) In order to meet the annual continuing education requirements referred to in § 45-13-306(a)(2), a licensed mortgage loan originator shall complete at least eight (8) hours of education approved in accordance with subsection (b) of this section, which shall include at least: (1) Three (3) hours of federal law and regulations; (2) Two (2) hours of ethics, which shall include instruction on fraud, consumer protection, and fair lending issues; and (3) Two (2) hours of training related to lending standards for the nontraditional mortgage product marketplace. (b) For purposes of subsection (a), continuing education courses shall be reviewed and approved by the Nationwide Mortgage Licensing System and Registry based upon reasonable standards. Review and approval of a continuing education course shall include review and approval of the course provider.
Official source

Verified Oct 25, 2026 · 1 official source

What renewal exceptions or conditions apply?

Agency guidance

The enacted statute prescribes $100 licensing and renewal fees, subject to changes by commissioner rule.

shall pay a nonrefundable licensing fee of one hundred dollars ($100.00), which fee may be decreased or increased by rule of the commissioner … The mortgage loan originator has paid a nonrefundable renewal fee of one hundred dollars ($100.00), which amount may be decreased or increased by rule of the commissioner.
Official source

Verified Oct 25, 2026 · 1 official source

How do I renew my mortgage loan originator license online in Tennessee?

Online renewal link: Not verified yet. Check the official agency for renewal instructions.

Get a renewal reminder

Enter the expiration date on your license, then choose email reminders. Confirm your email to activate them; unsubscribe in one click.

Which official sources support this guide?

Verified Oct 25, 2026 · 1 official source

Official sources and verification (4)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Renewal

To renew a mortgage loan originator license for the following calendar year, the commissioner must receive on or before December 31 a completed renewal application and fee meeting the requirements of subsection (a).

To renew a mortgage loan originator license for the following calendar year, the commissioner must receive on or before December 31 a completed renewal application and fee meeting the requirements of subsection (a). Applies to: Tennessee mortgage loan originator license renewal for the following calendar year

To renew a mortgage loan originator license for the following calendar year, the commissioner must receive on or before December 31 a completed renewal application and fee meeting the requirements of subsection (a).
Official source

Last verified Oct 25, 2026

Continuing education hours

8 hours

8

a licensed mortgage loan originator shall complete at least eight (8) hours of education approved in accordance with subsection (b) of this section
Official source

Last verified Oct 25, 2026

Continuing education topics

Annual NMLS-approved CE includes at least 3 hours federal law, 2 hours ethics, and 2 hours nontraditional mortgage lending.

Annual NMLS-approved CE includes at least 3 hours federal law, 2 hours ethics, and 2 hours nontraditional mortgage lending.

Section 45-13-307. Continuing Education for Mortgage Loan Originators. (a) In order to meet the annual continuing education requirements referred to in § 45-13-306(a)(2), a licensed mortgage loan originator shall complete at least eight (8) hours of education approved in accordance with subsection (b) of this section, which shall include at least: (1) Three (3) hours of federal law and regulations; (2) Two (2) hours of ethics, which shall include instruction on fraud, consumer protection, and fair lending issues; and (3) Two (2) hours of training related to lending standards for the nontraditional mortgage product marketplace. (b) For purposes of subsection (a), continuing education courses shall be reviewed and approved by the Nationwide Mortgage Licensing System and Registry based upon reasonable standards. Review and approval of a continuing education course shall include review and approval of the course provider.
Official source

Last verified Oct 25, 2026

Agency guidance

The enacted statute prescribes $100 licensing and renewal fees, subject to changes by commissioner rule.

The enacted statute prescribes $100 licensing and renewal fees, subject to changes by commissioner rule.

shall pay a nonrefundable licensing fee of one hundred dollars ($100.00), which fee may be decreased or increased by rule of the commissioner … The mortgage loan originator has paid a nonrefundable renewal fee of one hundred dollars ($100.00), which amount may be decreased or increased by rule of the commissioner.
Official source

Last verified Oct 25, 2026

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Mortgage loan originator in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Tennessee

What’s my next step?

Last verified Oct 25, 2026.

Official sources (1)

Not legal or tax advice. Confirm with the official agency before filing.