How to Get a Mortgage loan originator License in Louisiana (2026)

Louisiana Office of Financial Institutions

Louisiana Office of Financial Institutions

Louisiana Office of Financial Institutions

Last verified Oct 25, 2026

Open the official agency page

https://ofi.la.gov/non-depository/residential-mortgage-lending/faqs/

Louisiana Office of Financial Institutions

Last verified Oct 25, 2026

Open the official agency page

https://ofi.la.gov/non-depository/residential-mortgage-lending/faqs/

All entities and/or individuals applying for a new license, or renewing an existing license, in Louisiana are required to use the NMLS&R.

Last verified Oct 25, 2026

$200

200

the application fee for a license to act as an originator is $200

Last verified Oct 25, 2026

$200

200

the annual license renewal fee for each originator is $200.

Last verified Oct 25, 2026

Each person licensed as a mortgage broker, mortgage lender, mortgage loan originator, or mortgage servicer must submit an annual license renewal application to the NMLS&R on or before December 31st of each year.

each person licensed as a mortgage broker, mortgage lender, mortgage loan originator, or mortgage servicer shall submit an annual license renewal application to the NMLS&R on or before December 31st of each year. Applies to: Louisiana mortgage loan originator licenses

each person licensed as a mortgage broker, mortgage lender, mortgage loan originator, or mortgage servicer shall submit an annual license renewal application to the NMLS&R on or before December 31st of each year.

Last verified Oct 25, 2026

Louisiana licenses individuals who take residential mortgage applications or offer or negotiate loan terms for compensation or expected gain, subject to statutory exemptions.

Louisiana licenses individuals who take residential mortgage applications or offer or negotiate loan terms for compensation or expected gain, subject to statutory exemptions.

“Mortgage loan originator” means an individual who for compensation or gain or with the expectation of compensation or gain takes a residential mortgage loan application or offers or negotiates terms of a residential mortgage loan.

Last verified Oct 25, 2026

20 hours

20

a person shall complete at least twenty hours of education approved in accordance with this Section

Last verified Oct 25, 2026

8 hours

8

a licensed mortgage loan originator shall complete at least eight hours of continuing education

Last verified Oct 25, 2026

3 hours federal laws and regulations; 2 hours ethics, including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending standards

3 hours federal laws and regulations; 2 hours ethics, including fraud, consumer protection and fair lending; 2 hours nontraditional mortgage lending standards

Three hours of federal laws and regulations. (b) Two hours of ethics, which shall include instruction on fraud, consumer protection, and fair lending issues. (c) Two hours of training related to lending standards for the nontraditional mortgage product marketplace.

Last verified Oct 25, 2026

Unless a commissioner rule provides otherwise, NMLS-approved prelicensing courses completed for another state are accepted toward Louisiana's education requirement.

Unless a commissioner rule provides otherwise, NMLS-approved prelicensing courses completed for another state are accepted toward Louisiana's education requirement.

Unless otherwise provided by a rule issued by the commissioner, a person having successfully completed the pre-licensing education courses approved by the NMLS&R for any other state shall be accepted as credit towards completion of pre-licensing education course requirements in this state.

Last verified Oct 25, 2026