How often do I renew a mortgage loan originator license in Florida?
Annual license renewal on or before December 31
annual license renewal on or before December 31Official source
Florida Mortgage loan originator License: Requirements, Cost & How to Apply (2026)
Quick answer
Minimum age: 18 years old; Required hours: 20 hours; Education: High school diploma or equivalent; Exam: Pass the registry-developed written test administered by an approved provider. Annual license renewal on or before December 31.
20 hours
Required education
Complete a 20-hour prelicensing class approved by the registry.Official source
8 hours
Continuing education
Provide documentation of completion of at least 8 hours of continuing education in courses reviewed and approved by the registry.Official source
18 years old
Minimum age
Be at least 18 years of age and have a high school diploma or its equivalent.Official source
Florida mortgage loan originator license renewalCheck the official requirementsRemind me before my renewal
Verified Oct 25, 2026 · 2 official sources
How to get a mortgage loan originator license in Florida
Application steps: Not verified yet. See the official instructions.
What are the Florida mortgage loan originator license requirements?
Minimum age
18 years old
Be at least 18 years of age and have a high school diploma or its equivalent.Official source
Education
High school diploma or equivalent.
Be at least 18 years of age and have a high school diploma or its equivalent.Official source
Required hours
20 hours
Complete a 20-hour prelicensing class approved by the registry.Official source
Exam
Pass the registry-developed written test administered by an approved provider.
Pass a written test developed by the registry and administered by a provider approved by the registry.Official source
Licensing agency and application
Board
Florida Office of Financial Regulation
“Office” means the Office of Financial Regulation.Official source
Official agency page
An individual who acts as a loan originator must be licensed under this section.Official source
Verified Oct 25, 2026 · 2 official sources
What else should I know?
Agency guidance
Individuals acting as loan originators must be licensed.
An individual who acts as a loan originator must be licensed under this section.Official source
Agency guidance
The renewal fee may include an additional $20 fee when required by section 494.00172; fingerprint processing and retention fees are additional.
Submit a nonrefundable renewal fee of $150, the $20 nonrefundable fee if required by s. 494.00172, and nonrefundable fees to cover the cost of further fingerprint processing and retention as set forth in commission rule.Official source
Verified Oct 25, 2026 · 2 official sources
How do I renew my mortgage loan originator license in Florida?
Renewal
Annual license renewal on or before December 31
annual license renewal on or before December 31Official source
Continuing education hours
8 hours
Provide documentation of completion of at least 8 hours of continuing education in courses reviewed and approved by the registry.Official source
Verified Oct 25, 2026 · 1 official source
View renewal deadlines, fees and CE
Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.
How much does a mortgage loan originator license cost in Florida?
Verified Oct 25, 2026 · 2 official sources
Confirm the charges and conditions for your application with the official agency.
How do I look up a mortgage loan originator license in Florida?
License lookup link: Not verified yet. Check the licensing agency or browse license lookup by state.
What are the common questions?
Verified Oct 25, 2026 · 1 official source
Which official sources support this guide?
Verified Oct 25, 2026 · 3 official sources
Official sources and verification (12)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
Board
Florida Office of Financial Regulation
Florida Office of Financial Regulation
“Office” means the Office of Financial Regulation.Official source
Last verified Oct 25, 2026
Official agency page
https://m.flsenate.gov/Statutes/494.00312
An individual who acts as a loan originator must be licensed under this section.Official source
Last verified Oct 25, 2026
Qualifications / Minimum age
18 years old
18
Be at least 18 years of age and have a high school diploma or its equivalent.Official source
Last verified Oct 25, 2026
Qualifications / Education
High school diploma or equivalent.
High school diploma or equivalent.
Be at least 18 years of age and have a high school diploma or its equivalent.Official source
Last verified Oct 25, 2026
Qualifications / Required hours
20 hours
20
Complete a 20-hour prelicensing class approved by the registry.Official source
Last verified Oct 25, 2026
Qualifications / Exam
Pass the registry-developed written test administered by an approved provider.
Pass the registry-developed written test administered by an approved provider.
Pass a written test developed by the registry and administered by a provider approved by the registry.Official source
Last verified Oct 25, 2026
Agency guidance
Individuals acting as loan originators must be licensed.
Individuals acting as loan originators must be licensed.
An individual who acts as a loan originator must be licensed under this section.Official source
Last verified Oct 25, 2026
Agency guidance
The renewal fee may include an additional $20 fee when required by section 494.00172; fingerprint processing and retention fees are additional.
The renewal fee may include an additional $20 fee when required by section 494.00172; fingerprint processing and retention fees are additional.
Submit a nonrefundable renewal fee of $150, the $20 nonrefundable fee if required by s. 494.00172, and nonrefundable fees to cover the cost of further fingerprint processing and retention as set forth in commission rule.Official source
Last verified Oct 25, 2026
Fees / Application
$195
195
Submit a nonrefundable application fee of $195Official source
Last verified Oct 25, 2026
Fees / Renewal
$150
150
Submit a nonrefundable renewal fee of $150Official source
Last verified Oct 25, 2026
Continuing education hours
8 hours
8
Provide documentation of completion of at least 8 hours of continuing education in courses reviewed and approved by the registry.Official source
Last verified Oct 25, 2026
Renewal
Annual license renewal on or before December 31
annual license renewal on or before December 31 Applies to: Florida loan originator annual renewal
annual license renewal on or before December 31Official source
Last verified Oct 25, 2026
Not yet verified: license fee — see the official agency.
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Mortgage loan originator in neighboring states
Neighboring states use Census adjacency data, including water and point boundaries.
Related licenses in Florida
Last verified Oct 25, 2026.
Official sources (3)
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