A mortgage loan originator is an individual who for profit or gain takes a residential mortgage loan application and/or offers or negotiates terms of a residential mortgage loan.

Official source

Agency guidance

Licensees who complete pre-licensing education in their initial licensing year are exempt from that year's CE.

Completion of 8 hours of continuing education (Exception: MLOs who complete 20 hours of pre-licensure education in the year in which they receive licensure are not required to take continuing education)

Official source

Agency guidance

Renew through NMLS using the state's renewal checklist.

Request renewal through NMLS

Official source

Agency guidance

The quoted application operating fee applies to the 2026 licensing year.

The application and amendment fees for the licensing year January 1, 2026 to December 31, 2026 have been set as follows:

Official source

Verified Oct 25, 2026 · 3 official sources

How do I renew my mortgage loan originator license in Michigan?

Continuing education hours

8 hours

Completion of 8 hours of continuing education

Official source

Verified Oct 25, 2026 · 1 official source

View renewal deadlines, fees and CE

Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.

Add to my calendar Remind me before my renewal

How much does a mortgage loan originator license cost in Michigan?

Application fee

$225

Operating fee............................................................................................. $225.00

Official source

Verified Oct 25, 2026 · 1 official source

Confirm the charges and conditions for your application with the official agency.

How do I look up a mortgage loan originator license in Michigan?

License lookup link: Not verified yet. Check the licensing agency or browse license lookup by state.

Which official sources support this guide?

Verified Oct 25, 2026 · 3 official sources

Official sources and verification (10)

Last verified Oct 25, 2026. Each quotation supports the corresponding published value.

Board

Michigan Department of Insurance and Financial Services

Department of Insurance and Financial Services

Official source

Last verified Oct 25, 2026

Official agency page

Open the official agency page

https://www.michigan.gov/difs/industry/licensing-cf/mort-loan-org

Department of Insurance and Financial Services

Official source

Last verified Oct 25, 2026

Qualifications / Required hours

20 hours

MLOs who complete 20 hours of pre-licensure education in the year in which they receive licensure are not required to take continuing education

Official source

Last verified Oct 25, 2026

Agency guidance

Michigan licenses individuals who take residential mortgage applications or offer or negotiate their terms for profit or gain.

A mortgage loan originator is an individual who for profit or gain takes a residential mortgage loan application and/or offers or negotiates terms of a residential mortgage loan.

Official source

Last verified Oct 25, 2026

Agency guidance

Licensees who complete pre-licensing education in their initial licensing year are exempt from that year's CE.

Completion of 8 hours of continuing education (Exception: MLOs who complete 20 hours of pre-licensure education in the year in which they receive licensure are not required to take continuing education)

Official source

Last verified Oct 25, 2026

Agency guidance

Renew through NMLS using the state's renewal checklist.

Request renewal through NMLS

Official source

Last verified Oct 25, 2026

Agency guidance

The quoted application operating fee applies to the 2026 licensing year.

The application and amendment fees for the licensing year January 1, 2026 to December 31, 2026 have been set as follows:

Official source

Last verified Oct 25, 2026

Apply with the agency

Open the official agency page

https://www.michigan.gov/difs/industry/licensing-cf/mort-loan-org

NMLS - New Application Checklist

Official source

Last verified Oct 25, 2026

Continuing education hours

8 hours

Completion of 8 hours of continuing education

Official source

Last verified Oct 25, 2026

Fees / Application

$225

225

Operating fee............................................................................................. $225.00

Official source

Last verified Oct 25, 2026

Not yet verified: license fee, exam, renewal — see the official agency.

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Following: Michigan Mortgage loan originator License: Requirements, Cost & How to Apply (2026)

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What should I explore next?

Mortgage loan originator in neighboring states

Neighboring states use Census adjacency data, including water and point boundaries.

Related licenses in Michigan

What’s my next step?

Continue with the official agency Remind me before my renewal

Last verified Oct 25, 2026.

Official sources (3)

Not legal or tax advice. Confirm with the official agency before filing.