Licensure is required to engage in the MLO business for a North Dakota dwelling unless specifically exempt.
20 hours
Pass the qualified written test with at least 75 percent correct answers.
The renewal period begins November 1st and closes on December 31st of each year.
8 hours
Last verified Oct 25, 2026
North Dakota Department of Financial Institutions
Department of Financial InstitutionsOfficial source
Department of Financial InstitutionsOfficial source
20 hours
a person shall complete at least twenty hours of education approved in accordance with subsection 2Official source
Pass the qualified written test with at least 75 percent correct answers.
An individual shall not be considered to have passed a qualified written test unless the individual achieves a test score of not less than seventy-five percent correct answers to questions.Official source
All MLO licenses are obtained by first completing an application through the Nationwide Multistate Licensing System (NMLS) Resource Center.Official source
Education credit: NMLS-approved prelicensing education for another state is accepted toward North Dakota's requirement.
The prelicensing education requirements approved by the nationwide mortgage licensing system and registry in subsection 1 for any state shall be accepted as credit toward completion of prelicensing education requirements in North Dakota.Official source
Review the official instructions for your situation before applying.
Open the official agency pageLicensure is required to engage in the MLO business for a North Dakota dwelling unless specifically exempt.
Unless specifically exempted from licensing, a person requires a license if he/she engages in the business of an MLO with respect to any dwelling located in North Dakota.Official source
The renewal period begins November 1st and closes on December 31st of each year.
The renewal period begins November 1st and closes on December 31st of each year.Official source
All licenses issued by the Department are annual in nature and need to be renewed for each calendar year.
All licenses issued by the Department are annual in nature and need to be renewed for each calendar year.Official source
8 hours
a licensed mortgage loan originator shall complete at least eight hours of education approved in accordance with subsection 2Official source
3 hours federal law and regulations; 2 hours ethics including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending standards
Three hours of federal law and regulations; b. Two hours of ethics, which shall include instruction on fraud, consumer protection, and fair lending issues; and … Two hours of training related to lending standards for the nontraditional mortgage product marketplace.Official source
Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.
$25
North Dakota license fees include a $25 initial application fee and a $50 annual license fee, which is required at each subsequent renewal.Official source
$50
North Dakota license fees include a $25 initial application fee and a $50 annual license fee, which is required at each subsequent renewal.Official source
Confirm the charges and conditions for your application with the official agency.
The renewal period begins November 1st and closes on December 31st of each year.
The renewal period begins November 1st and closes on December 31st of each year.Official source
Last verified Oct 25, 2026
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
North Dakota Department of Financial Institutions
North Dakota Department of Financial Institutions
Department of Financial InstitutionsOfficial source
Last verified Oct 25, 2026
https://www.nd.gov/dfi/about-dfi/non-depository/frequently-asked-questions-non-depository
Department of Financial InstitutionsOfficial source
Last verified Oct 25, 2026
https://www.nd.gov/dfi/about-dfi/non-depository/frequently-asked-questions-non-depository
All MLO licenses are obtained by first completing an application through the Nationwide Multistate Licensing System (NMLS) Resource Center.Official source
Last verified Oct 25, 2026
20 hours
20
a person shall complete at least twenty hours of education approved in accordance with subsection 2Official source
Last verified Oct 25, 2026
Pass the qualified written test with at least 75 percent correct answers.
Pass the qualified written test with at least 75 percent correct answers.
An individual shall not be considered to have passed a qualified written test unless the individual achieves a test score of not less than seventy-five percent correct answers to questions.Official source
Last verified Oct 25, 2026
$25
25
North Dakota license fees include a $25 initial application fee and a $50 annual license fee, which is required at each subsequent renewal.Official source
Last verified Oct 25, 2026
$50
50
North Dakota license fees include a $25 initial application fee and a $50 annual license fee, which is required at each subsequent renewal.Official source
Last verified Oct 25, 2026
All licenses issued by the Department are annual in nature and need to be renewed for each calendar year.
1
All licenses issued by the Department are annual in nature and need to be renewed for each calendar year.Official source
Last verified Oct 25, 2026
The renewal period begins November 1st and closes on December 31st of each year.
The renewal period begins November 1st and closes on December 31st of each year. Applies to: North Dakota mortgage loan originator licenses
The renewal period begins November 1st and closes on December 31st of each year.Official source
Last verified Oct 25, 2026
8 hours
8
a licensed mortgage loan originator shall complete at least eight hours of education approved in accordance with subsection 2Official source
Last verified Oct 25, 2026
3 hours federal law and regulations; 2 hours ethics including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending standards
3 hours federal law and regulations; 2 hours ethics including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending standards
Three hours of federal law and regulations; b. Two hours of ethics, which shall include instruction on fraud, consumer protection, and fair lending issues; and … Two hours of training related to lending standards for the nontraditional mortgage product marketplace.Official source
Last verified Oct 25, 2026
Education credit: NMLS-approved prelicensing education for another state is accepted toward North Dakota's requirement.
Education credit: NMLS-approved prelicensing education for another state is accepted toward North Dakota's requirement.
The prelicensing education requirements approved by the nationwide mortgage licensing system and registry in subsection 1 for any state shall be accepted as credit toward completion of prelicensing education requirements in North Dakota.Official source
Last verified Oct 25, 2026
Licensure is required to engage in the MLO business for a North Dakota dwelling unless specifically exempt.
Licensure is required to engage in the MLO business for a North Dakota dwelling unless specifically exempt.
Unless specifically exempted from licensing, a person requires a license if he/she engages in the business of an MLO with respect to any dwelling located in North Dakota.Official source
Last verified Oct 25, 2026
Not yet verified: license fee — see the official agency.
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Last verified Oct 25, 2026.
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