Official sources and verification (10)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
BoardOklahoma Department of Consumer Credit
Oklahoma Department of Consumer Credit
STATE OF OKLAHOMA DEPARTMENT OF CONSUMER CREDIT
Official sourceLast verified Oct 25, 2026
Official agency pageOpen the official agency page
https://oklahoma.gov/okdocc/licenses-we-regulate/mortgage-loan-originator.html
Mortgage Loan Originator STATUTES & RULES: Oklahoma Secure and Fair Enforcement for Mortgage Licensing Act - Title 59 O.S. §§ 2095 - 2095.26
Official sourceLast verified Oct 25, 2026
Apply with the agencyOpen the official agency page
https://oklahoma.gov/okdocc/licenses-we-regulate/mortgage-loan-originator.html
Please visit the NMLS Resource Center to download the applicable checklists for this license. Once on the NMLS Resource center homepage you will select State Licensing then Oklahoma to download the checklists.
Official sourceLast verified Oct 25, 2026
Qualifications / Required hours20 hours
20
In order to meet the pre-licensing education requirement an individual shall complete at least twenty (20) hours of education approved in accordance with SAFE Act
Official sourceLast verified Oct 25, 2026
Qualifications / EducationPrelicensing coursework includes 3 hours federal law, 3 hours ethics, 2 hours nontraditional mortgage lending, and 1 hour Oklahoma law and regulations.
Prelicensing coursework includes 3 hours federal law, 3 hours ethics, 2 hours nontraditional mortgage lending, and 1 hour Oklahoma law and regulations.
Three (3) hours of federal law and regulations; … Three (3) hours of ethics, which shall include instruction on fraud, consumer protection and fair lending issues; … Two (2) hours of training related to lending standards for the nontraditional mortgage product marketplace; and … One (1) hour of Oklahoma law and regulations.
Official sourceLast verified Oct 25, 2026
License term in years1 years
1
This license is valid for one year, beginning on January 1st.
Official sourceLast verified Oct 25, 2026
RenewalThis license may be renewed by submitting renewal documentation through NMLS before December 1st of each year.
This license may be renewed by submitting renewal documentation through NMLS before December 1st of each year. Applies to: Oklahoma mortgage loan originator license renewal; submit before the stated date
This license may be renewed by submitting renewal documentation through NMLS before December 1st of each year.
Official sourceLast verified Oct 25, 2026
Continuing education hours8 hours
8
A licensed mortgage loan originator is required to complete at least eight (8) hours of education on an annual basis.
Official sourceLast verified Oct 25, 2026
Agency guidanceAn individual taking a residential mortgage application or offering, negotiating or modifying its terms for compensation or expected gain is a mortgage loan originator.
An individual taking a residential mortgage application or offering, negotiating or modifying its terms for compensation or expected gain is a mortgage loan originator.
A mortgage loan originator is any individual who for compensation or gain or in the expectation of compensation or gain takes a residential mortgage loan application or offers, negotiates or modifies the terms of a residential mortgage loan.
Official sourceLast verified Oct 25, 2026
Agency guidanceAnnual continuing education courses and providers require NMLS approval.
Annual continuing education courses and providers require NMLS approval.
Continuing education courses are reviewed and approved by the Nationwide Mortgage Licensing System and Registry (NMLS). Review and approval of a continuing education course includes review and approval of the course provider.
Official sourceLast verified Oct 25, 2026