Individuals taking residential mortgage applications or offering or negotiating Illinois residential mortgage terms for compensation need an MLO license.
20 hours
The renewal period is between November 1 and December 31st of each year.
8 hours
Last verified Oct 25, 2026
Illinois Department of Financial and Professional Regulation
Illinois Department of Financial and Professional RegulationOfficial source
Illinois Department of Financial and Professional RegulationOfficial source
20 hours
For their first year, licensees must complete 20 hours of Pre-License Education (PE) as a part of their application to be licensed with the Department.Official source
Mortgage Loan Originator ApplicationOfficial source
Review the official instructions for your situation before applying.
Open the official agency pageIndividuals taking residential mortgage applications or offering or negotiating Illinois residential mortgage terms for compensation need an MLO license.
The mortgage loan originator license is required for an individual who, for compensation or gain or in the expectation of compensation or gain, takes a residential mortgage loan application, or offers or negotiates terms of an Illinois residential mortgage loan.Official source
Employment must be with a single Illinois residential mortgage licensee; qualifying owners also need individual licenses.
Individuals must be employed by an Illinois residential mortgage licensee, may be employed by no more than one Illinois residential mortgage licensee at a time, and all individuals meeting the definition must be licensed including owners of entities with Illinois residential mortgage licenses.Official source
Renewal instructions: https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/faq/banking/mlo-renewals-faqs.pdf
The renewal period is between November 1 and December 31st of each year.Official source
The renewal period is between November 1 and December 31st of each year.
The renewal period is between November 1 and December 31st of each year.Official source
8 hours
Every year after that, MLOs must complete at least 8 hours of CE through an approved NMLS provider.Official source
Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.
$150
The renewal fee is $150.00. Fees are non-refundable.Official source
Confirm the charges and conditions for your application with the official agency.
The renewal period is between November 1 and December 31st of each year.
The renewal period is between November 1 and December 31st of each year.Official source
Last verified Oct 25, 2026
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
Illinois Department of Financial and Professional Regulation
Illinois Department of Financial and Professional Regulation
Illinois Department of Financial and Professional RegulationOfficial source
Last verified Oct 25, 2026
https://idfpr.illinois.gov/banks/resfin/mlo.html
Illinois Department of Financial and Professional RegulationOfficial source
Last verified Oct 25, 2026
https://idfpr.illinois.gov/banks/resfin/mlo.html
Mortgage Loan Originator ApplicationOfficial source
Last verified Oct 25, 2026
20 hours
20
For their first year, licensees must complete 20 hours of Pre-License Education (PE) as a part of their application to be licensed with the Department.Official source
Last verified Oct 25, 2026
$150
150
The renewal fee is $150.00. Fees are non-refundable.Official source
Last verified Oct 25, 2026
The renewal period is between November 1 and December 31st of each year.
The renewal period is between November 1 and December 31st of each year. Applies to: Illinois MLO licenses
The renewal period is between November 1 and December 31st of each year.Official source
Last verified Oct 25, 2026
8 hours
8
Every year after that, MLOs must complete at least 8 hours of CE through an approved NMLS provider.Official source
Last verified Oct 25, 2026
Individuals taking residential mortgage applications or offering or negotiating Illinois residential mortgage terms for compensation need an MLO license.
Individuals taking residential mortgage applications or offering or negotiating Illinois residential mortgage terms for compensation need an MLO license.
The mortgage loan originator license is required for an individual who, for compensation or gain or in the expectation of compensation or gain, takes a residential mortgage loan application, or offers or negotiates terms of an Illinois residential mortgage loan.Official source
Last verified Oct 25, 2026
Employment must be with a single Illinois residential mortgage licensee; qualifying owners also need individual licenses.
Employment must be with a single Illinois residential mortgage licensee; qualifying owners also need individual licenses.
Individuals must be employed by an Illinois residential mortgage licensee, may be employed by no more than one Illinois residential mortgage licensee at a time, and all individuals meeting the definition must be licensed including owners of entities with Illinois residential mortgage licenses.Official source
Last verified Oct 25, 2026
Renewal instructions: https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/faq/banking/mlo-renewals-faqs.pdf
Renewal instructions: https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/faq/banking/mlo-renewals-faqs.pdf
The renewal period is between November 1 and December 31st of each year.Official source
Last verified Oct 25, 2026
Not yet verified: license fee, exam — see the official agency.
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Last verified Oct 25, 2026.
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