Official sources and verification (14)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
BoardNebraska Department of Banking and Finance
Nebraska Department of Banking and Finance
The Nebraska Department of Banking and Finance uses the Nationwide Mortgage Licensing System (NMLS).
Official sourceLast verified Oct 25, 2026
Official agency pageOpen the official agency page
https://ndbf.nebraska.gov/industries/mortgage-lenders
The Nebraska Department of Banking and Finance uses the Nationwide Mortgage Licensing System (NMLS).
Official sourceLast verified Oct 25, 2026
Apply with the agencyOpen the official agency page
https://ndbf.nebraska.gov/industries/mortgage-lenders
All entities or individuals applying for a new mortgage license or renewing a license are required to use the NMLS.
Official sourceLast verified Oct 25, 2026
Qualifications / Required hours22 hours
22
complete twenty (20) hours of pre-license education (22 hours after July 1, 2013)
Official sourceLast verified Oct 25, 2026
Qualifications / BondSponsorship by a licensed or registered company and coverage under its surety bond.
Sponsorship by a licensed or registered company and coverage under its surety bond.
the applicant is sponsored by a licensed or registered company and covered by its surety bond.
Official sourceLast verified Oct 25, 2026
Fees / Application$150
150
The Department’s application fee for a new license is $150.00.
Official sourceLast verified Oct 25, 2026
Fees / Renewal$125
125
For the annual renewal of a mortgage loan originator license, the fee shall be one hundred twenty-five dollars, plus the cost of the criminal history background check required by the director and any processing fee allowed under subsection (2) of section 45-748.
Official sourceLast verified Oct 25, 2026
Renewal period in yearsMortgage loan originator licenses may be renewed annually by submitting to the director a request for renewal and any supplemental material as required by the director.
1
Mortgage loan originator licenses may be renewed annually by submitting to the director a request for renewal and any supplemental material as required by the director.
Official sourceLast verified Oct 25, 2026
RenewalThe NMLS opens license renewal functionality on or about November 1st of each year. Renewals must be submitted on or before December 31st.
The NMLS opens license renewal functionality on or about November 1st of each year. Renewals must be submitted on or before December 31st. Applies to: Nebraska mortgage loan originator licenses
The NMLS opens license renewal functionality on or about November 1st of each year. Renewals must be submitted on or before December 31st.
Official sourceLast verified Oct 25, 2026
Continuing education hours8 hours
8
You must complete eight (8) hours of continuing education each year.
Official sourceLast verified Oct 25, 2026
Continuing education topicsNebraska-specific continuing education is not currently required.
Nebraska-specific continuing education is not currently required.
Q: Does the Department require Nebraska-specific courses for continuing education? A: No. State-specific continuing education is not currently required.
Official sourceLast verified Oct 25, 2026
Agency guidanceA license is required to originate residential mortgage loans on Nebraska property, subject to statutory exemptions and temporary authority.
A license is required to originate residential mortgage loans on Nebraska property, subject to statutory exemptions and temporary authority.
An individual, unless specifically exempted from the Residential Mortgage Licensing Act under section 45-703 or, on or after November 24, 2019, unless having temporary authority under subsections (4) or (5) of this section, shall not engage in, or offer to engage in, the business of a mortgage loan originator with respect to any residential real estate or dwelling located or intended to be located in this state without first obtaining and maintaining annually a license under the act.
Official sourceLast verified Oct 25, 2026
Agency guidanceInitial licenses last until the next December 31.
Initial licenses last until the next December 31.
All initial mortgage loan originator licenses shall remain in full force and effect until the next succeeding December 31.
Official sourceLast verified Oct 25, 2026
Agency guidanceAuthorize criminal-history and credit reports through NMLS.
Authorize criminal-history and credit reports through NMLS.
(4) authorize a criminal history report via the NMLS, (5) authorize a credit report via the NMLS
Official sourceLast verified Oct 25, 2026