Official sources and verification (12)
Last verified Oct 25, 2026. Each quotation supports the corresponding published value.
BoardConnecticut Department of Banking, Consumer Credit Division
Connecticut Department of Banking, Consumer Credit Division
Connecticut Department of Banking
Consumer Credit Division
Official sourceLast verified Oct 25, 2026
Official agency pageOpen the official agency page
https://portal.ct.gov/dob/consumer-credit-licensing-info/consumer-credit-licensing-information/mortgage-loan-originator-licensing-information
Connecticut Department of Banking
Consumer Credit Division
Official sourceLast verified Oct 25, 2026
Apply with the agencyOpen the official agency page
https://portal.ct.gov/dob/consumer-credit-licensing-info/consumer-credit-licensing-information/mortgage-loan-originator-licensing-information
If you wish to apply for a mortgage loan originator license you should begin by first reviewing Connecticut’s Jurisdiction-Specific Requirements
Official sourceLast verified Oct 25, 2026
Qualifications / Required hoursAt least 20 hours of approved prelicensing education and at least 1 hour on relevant Connecticut law.
At least 20 hours of approved prelicensing education and at least 1 hour on relevant Connecticut law.
(A) At least twenty hours of education approved in accordance with subdivision (2) of this subsection ... (B) At least one hour of education approved in accordance with subdivision (2) of this subsection on relevant Connecticut law.
Official sourceLast verified Oct 25, 2026
Fees / License$300
300
Each applicant for an initial license or renewal of a license as a mortgage loan originator or loan processor or underwriter shall pay to the system any required fees or charges and a license fee of three hundred dollars.
Official sourceLast verified Oct 25, 2026
Fees / Renewal$300
300
Each applicant for an initial license or renewal of a license as a mortgage loan originator or loan processor or underwriter shall pay to the system any required fees or charges and a license fee of three hundred dollars.
Official sourceLast verified Oct 25, 2026
RenewalAn application for renewal of a license must be filed between November first and December thirty-first of the year in which the license expires.
An application for renewal of a license shall be filed between November first and December thirty-first of the year in which the license expires. Applies to: Connecticut mortgage loan originator licenses
An application for renewal of a license shall be filed between November first and December thirty-first of the year in which the license expires.
Official sourceLast verified Oct 25, 2026
Continuing education hours8 hours
8
a licensed mortgage loan originator, a qualified individual or branch manager and a licensed loan processor or underwriter, shall complete at least eight hours of education
Official sourceLast verified Oct 25, 2026
Continuing education topicsAt least 3 hours federal law; 2 ethics; 2 nontraditional mortgage lending; 1 Connecticut law.
At least 3 hours federal law; 2 ethics; 2 nontraditional mortgage lending; 1 Connecticut law.
Such courses shall include at least (A) three hours of instruction on relevant federal law and regulation; (B) two hours of ethics, including instruction on fraud, consumer protection and fair lending issues; (C) two hours of training related to lending standards for the nontraditional mortgage product marketplace; and (D) effective January 1, 2015, one hour of relevant Connecticut law.
Official sourceLast verified Oct 25, 2026
ReciprocityEducation credit only: qualifying system-approved out-of-state prelicensing education is accepted.
Education credit only: qualifying system-approved out-of-state prelicensing education is accepted.
When prelicensing education requirements described in subdivision (1) of this subsection are completed in another state, such out-of-state prelicensing education requirements shall be accepted as credit towards completion of the prelicensing education requirements of this state, provided such out-of-state prelicensing education requirements are approved by the system.
Official sourceLast verified Oct 25, 2026
Agency guidanceUnless exempt or operating under statutory temporary authority, individuals originating residential mortgages for a licensee or exempt person need an annual MLO license.
Unless exempt or operating under statutory temporary authority, individuals originating residential mortgages for a licensee or exempt person need an annual MLO license.
An individual, unless specifically exempted under subdivision (2) of this subsection or acting pursuant to the temporary authority provided in subsection (e) of this section, shall not engage in the business of a mortgage loan originator on behalf of a licensee or a person exempt under section 36a-487 with respect to any residential mortgage loan without first obtaining and maintaining annually a license as a mortgage loan originator under section 36a-489.
Official sourceLast verified Oct 25, 2026
Agency guidanceLicenses expire December 31 of the approval year; approvals on or after November 1 expire December 31 of the following year.
Licenses expire December 31 of the approval year; approvals on or after November 1 expire December 31 of the following year.
Each mortgage lender, mortgage correspondent lender, mortgage broker, lead generator, mortgage loan originator and loan processor or underwriter license shall expire at the close of business on December thirty-first of the year in which it is approved, unless such license is renewed, and provided any such license that is approved on or after November first shall expire at the close of business on December thirty-first of the year following the year in which it is approved.
Official sourceLast verified Oct 25, 2026