How to Get a Mortgage loan originator License in District of Columbia (2026)
Quick answer
Unless an exemption applies, a license is required before conducting or holding oneself out as conducting mortgage loan origination.
Last verified Oct 25, 2026
How do I get this license?
Check the licensing authority
Board
District of Columbia Department of Insurance, Securities and Banking
Last verified Oct 25, 2026 — source and quotation
Department of Insurance, Securities and Banking
Official sourceOfficial agency page
Last verified Oct 25, 2026 — source and quotation
Department of Insurance, Securities and Banking
Official sourceCheck your qualifications
Education
Meet the Commissioner's educational requirements and provide proof of required pre-licensure testing and post-licensure CE.
Last verified Oct 25, 2026 — source and quotation
Meet educational requirements prescribed by the Commissioner; (5) Provide proof of compliance with pre-licensure testing and post-licensure continuing education requirements as prescribed by the Commissioner
Official sourcePrepare your application
Apply with the agency
Confirm your next step with the agency
Review the official instructions for your situation before applying.
Open the official agency page
What else should I know?
Agency guidance
Unless an exemption applies, a license is required before conducting or holding oneself out as conducting mortgage loan origination.
Last verified Oct 25, 2026 — source and quotation
No person shall engage in business as a mortgage loan originator, loan officer, mortgage lender, mortgage broker, or any permissible combination thereof, or hold himself out to the public to be a mortgage loan originator, loan officer, mortgage lender, mortgage broker, or any permissible combination thereof, unless such person has first obtained a license under this chapter.Official source
Agency guidance
An applicant for a DC mortgage loan originator license must have a sponsor.
Last verified Oct 25, 2026 — source and quotation
An applicant for a mortgage loan originator’s license shall have a sponsor.Official source
Agency guidance
The Commissioner determines expiration; the initial term is at least 180 days and no longer than 18 months.
Last verified Oct 25, 2026 — source and quotation
A license issued under this chapter shall expire on a date to be determined by the Superintendent [Commissioner]; provided, that the initial term of the license shall be not less than 180 days, or greater than 18 months, after the effective date of the license.Official source
When do I renew, and is CE required?
Renewal period in years
1 years
Last verified Oct 25, 2026 — source and quotation
A license may thereafter be renewed for one-year term extensions as provided by this section.Official source
Have a license or permit? Use the expiration date printed on it to set up your calendar and reminders.
What does it cost?
Confirm the charges and conditions for your application with the official agency.
Which official sources support this guide?
Official sources and verification (8)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
District of Columbia Department of Insurance, Securities and Banking
District of Columbia Department of Insurance, Securities and Banking
Department of Insurance, Securities and BankingOfficial source
Last verified Oct 25, 2026
https://disb.dc.gov/page/compliance-requirements-banking
Department of Insurance, Securities and BankingOfficial source
Last verified Oct 25, 2026
Meet the Commissioner's educational requirements and provide proof of required pre-licensure testing and post-licensure CE.
Meet the Commissioner's educational requirements and provide proof of required pre-licensure testing and post-licensure CE.
Meet educational requirements prescribed by the Commissioner; (5) Provide proof of compliance with pre-licensure testing and post-licensure continuing education requirements as prescribed by the CommissionerOfficial source
Last verified Oct 25, 2026
Unless an exemption applies, a license is required before conducting or holding oneself out as conducting mortgage loan origination.
Unless an exemption applies, a license is required before conducting or holding oneself out as conducting mortgage loan origination.
No person shall engage in business as a mortgage loan originator, loan officer, mortgage lender, mortgage broker, or any permissible combination thereof, or hold himself out to the public to be a mortgage loan originator, loan officer, mortgage lender, mortgage broker, or any permissible combination thereof, unless such person has first obtained a license under this chapter.Official source
Last verified Oct 25, 2026
An applicant for a DC mortgage loan originator license must have a sponsor.
An applicant for a DC mortgage loan originator license must have a sponsor.
An applicant for a mortgage loan originator’s license shall have a sponsor.Official source
Last verified Oct 25, 2026
The Commissioner determines expiration; the initial term is at least 180 days and no longer than 18 months.
The Commissioner determines expiration; the initial term is at least 180 days and no longer than 18 months.
A license issued under this chapter shall expire on a date to be determined by the Superintendent [Commissioner]; provided, that the initial term of the license shall be not less than 180 days, or greater than 18 months, after the effective date of the license.Official source
Last verified Oct 25, 2026
https://disb.dc.gov/page/compliance-requirements-banking
Mortgage Loan OriginatorOfficial source
Last verified Oct 25, 2026
1 years
1
A license may thereafter be renewed for one-year term extensions as provided by this section.Official source
Last verified Oct 25, 2026
Not yet verified: license fee, required hours, exam, renewal, continuing education — see the official agency.
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Mortgage loan originator in neighboring states
Neighboring states use Census adjacency data, including water and point boundaries.
Related licenses in District of Columbia
Last verified Oct 25, 2026.
Official sources (2)
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