Official sources and verification (15)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
BoardGeorgia Department of Banking and Finance
Georgia Department of Banking and Finance
Department of Banking and Finance
Official sourceLast verified Oct 25, 2026
Apply with the agencyOpen the official agency page
https://dbf.georgia.gov/mb-brokers-lenders-and-originators/how-do-i-apply-mortgage-license
All mortgage license applications must be made through the Nationwide Mortgage Licensing System & Registry (NMLS).
Official sourceLast verified Oct 25, 2026
Qualifications / Required hours20 hours
20
20 hours of pre-licensure education (PE) is required in order to be eligible for a Georgia MLO license.
Official sourceLast verified Oct 25, 2026
Qualifications / EducationGeorgia has no state-specific pre-licensing education requirement.
Georgia has no state-specific pre-licensing education requirement.
Georgia does not have any state specific requirements for pre-licensure education.
Official sourceLast verified Oct 25, 2026
Qualifications / ExamPass the SAFE Mortgage Loan Originator Test, National Component with Uniform State Content, at 75 or higher.
Pass the SAFE Mortgage Loan Originator Test, National Component with Uniform State Content, at 75 or higher.
A passing score of 75 or higher on the SAFE Mortgage Loan Originator Test - National Component with Uniform State Content is also required in order to be eligible for a Georgia MLO license.
Official sourceLast verified Oct 25, 2026
Fees / Application$200
200
Mortgage Loan Originator License - $200 plus additional NMLS fees
Official sourceLast verified Oct 25, 2026
Fees / Renewal$200
200
Mortgage Loan Originator License - $200 plus additional NMLS fees
Official sourceLast verified Oct 25, 2026
RenewalThe annual renewal period is between November 1 and December 1.
The annual renewal period is between November 1 and December 1. Applies to: Georgia MLO licenses
The annual renewal period is between November 1 and December 1.
Official sourceLast verified Oct 25, 2026
Continuing education hours8 hours
8
To renew your Georgia MLO license, eight (8) hours of continuing education (CE) is required by October 31, unless you completed your pre-licensure education (PE) course requirements in the same year in which your initial (first time ever licensed in Georgia) MLO license was approved and is being renewed.
Official sourceLast verified Oct 25, 2026
Continuing education topicsIncludes 1 hour of Georgia-specific education.
Includes 1 hour of Georgia-specific education.
One (1) hour of Georgia specific education is required for CE.
Official sourceLast verified Oct 25, 2026
Agency guidanceA mortgage license is required for the following license types: Mortgage Broker/Processor License, Mortgage Lender License, and Mortgage Loan Originator License.
An MLO license is one of the mortgage licenses required by the Department; apply and renew through NMLS.
A mortgage license is required for the following license types: Mortgage Broker/Processor License, Mortgage Lender License, and Mortgage Loan Originator License.
Official sourceLast verified Oct 25, 2026
Agency guidanceComplete CE by October 31, except when initial Georgia licensure and PE completion occur in the same year.
Complete CE by October 31, except when initial Georgia licensure and PE completion occur in the same year.
To renew your Georgia MLO license, eight (8) hours of continuing education (CE) is required by October 31, unless you completed your pre-licensure education (PE) course requirements in the same year in which your initial (first time ever licensed in Georgia) MLO license was approved and is being renewed.
Official sourceLast verified Oct 25, 2026
Agency guidanceLate renewals run December 2–31 and may incur a fine; failure to submit a complete renewal by December 31 results in expiration.
Late renewals run December 2–31 and may incur a fine; failure to submit a complete renewal by December 31 results in expiration.
Late Renewals are permitted between December 2 and December 31, although a late fine may be assessed by the Department via an agency fee invoice in NMLS for any renewal requests made on or after December 2. Failure to submit a complete renewal application by December 31 will result in license expiration.
Official sourceLast verified Oct 25, 2026
Agency guidanceRenewal instructions: https://dbf.georgia.gov/mb-brokers-lenders-and-originators/how-do-i-renew-my-mortgage-license
Renewal instructions: https://dbf.georgia.gov/mb-brokers-lenders-and-originators/how-do-i-renew-my-mortgage-license
All mortgage license renewal filings must be made through the Nationwide Mortgage Licensing System & Registry (NMLS).
Official sourceLast verified Oct 25, 2026