How to Get a Mortgage loan originator License in New Hampshire (2026)

New Hampshire Banking Department

New Hampshire Banking Department

VI. "Department" means the banking department.

Last verified Oct 25, 2026

Open the official agency page

https://gc.nh.gov/rsa/html/XXXV/397-A/397-A-mrg.htm

VI. "Department" means the banking department.

Last verified Oct 25, 2026

Open the official agency page

https://gc.nh.gov/rsa/html/XXXV/397-A/397-A-5.htm

To be considered for originator licensing, the applicant shall complete and file an application with the department, through the Nationwide Multistate Licensing System and Registry, using the Nationwide Multistate Licensing System and Registry form.

Last verified Oct 25, 2026

20 hours

20

Has completed at least 20 hours of education approved in accordance with subparagraph (c)

Last verified Oct 25, 2026

Includes 2 hours of New Hampshire mortgage law unless the applicant previously passed a New Hampshire mortgage-law test.

Includes 2 hours of New Hampshire mortgage law unless the applicant previously passed a New Hampshire mortgage-law test.

Two hours of New Hampshire mortgage law education if the person did not previously pass a written test specific to New Hampshire mortgage laws

Last verified Oct 25, 2026

Pass the qualified written test with at least 75 percent correct.

Pass the qualified written test with at least 75 percent correct.

An individual shall not be considered to have passed a qualified written test unless the individual achieves a test score of not less than 75 percent correct answers to questions.

Last verified Oct 25, 2026

Covered by the employing or retaining mortgage banker, servicer or broker's surety bond.

Covered by the employing or retaining mortgage banker, servicer or broker's surety bond.

Is covered by a surety bond maintained by the mortgage banker, mortgage servicer, or mortgage broker who employs or retains the originator.

Last verified Oct 25, 2026

$100

100

[Paragraph IV-a effective until October 1, 2027; see also paragraph IV-a set out below.] Each license application shall be accompanied by a nonrefundable license fee of $100.

Last verified Oct 25, 2026

$100

100

[Paragraph IV-d(a)(3) effective until October 1, 2027; see also paragraph IV-d(a)(3) set out below.] (3) Pay the annual originator license renewal fee of $100.

Last verified Oct 25, 2026

Pay the annual originator license renewal fee of $100.

1

Pay the annual originator license renewal fee of $100.

Last verified Oct 25, 2026

The license must expire on December 31 of the year in which the license term began, unless the initial license date is between November 1 and December 31, in which instance the initial license term must run through December 31 of the following year.

The license shall expire on December 31 of the year in which the license term began, unless the initial license date is between November 1 and December 31, in which instance the initial license term shall run through December 31 of the following year. Applies to: New Hampshire mortgage originator licenses; initial November–December licenses run through the following year

The license shall expire on December 31 of the year in which the license term began, unless the initial license date is between November 1 and December 31, in which instance the initial license term shall run through December 31 of the following year.

Last verified Oct 25, 2026

8 hours

8

In order to renew a license, an originator shall complete at least 8 hours of education approved in accordance with subparagraph (b)

Last verified Oct 25, 2026

3 hours federal law and regulations; 2 hours ethics including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending standards

3 hours federal law and regulations; 2 hours ethics including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending standards

(1) Three hours of federal law and regulations; (2) Two hours of ethics, which shall include instruction on fraud, consumer protection, and fair lending issues; and (3) Two hours of training related to lending standards for the nontraditional mortgage product marketplace.

Last verified Oct 25, 2026

Education credit: NMLS-approved CE completed for another state is credited in New Hampshire.

Education credit: NMLS-approved CE completed for another state is credited in New Hampshire.

Successful completion of the continuing education requirements approved by the Nationwide Multistate Licensing System and Registry for any state shall be accepted as credit towards completion of the continuing education requirements in New Hampshire.

Last verified Oct 25, 2026

Mortgage originators include individuals taking mortgage applications or offering, negotiating, soliciting, arranging or finding mortgage loans for direct or indirect compensation or gain.

Mortgage originators include individuals taking mortgage applications or offering, negotiating, soliciting, arranging or finding mortgage loans for direct or indirect compensation or gain.

"Originator" or "mortgage loan originator" or "mortgage originator" or "loan originator" means an individual who for direct or indirect compensation or gain or in the expectation of direct or indirect compensation or gain, takes a mortgage application or offers, negotiates, solicits, arranges, or finds a mortgage loan or who offers or negotiates terms of a residential mortgage loan.

Last verified Oct 25, 2026

The statutory annual renewal fee increases to $250 effective October 1, 2027.

The statutory annual renewal fee increases to $250 effective October 1, 2027.

[Paragraph IV-d(a)(3) effective October 1, 2027; see also paragraph IV-d(a)(3) set out above.] (3) Pay the annual originator license renewal fee of $250.

Last verified Oct 25, 2026