How to Get a Mortgage loan originator License in Maine (2026)
Quick answer
Unless exempt, an individual engaging in the business of mortgage loan origination must obtain and maintain a license annually and a valid NMLS identifier.
Required hours
20 hours
Continuing education
8 hours
Last verified Oct 25, 2026
How do I get this license?
Check the licensing authority
Board
Maine Bureau of Consumer Credit Protection
Last verified Oct 25, 2026 — source and quotation
Maine Bureau of Consumer Credit Protection
Official sourceOfficial agency page
Last verified Oct 25, 2026 — source and quotation
Maine Bureau of Consumer Credit Protection
Official sourceCheck your qualifications
Required hours
20 hours
Prepare your application
Apply with the agency
Last verified Oct 25, 2026 — source and quotation
All applications for mortgage loan originator licenses must be filed with the Bureau through the Nationwide Multistate Licensing System (NMLS).
Official sourceReciprocity
NMLS-approved continuing education completed for another state is accepted toward Maine's CE requirement.
Last verified Oct 25, 2026 — source and quotation
The completion of the education requirements approved by the nationwide mortgage licensing system and registry under this section for any state must be accepted as credit towards completion of continuing education requirements in this State.
Official sourceConfirm your next step with the agency
Review the official instructions for your situation before applying.
Open the official agency page
What else should I know?
Agency guidance
Unless exempt, an individual engaging in the business of mortgage loan origination must obtain and maintain a license annually and a valid NMLS identifier.
Last verified Oct 25, 2026 — source and quotation
An individual, unless specifically exempted from this Article under subsection 2, may not engage in the business of a mortgage loan originator without obtaining and maintaining annually a license under this Article. Each licensed mortgage loan originator must register with and maintain a valid unique identifier issued by the nationwide mortgage licensing system and registry.Official source
Agency guidance
Annual renewal requires completion of continuing education.
Last verified Oct 25, 2026 — source and quotation
The mortgage loan originator has satisfied the annual continuing education requirements described in section 13‑109Official source
When do I renew, and is CE required?
Continuing education hours
8 hours
Last verified Oct 25, 2026 — source and quotation
a licensed mortgage loan originator must complete at least 8 hours of education approved in accordance with subsection 2Official source
Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.
What does it cost?
Confirm the charges and conditions for your application with the official agency.
Which official sources support this guide?
Official sources and verification (8)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
Maine Bureau of Consumer Credit Protection
Maine Bureau of Consumer Credit Protection
Maine Bureau of Consumer Credit ProtectionOfficial source
Last verified Oct 25, 2026
https://www11.maine.gov/pfr/consumercredit/industry/licensing/mlo.htm
Maine Bureau of Consumer Credit ProtectionOfficial source
Last verified Oct 25, 2026
20 hours
20
at least 20 hours of educationOfficial source
Last verified Oct 25, 2026
Unless exempt, an individual engaging in the business of mortgage loan origination must obtain and maintain a license annually and a valid NMLS identifier.
Unless exempt, an individual engaging in the business of mortgage loan origination must obtain and maintain a license annually and a valid NMLS identifier.
An individual, unless specifically exempted from this Article under subsection 2, may not engage in the business of a mortgage loan originator without obtaining and maintaining annually a license under this Article. Each licensed mortgage loan originator must register with and maintain a valid unique identifier issued by the nationwide mortgage licensing system and registry.Official source
Last verified Oct 25, 2026
Annual renewal requires completion of continuing education.
Annual renewal requires completion of continuing education.
The mortgage loan originator has satisfied the annual continuing education requirements described in section 13‑109Official source
Last verified Oct 25, 2026
8 hours
8
a licensed mortgage loan originator must complete at least 8 hours of education approved in accordance with subsection 2Official source
Last verified Oct 25, 2026
NMLS-approved continuing education completed for another state is accepted toward Maine's CE requirement.
NMLS-approved continuing education completed for another state is accepted toward Maine's CE requirement.
The completion of the education requirements approved by the nationwide mortgage licensing system and registry under this section for any state must be accepted as credit towards completion of continuing education requirements in this State.Official source
Last verified Oct 25, 2026
https://www11.maine.gov/pfr/consumercredit/industry/licensing/mlo.htm
All applications for mortgage loan originator licenses must be filed with the Bureau through the Nationwide Multistate Licensing System (NMLS).Official source
Last verified Oct 25, 2026
Not yet verified: license fee, exam, renewal — see the official agency.
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What should I explore next?
Mortgage loan originator in neighboring states
Neighboring states use Census adjacency data, including water and point boundaries.
Related licenses in Maine
Last verified Oct 25, 2026.
Official sources (5)
- https://www11.maine.gov/pfr/consumercredit/industry/licensing/mlo.htm
- https://www.legislature.maine.gov/statutes/9-A/title9-Asec13-106.html
- https://www.legislature.maine.gov/statutes/9-A/title9-Asec13-103.html
- https://www.legislature.maine.gov/statutes/9-A/title9-Asec13-108.html
- https://www.legislature.maine.gov/statutes/9-A/title9-Asec13-109.html
Not legal or tax advice. Confirm with the official agency before filing.